Maureen Elkins at Guaranteed Rate Affinity NMLS #507737

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Bethel, CT
Maureen Elkins at Guaranteed Rate Affinity NMLS #507737

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I am a VP of Mortgage Lending NMLS 507737 at Guaranteed Rate Affinity NMLS 1598647, specializing in purchase and refinance home loans.

With over 30 years in financial services, Maureen knows that the industry is ever-changing. By staying up-to-date with the latest industry changes and trends, she's able to assist her clients with the best products and rates. With experience in CHFA, FHA, VA and conventional loans, Maureen creates a seamless experience from start to finish.

11/02/2026

Who said mortgage prep has to start with a full application? It can start with one simple folder.

Create a place for financial information you may need later, then organize it one category at a time. This way, you’ll have everything you need when it comes time to kick off your loan application and your journey home.

Remember, what’s actually required may vary, so connect with me and I can provide you with a personalized list. For now, start with one category at a time and keep on going.
https://myoc.io/bnis2tAppWG/eWVE2

NMLS # 507737

10/31/2026

The extra monthly cost of mortgage insurance shouldn't stand between you and homeownership and for qualified buyers, it won't. Guaranteed Rate Affinity offers down payment options as low as 3% with mortgage insurance waived.

Let's connect to see if this is the right fit for you.

https://myoc.io/bnis2tAppWG/cxTA7

NMLS # 507737

10/31/2026

For many families, the goal is simple: helping their parents stay in their home safely and comfortably for as long as possible.

A Reverse mortgage could help support aging in place by improving cash flow, paying off an existing mortgage or covering home expenses.

Every family is different. The key is understanding all the options.

If staying at home is important to your parents. let's talk through what's possible.

http://GRARate.com/MaureenElkins

10/30/2026

Today’s NAR report revealed that home prices rose in 78% of the nation’s metro markets in the third quarter, with the average home price sitting around $432,900. The Northeast (4%) and Midwest (3.6%) regions led the nation in price appreciation. There are still opportunities out there for savvy buyers though, with home prices declining in 21% of markets in Q3.

Let’s discuss how you can make the most of today’s housing market.
https://myoc.io/bnis2tAppWG/iUj60

NMLS # 507737

10/30/2026

Struggling to find a property you love? A renovation loan may be the game-changer you’re looking for. With one loan, you could finance a house and the upgrades that turn it into your dream home. Reach out to learn how our reno team could help you buy smarter and dream bigger.

https://myoc.io/bnis2tAppWG/FF5oT

NMLS # 507737

10/29/2026

The Fed held interest rates steady citing a growing economy and sticky inflation and mortgage rates are expected to stay about where they are as well. A more stable environment makes planning your next home financing move easier. You can focus on your timing and budget instead of trying to anticipate what the future may hold.

Need someone to bounce ideas off? Let’s talk about what's next for your homeownership plan.
https://myoc.io/bnis2tAppWG/OWG23

NMLS # 507737

10/29/2026

Looking to grow your portfolio? Guaranteed Rate Affinity Portfolio has mortgage solutions that use your rental property cash flow to get you approved. Contact me to learn more.

https://myoc.io/bnis2tAppWG/5rpVC

NMLS # 507737

10/28/2026

If you've been turned down for a mortgage, the reason might surprise you. It probably wasn't your cash flow. It wasn't your savings. It wasn't even your credit. It was your tax return. Specifically, the number traditional lenders use to decide how much you can borrow. For self-employed borrowers who minimize taxable income, that number rarely tells the whole story. The finances were never the problem. The loan product was.

Let's explore the options that may be a better fit.

https://myoc.io/bnis2tAppWG/diTWf

NMLS # 507737

10/28/2026

Many older homeowners have built substantial equity over the years buy still feel pressure from monthly expenses.

A Reverse Mortgage could help eligible homeowners access their home equity to create more financial flexibility in retirement.

It's not the right fit for everyone, but for some families it could help reduce stress and create more options.

Want to learn how this could work for your parents? Reach out anytime.

http://GRARate.com/MaureenElkins

10/27/2026

Which home did you get? While the results may be surprising, hopefully this fall-themed game got you thinking outside of the box.

The key takeaway? There’s more on the market than traditional single-family homes, and many alternative home types bring unique benefits. I can help you explore different financing options to see what’s possible.

Keep the fun going, drop your emoji in the comments and tag a friend!
https://myoc.io/bnis2tAppWG/DeKJP

NMLS # 507737

Address

230 Greenwood Avenue, Suite 1A
Bethel, CT
06801

Telephone

+18606040299

Website

https://www.grarate.com/loan-officer/maureenelkins

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