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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 5pm Sunday 9am - 5pm

Katie Sheats - Direct Mortgage Loans

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United States
Bethany Beach, DE
Katie Sheats - Direct Mortgage Loans

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Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs. Katie Sheats - NMLS #524438 - Licensed in DE & MD.

Local loan officers providing expert home-buying guidance from application to closing. Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

11/06/2026

Fall into Homeownership This November!

Think buying a home has to wait until spring? Not necessarily!
November can be a great time to start your homebuying journey, and getting prepared now can put you in a stronger position when you find the right home.

3 things every borrower should know:
-Get pre-approved early. Know your estimated budget and understand what you may qualify for before you start house hunting.
-Don't focus on the interest rate alone. Your monthly payment can also include property taxes, homeowners insurance, mortgage insurance, and HOA dues.
-Avoid big financial changes. Opening new credit cards, financing a vehicle, or making large unexplained deposits can complicate your mortgage approval.

Your dream home doesn't have a season. Let's make a plan to get you one step closer to homeownership!
Go Direct.

11/03/2026

Qualifying for a certain amount doesn’t always mean you should spend that amount. 🏡
Before you start house hunting, ask yourself what monthly payment actually fits your life. Leave room for savings, travel, everyday expenses, and the unexpected.
Start with the payment you want. Then work backward to the price.

10/19/2026

Stop Renting. Start Exploring Your Homeownership Options.

Ten minutes could be the first step toward owning a home instead of renewing your lease.

If you've found a home you're interested in, send us the address along with your household size. We'll help determine whether the property may qualify for a USDA loan and walk you through your next steps.

You might be closer to homeownership than you think and we're here to help make the process simple.

📩 Message us today to get started!

10/16/2026

Buying a home isn’t just about how much you can qualify for. It’s about finding a payment that fits your life today and your financial goals for tomorrow.

Your maximum approval, comfortable payment, and long term goals can all point to different numbers. Take a closer look at the full picture before deciding what you want to spend.

Calculate the payment. Then decide what you want it to be. Go Direct.

10/13/2026

Getting pre-approved is exciting, but what you do after approval can impact your loan and closing.

Until you have the keys, avoid these 5 common mistakes: financing a new car, opening new credit, making large unexplained deposits, changing jobs without talking to your lender, or running up credit card balances.

When in doubt, ask your lender first. A quick conversation can help keep your home purchase on track.

10/09/2026

Buying a home is exciting, but a few common mortgage mistakes can cost you more than you expect. 🏡💰

From focusing only on the monthly payment to making a big purchase before closing, the details matter. Understanding your loan options, closing costs, and financial picture can help you make more informed decisions throughout the process.

Before you make a move, talk to your lender first.

10/06/2026

Think your credit score is the only thing standing between you and a home loan? Think again. 🏡

Lenders look at the whole picture, including your credit history, payment history, income, debt, assets, and reserves.

Your number matters, but it’s only part of the conversation. When you’re ready to explore your options, Go Direct.

10/05/2026

🏡 What exactly is a condo? And what should buyers know before purchasing one?

From shared amenities and common areas to HOA dues and maintenance responsibilities, understanding how condo ownership works is an important part of the homebuying process.

In this edition of Condo Corner, Katie Sheats breaks down the basics and shares her expertise on condo financing, second homes, and investment properties.

Have condo financing questions? Katie has the answers!

10/02/2026

10/01/2026

Talk to a lender that knows the difference. Give me a call!

Address

300 Ocean View Parkway
Bethany Beach, DE
19930

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+13025425252

Website

https://www.directmortgageloans.com/katie-sheats/

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