Carolyn Kelly, Mortgage Loan Originator, NMLS #2668347

03/17/2026

Happy St Patrick's Day to all who celebrate! And even to those that don't :>

03/03/2026

Have you been thinking about a second home at the beach? Now might be the perfect time! We now have a loan product that allows 100% financing! Give me a call and let's explore your second home dreams!

Carolyn Ames Kelly
NMLS 2668347
302-703-9266

02/02/2026

Well, Phil saw his shadow, so we have 6 more weeks of winter. We can spend the day being mad about it, or we can prepare for Spring anyway! If you start now, you can be in your new house just in time!! Your first step? Give me a call and get pre-approved. That way, you know how much you can afford and what you are looking for.

Carolyn, Mortgage Loan Advisor
NMLS #2668437 | Whitecap Mortgage Delmarva
302-703-9266

01/28/2026

Check out this beauty, right on the canal! Coastal vibes for DAYS! Imagine enjoying your cocktail overlooking the water before summer even starts! https://www.homes.com/.../35434-pine-dr.../mmvevq0f2d156/
If you would like to talk financing for this property, or any other, please feel free to give me a call at 302-703-9266. Pine Drive is a leased land property, but there are definitely options for a loan. In fact, we just provided financing to a new homeowner a few houses away!
Carolyn Kelly
NMLS 2668347

🤩🤩🎯🎯Coming Hot with a Huge Price adjustment. 🚨🚨🚨
Do you know anyone looking for a waterfront home in a beautiful community?
https://matrix.brightmls.com/.../HvbR75DDxxf/35434PineDRIVE

01/26/2026

Hey friends, check out this beautiful new-construction property, perfect for a multigenerational family or someone looking to buy a new home with income potential. This property features a main house with 4 bedrooms and three baths, AND a one-bedroom one-bath apartment. The property can be enjoyed as a whole or as two separate, self-sufficient units.

https://www.zillow.com/homedetails/26395-Bay-Farm-Rd-Millsboro-DE-19966/81572057_zpid/

To see this beauty, call Nicole Cucinotta 610-724-8365, with Iron Valley Real Estate at The Beach (302) 541-8787

If you would like to talk about financing this property, give me a call at 302-703-9266

Carolyn Kelly, NMLS 2668347

This 2570 square feet Single Family home has 5 bedrooms and 4 bathrooms. It is located at 26395 Bay Farm Rd, Millsboro, DE.

01/01/2026

✨ Happy New Year from all of us at Whitecap Mortgage! ✨

Thank you to our amazing clients, partners, and friends for trusting us in 2025. We’re grateful for every referral, every closing, and every relationship — and we can’t wait to help even more people home in the year ahead. Cheers to a happy, healthy, and successful New Year!

12/25/2025

Wishing you and yours a very Merry Christmas!