GaSandra Carlson

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GaSandra Carlson NMLS #487425

Hixon Mortgage, LLC | NMLS #2602794
🌲Lending in the . Lic: OR, WA

This is one of the most common misconceptions in real estate — and it leads a lot of buyers to wait on the wrong thing. ...
11/02/2026

This is one of the most common misconceptions in real estate — and it leads a lot of buyers to wait on the wrong thing. 💡 Understanding what actually moves mortgage rates puts you in a much better position to act at the right time.

The market has shifted — and so has the opportunity. 4.9 months of inventory, price reductions on nearly 1 in 5 active l...
10/30/2026

The market has shifted — and so has the opportunity. 4.9 months of inventory, price reductions on nearly 1 in 5 active listings, and sellers willing to contribute toward your rate. This isn’t a market to sit out. It’s one to understand. 🏡

More inventory. More days on market. More room to negotiate. 📊 The window is open — the question is whether you're ready...
10/28/2026

More inventory. More days on market. More room to negotiate. 📊 The window is open — the question is whether you're ready to walk through it.

Find the street your kids will want to trick or treat on forever. 🎃
10/26/2026

Find the street your kids will want to trick or treat on forever. 🎃

Chasing the lowest rate while ignoring everything else is like buying the cheapest car without checking what's under the...
10/23/2026

Chasing the lowest rate while ignoring everything else is like buying the cheapest car without checking what's under the hood. 📋 The full picture of your loan matters more than any single number in it.

If you’re counting on short-term rental income to help you qualify, lenders don’t use the full number. There’s a formula...
10/21/2026

If you’re counting on short-term rental income to help you qualify, lenders don’t use the full number. There’s a formula — and knowing it before you apply makes a big difference. 🏡

HELOC and cash-out refi are not interchangeable — and picking the wrong one can cost you. Here's how to know which tool ...
10/19/2026

HELOC and cash-out refi are not interchangeable — and picking the wrong one can cost you. Here's how to know which tool actually fits your situation. 🏠

One of the most common misconceptions we hear — “the Fed cut rates, so mortgage rates should be lower.” It’s a little mo...
10/16/2026

One of the most common misconceptions we hear — “the Fed cut rates, so mortgage rates should be lower.” It’s a little more complicated than that. Mortgage rates respond to a whole mix of economic signals, and the Fed is just one piece of the puzzle. 📊

Comparing today's rates to 2020 is like comparing your grocery bill to pandemic prices — it's not a fair benchmark. 📊 Zo...
10/14/2026

Comparing today's rates to 2020 is like comparing your grocery bill to pandemic prices — it's not a fair benchmark. 📊 Zoom out on the history and the picture looks a lot more normal than the headlines suggest.

Gratitude and respect today and always. Happy Indigenous Peoples' Day. 🏔️
10/12/2026

Gratitude and respect today and always. Happy Indigenous Peoples' Day. 🏔️

Address

1567 SW Chandler Avenue, #203
Bend, OR
97703

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+15033511802

Website

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