Integral Benefits Group

07/31/2025

Excited to be apart of this, come out and say hi!

🎉 ResFest Turns 20! 🎉

Join us for a milestone celebration of community, connection, and resilience rooted in West Baltimore! ResFest 2025 is bringing the energy with:
🎶 Live music from the Love Groove Band, Quinton Randall, Dj TNT EPIC 1, Baltimore Twilighters & more
🎒 Free backpacks, school supplies & groceries
🍗 Local eats from Soul Smoked BBQ, Bird Box Express & Keyvin’s Kitchen
🤝 50+ vendors & activities for all ages

We’re still calling on vendors, volunteers, and sponsors to be part of this unforgettable day. If you’ve been waiting for the right time to show up for the community—this is it.

Let’s build something beautiful, together.
📅 Saturday, August 3 | German Park
🔗 Learn more: stfranciscenter.org/resfest

ResFest is hosted by SFNC in partnership with Friends of German Park in Reservoir Hill and Reservoir Hill Improvement Council, with support from our media partners at WYPR/WTMD.

06/21/2025

🎉 Welcome Juan Cruze Ponce to the IBG Team!

Please join us in giving a warm welcome to Juan Cruze Ponce, the newest face at Integral Benefits Group! Juan brings amazing energy, a friendly attitude, and a genuine passion for helping others — which makes him a perfect fit for our mission.

We’re excited to have him on board as we continue to serve and support our community with heart and purpose.

Drop a 👋 or a ❤️ to help us welcome Juan!

06/04/2025

🎉 We’re officially opening our New Baltimore office—and you’re invited! 🎉

Join us on July 15th from 6–9PM at our new home in the heart of downtown as we welcome you to the new space built to serve our clients, brokers, and community.

✨ What to Expect:
✅ Ribbon cutting
✅ Food & drinks
✅ Local networking
✅ Raffle & giveaways
✅ Meet the IBG team + a few surprises
✅ A message from Chris Farmer

💜 Raffle for a Cause
We’re proud to support St. Francis Neighborhood Center, Baltimore’s oldest youth enrichment nonprofit. 50% of raffle proceeds will go directly to their programs!

📍 225 E. Redwood St., Suite 201-A, Baltimore, MD
📲 RSVP now: Scan the QR Code

Let’s celebrate this next chapter—together.

03/08/2025

💜 Celebrating International Women’s Day! 💜

At Integral Benefits Group, we recognize the strength, resilience, and impact of women in every industry—including the world of insurance. Today, we celebrate the incredible women on our team, in our communities, and across the globe who inspire change, advocate for others, and lead with passion.

We are proud to support and empower women by providing the education and resources needed to secure their futures. When we uplift women, we uplift entire families and communities.

Here’s to breaking barriers, shattering ceilings, and creating a brighter future together! 🚀✨

02/19/2025

Medicare 101: Understanding Part A & Part B

Medicare can feel like an alphabet soup of options, but let’s break it down in plain English. If you’re approaching 65 (or helping someone who is), here’s what you need to know about Original Medicare (Part A & Part B).

✅ Medicare Part A – Hospital Insurance
Think of Part A as your safety net for major medical needs. It covers:
🏥 Hospital Stays – Inpatient care, semi-private rooms, meals, and necessary treatments
🏠 Skilled Nursing Facility Care – Short-term recovery after a hospital stay
👩‍⚕️ Home Health Care – Limited in-home care for recovery
🫂 Hospice Care – End-of-life care services

💰 Cost?
Most people get Part A premium-free if they or their spouse paid Medicare taxes for at least 10 years. However, there are deductibles and coinsurance costs.

✅ Medicare Part B – Medical Insurance
Part B covers your everyday healthcare needs, including:
🩺 Doctor Visits – Primary care & specialists
💉 Preventive Care – Screenings, vaccines, and wellness visits
🚑 Outpatient Services – Surgeries, lab tests, and medical equipment
🚨 Emergency Services – When you need immediate care

💰 Cost?
Unlike Part A, Part B has a monthly premium (standard rate in 2025 is $185.00). There’s also an annual deductible ($257 in 2025) and a 20% coinsurance for most services.

Why Does This Matter?
Original Medicare (Part A & B) is just the foundation. It doesn’t cover prescriptions, dental, vision, or hearing. That’s where Medicare Advantage (Part C) or Medicare Supplement (Medigap) plans come in to help reduce out-of-pocket costs.

🚨 Enrolling Soon? Have Questions?
At Integral Benefits Group, we educate, empower, and help you make informed Medicare choices. Let’s chat!

02/08/2025

💖 February is for Love… and Life! 💖

Love is more than just chocolates and roses—it's about protecting the ones who matter most. This Valentine’s season, give your family the gift of security with the right life insurance coverage.

💡 Not sure where to start? We’ve got you covered! Our brand-new FREE e-book is here to help you navigate the ins and outs of life insurance, making it simple, smart, and stress-free.

📖 Read it now: https://online.fliphtml5.com/zkogc/oili/

💕 Show your love by planning for the future. Because the best gift isn’t found in a heart-shaped box—it’s peace of mind.

09/02/2024

August was a busy and productive month for us at Integral Benefits Group!

The first week of August our amazing partner UnitedHealthcare and Ed Shepherd, treated the team to a few rounds of bowling. They wanted to acknowledge their hard work and dedication to the communities we serve in Maryland. We had such a blast and even won some prizes!

We then hosted our third Turning 65 Medicare Seminar and had a packed room with a lot of questions. We do these monthly in English and in Spanish so that we can provide unbiased and accurate info as it pertains to Medicare. We strive to empower our communities to make informed decisions when it comes to their healthcare!

Then to end the month some of the team surprised our leader Christopher Farmer at the office with cake and gifts. Why? It was his Birthday and he was working. We value our team and pour into them and for Chris he is committed to that mission regardless of the day.

Now it is time to gear up for AEP and OEP! Contact us if you want to attend an upcoming seminar at [email protected]. If you want to book an appointment reach out to Bode Sokera at (443) 915-1804.

06/18/2024

📢 Integral Benefits Group: ¡Su socio en seguros de salud! 🌟

¿Usted o alguien que conoce está perdiendo la cobertura de Medicaid? Navegar por el seguro de salud puede ser confuso, especialmente si está perdiendo Medicaid o tiene un período de inscripción especial. En Integral Benefits Group, sabemos que la familia es lo más importante y estamos aquí para apoyarlo en cada paso del camino.

👨‍👩‍👧‍👦 En Integral Benefits Group, sabemos que la familia es lo más importante.

😊 Con la documentación correcta, podemos encontrar un plan que se ajuste a las necesidades y al presupuesto de su familia. Si ha perdido Medicaid, ha tenido un cambio en su vida como un matrimonio, un bebé, o se ha mudado, puede calificar para una inscripción especial.

No importa su situación, estamos aquí para asegurarnos de que usted y su familia tengan la cobertura que necesitan. En Integral Benefits Group, lo tratamos como familia. Permítanos ayudarle a encontrar el plan de seguro de salud adecuado.

💬 Contáctenos hoy. Porque la salud de su familia es nuestra máxima prioridad.

Visítenos en www.integralbenefits.com/jb o llámenos al (240) 883-2455. Estamos aquí para usted.

06/16/2024

📢 Are you or someone you know losing Medicaid coverage? Or do you need assistance finding a health plan during a special enrollment period? At Integral Benefits Group, we're here to support you every step of the way! 🌟

At Integral Benefits Group, we understand how overwhelming this transition can be. That's why our team is dedicated to helping you navigate through this process with ease and confidence.

We have access to a wide range of health plans that fit your unique needs and budget. We also search the networks for providers and check the formulary for medications to ensure you have the coverage you need. Whether you're losing Medicaid or have a special enrollment period, we're here to help.

Contact us today! Let us help you find the best health plan for you. Integral Benefits Group – your trusted partner in health and life insurance.

Visit us at www.integralbenefits.com or call us at (443) 915-8126. Your health, our priority. 💚

06/10/2024

Summer of Seminars:
Turning 65 or retiring soon? This in-person educational seminar is for you!
Join us as we teach the basics of Medicare. We discuss Part A, B, C, and D as well as various other topics. We want you to feel empowered to make the best decision about your healthcare in retirement!

Where:
Margaret Schweinhaut Senior Center
1000 Forest Glen Rd, Silver Spring, MD 20901
When:
June 25th or August 27th from 1pm - 3pm
Register:
https://www.ibgagents.com/register
or email [email protected]

The purpose of this webinar is for education only. There is no obligation to enroll.
For accommodations of persons with special needs at meetings call (443) 915-8126 TTY 711