05/19/2026
Most physicians know they carry malpractice coverage.
Fewer know exactly what else is built into their policy.
If you’re insured through Medical Mutual, two features are worth understanding:
MedGuard provides defense coverage for administrative and regulatory proceedings — licensing boards, RAC audits, OSHA, peer reviews, data breaches — that fall outside a traditional malpractice claim. It’s embedded in the policy at no additional charge.
Verdict Inflation Protection (VIP) expands your coverage in cases where economic damages are below $250,000, providing up to $300,000 in additional coverage beyond the standard $1M limit. Also at no extra charge.
Neither feature requires activation. But understanding how they work — and confirming your coverage is structured correctly — is worth a few minutes of your time.
Read more: https://unityinsurance.co/resources/blog/medical-mutual-medguard-verdict-inflation-protection/