Mary Dietz, Branch Manager, NMLS #219164

05/24/2026

That little nook has potential!
Turn it into a:
- coffee corner
- bar cart setup
- built-in cabinetry
- bookshelf
- vertical garden
- instrument storage space
- meditation space
Follow my page for more practical ideas to help homeowners.

05/22/2026

A credit score is a compilation of information about your debt and payment history, converted into a number that helps a lender determine the likelihood that you will repay the loan in a timely manner. It is typically based on your payment history, outstanding obligations, the length of time you have had outstanding credit, the types of credit you use, and the number of recent inquiries from other lenders about your credit history.

Your credit score, along with other factors about the loan and property, is considered as part of the underwriting process and plays a critical role in determining your mortgage qualification.

05/20/2026

Do you think you're ready to buy a home? Preparation is key, so consider these few tips before you do!

05/18/2026

Student loan debt doesn’t mean you have to put your homeownership goals on hold!

The key is understanding how lenders calculate your payments and how your debt fits into your overall financial picture. With the right strategy, buying a home may be more within reach than you think.

Check out our blog to learn more and reach out to take the next step toward homeownership! swbc.me/student-loan-debt

Student loan debt does not automatically stop you from buying a home. Lenders look at how your loans affect your monthly budget and your ability to repay a mortgage. By knowing how lenders count student loans, how the debt-to-income (DTI) ratio works, and which mortgage loan options fit your situati...

05/18/2026

Considering a new home? Homeownership is more than just a financial investment - it’s an investment in your future 🏡 This guide will help you know what to expect, and:

• Understand the value of having an experienced real estate agent and lender team on your side
• Know what to expect during the mortgage process
• Determine how much home you can afford
• Understand the basics of credit scores
• Review the Do’s and Don’ts before and during the application process
• Find a home that fits both your goals and your lifestyle

Your first home is possible! Let me know if you'd like to talk about your homeownership goals. Download the ebook here https://swbc.me/YourFirstHome

05/16/2026

VA buyers: found a home you love but it needs a little TLC? That’s where a VA Renovation Loan can help. 🇺🇸

With this program, eligible Veterans and active-duty service members can finance both the purchase of the home and the cost of renovations in one loan. That means you can turn a fixer-upper into the home you’ve been dreaming about without juggling multiple loans or out-of-pocket projects later.

You’ve earned powerful homeownership benefits. Let’s make them work for you.

📩 Message me to learn how a VA Renovation Loan could help you create your perfect home.

For Veterans and active-duty service members, homeownership is a well-deserved benefit. But what if you find a home that needs a little TLC? With a VA Renovation Loan, you can finance both the purchase and renovation of a home under one loan, making it easier to turn a fixer-upper into your dream ho...

05/14/2026

There's nothing like getting your first set of keys. Let's schedule some time to talk through your homeownership goals this year.

05/12/2026

Think of a home inspection as your roadmap to smart homeownership.

It helps you understand what’s working well and what to plan for so you can move forward feeling confident and informed. Dive into our latest blog to learn more about why home inspections matter → https://swbc.me/4ntdiU4

Have questions about home inspections? I’m here to help!

Buying a home may be one of the most important investments you’ll ever make. At SWBC Mortgage, we’re committed to helping you navigate the process with confidence and clarity. One step in protecting your investment is the home inspection. Whether you're buying your first home or your fifth, und...

05/10/2026

🌟🌟 Big news for aspiring homeowners! 🌟🌟 Introducing the Homeownership Expansion Loan Program®️ (HELP), designed to make your journey to owning a home easier. 🏡 With HELP, SWBC Mortgage will provide a 2% grant of the sales price, and you contribute just 1% from your own pocket.

Don't let your dreams wait any longer – embrace homeownership with HELP!

05/09/2026

Got questions about mortgages? Whether you’re curious about interest rates, down payments, or the application process, we’re here to make it easy and stress-free for you!

Drop your questions in the comments or send us a message. Let’s make your homeownership dreams come true together! ✨🏡

05/08/2026

First impressions start at your front door!
Rather than undergoing major renovation, consider small upgrades like a fresh coat of paint, simple landscaping, updated lighting, and flowers in planters to elevate your home’s exterior.
For more homeownership tips and tricks, be sure to follow my page!