Jonathan Pugsley at Prosperity Home Mortgage

Jonathan Pugsley at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR #2156048
Prosperity Home Mortgage LLC NMLS #75164 My passion is people! Empathy!

Creating the highest level of client satisfaction while maintaining a relationship that is deeper than just “business,” that’s where I shine. Providing expert level advice is a vital part of any business transaction, without a doubt, but I believe that building and maintaining a strong relationship is the key to success. I come from a family that values each other above all else and still I remain

close with my parents and both of my sisters. Growing up I learned a lot about relationships and communication, but mainly how simple it is to create a lasting impression on someone. Once you understand how someone feels and what their goals or aspirations are, it’s much easier to tailor advice and solutions that would benefit them most. From a young age I had an entrepreneurial mindset. From lawn mowing and car washing, to selling parts of my father’s rock collection to the neighbors (He wasn’t very happy.) However, I was still determined to do so. I didn’t know it at the time, but I was honing my prospecting and marketing skills constantly. I have worked on teams to achieve a common goal and I have worked independently to build my own brand and business. Having both corporate and independent experience makes me uniquely qualified to overcome any challenge that may arise. When I’m not in the office you can bet, I am traveling! When I’m not exploring new places and eating all sorts of foods, I enjoy spending time with my family and two dogs, playing an assortment of different recreational sports, scuba diving, cooking, and singing. If you’re someone who is looking for a professional that is highly effective and compassionate, we need to talk. Shoot me an email at [email protected]

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 150 mortgage consultants throughout 10 states and the District of Columbia including: Delaware, Georgia, Indiana, Maryland, Michigan, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and West Virginia. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

“Why is my cash to close higher than my down payment?”Because it also includes closing costs and prepaids/escrows.Seller...
11/18/2025

“Why is my cash to close higher than my down payment?”
Because it also includes closing costs and prepaids/escrows.
Seller credits can help with some of those costs.
Swipe for the breakdown and save this one for later.

🔭 Mortgage Mondays: 5-Year OutlookThis forecast points to 30-yr rates cruising in the mid-to-low-6s through 2029—more ra...
11/17/2025

🔭 Mortgage Mondays: 5-Year Outlook
This forecast points to 30-yr rates cruising in the mid-to-low-6s through 2029—more range-bound than roller-coaster. The move is to plan around payment windows, not chase a perfect rate.
Agent angle: reset expectations, model a few rate ranges, and keep clients focused on budget → timeline → next best step (and we'll help keep them on the Path to Prosperity). 🛣️

11/14/2025

🍂 Real estate doesn’t run on a 9–5 schedule.
That’s why we aim to be available when it matters, even on the weekends!

Whether you're exploring your next move or supporting a client through theirs, we’re here to help when we can.

📲 Let’s stay connected, whenever the moment calls for it.

📍 THIS OR THAT: LOCATION EDITIONWould you rather wake up to the buzz of Downtown Living 🏙️ or enjoy the peace of the Ser...
11/12/2025

📍 THIS OR THAT: LOCATION EDITION
Would you rather wake up to the buzz of Downtown Living 🏙️ or enjoy the peace of the Serene Suburbs 🌳?

When it comes to choosing your next home, lifestyle matters just as much as the layout. ✨
At Prosperity Home Mortgage, we help you finance the life you really want—wherever it leads.

👇 Tell us your pick in the comments!

Veterans: Your home loan should be as dependable as you are. Even during a government shutdown VA loans remain one of th...
11/11/2025

Veterans: Your home loan should be as dependable as you are.
Even during a government shutdown VA loans remain one of the most powerful benefits of military service, offering flexibility, security, and options.

✔ 0% down (for many buyers)
✔ No monthly mortgage insurance
✔ VA loan specific credit guidelines

Your service earned it. We’re here to help you use it.

📊 Mortgage Mondays: Credit score ≠ gatekeeper.This chart shows originations happen across every score band—not just 760+...
11/10/2025

📊 Mortgage Mondays: Credit score ≠ gatekeeper.

This chart shows originations happen across every score band—not just 760+. Big spikes at the far right were refi waves, but even in today’s purchase-led market there’s steady activity in the 620–719 range, too.

Takeaway: Buyers aren’t only their score. Program fit, DTI, down payment, and reserves all matter. Agents, reframe the convo from “What score do I need?” to “What plan fits my budget and timeline?” 🛣️

📉 The market just shifted again.The Fed cut the benchmark rate for the second time this year, and the market is still re...
11/07/2025

📉 The market just shifted again.
The Fed cut the benchmark rate for the second time this year, and the market is still reacting this week.

What does that mean for buyers, sellers, and financing strategies right now?
→ We break it all down in this week’s Market Update.

🔗 Read more at https://bit.ly/47tPgTx

Welcome to our Market Update, written by our very own Capital Market experts. This blog is designed to give you a glance into the most important market events happening this week.

Being your own boss shouldn’t hold you back from homeownership. 💪With our Path to Prosperity℠ suite, we help self-employ...
11/05/2025

Being your own boss shouldn’t hold you back from homeownership. 💪

With our Path to Prosperity℠ suite, we help self-employed and freelance professionals find flexible home financing solutions designed for the way they work and live.

Whether you run your own business, create independently, or earn income outside the traditional 9–5, we’ll meet you where you are — and help guide your path to prosperity.

📍 Explore your options at https://bit.ly/3avqi8Z

11/04/2025

Every kind word reminds us why we do what we do. 💙
This National Gratitude Month, we’re thankful for our clients who trust Prosperity Home Mortgage to guide their homeownership journey.

Here’s what they had to say…

📉 The Fed cut 0.25% on Oct 29 (now 3.75%–4.00%). But reminder: Fed cuts ≠ instant mortgage-rate drops. After Chairman Po...
11/03/2025

📉 The Fed cut 0.25% on Oct 29 (now 3.75%–4.00%). But reminder: Fed cuts ≠ instant mortgage-rate drops. After Chairman Powell said a December cut isn’t a sure thing, markets repriced and mortgage rates moved slightly higher—still lower than much of the past year, just back near mid-October levels.

Why it matters: plan around the trend and payments, not one meeting. 💙🏠

⏰ Don’t forget Daylight Saving Time ends tonight! Enjoy that extra hour of rest and wake up ready to make the most of th...
11/01/2025

⏰ Don’t forget Daylight Saving Time ends tonight!
Enjoy that extra hour of rest and wake up ready to make the most of the season. 🍂

🎃 No tricks ... just treats and warm wishes from all of us at Prosperity Home Mortgage!Have a safe and spooky Halloween ...
10/31/2025

🎃 No tricks ... just treats and warm wishes from all of us at Prosperity Home Mortgage!
Have a safe and spooky Halloween filled with laughter, light, and maybe a little fright. 👻

Address

1900 Ballpark Way Suite 100
Arlington, TX
76006

Alerts

Be the first to know and let us send you an email when Jonathan Pugsley at Prosperity Home Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jonathan Pugsley at Prosperity Home Mortgage:

Share

Category