Richard Green, Sales Manager NMLS# 552144

09/08/2026

Purchase applications rose 2% last week, and more buyers are exploring adjustable-rate options. The fixed year loan is the default, not the only answer. If you're not planning to stay 30 years, it's worth asking whether a different structure fits better. Want to compare?

09/07/2026

Happy Labor Day! Today, we celebrate the hard work, dedication, and perseverance that turn the dream of homeownership into a reality. We hope you enjoy a truly wonderful and well-deserved day of rest, relaxation, and quality time in the place that matters most—your home. 🎉

09/03/2026

5.0 star review received on Experience.com for Rich Green by Nir B - Richard is very knowledgeable, patient and nice.
It was not our first time working together and definitely won't be our last

Click to see all 264 reviews of Rich Green , Mortgage Branch Manager | NMLS 552144

09/02/2026

5.0 star review received on Experience.com for Rich Green by Rachel B - Rich was looking out for us throughout the process, and gives the best rates. Look forward to working with him again.

Click to see all 260 reviews of Rich Green , Mortgage Branch Manager | NMLS 552144

09/02/2026

5.0 star review received on Experience.com for Rich Green by Mary S - Richard Green

Click to see all 260 reviews of Rich Green , Mortgage Branch Manager | NMLS 552144

09/01/2026

📊 MARKET PERSPECTIVE: Gen Z Is Entering the Housing Market

The next generation of homebuyers isn’t waiting on the sidelines. Gen Z is becoming a growing force in today’s housing market, with younger buyers representing an increasing share of purchase activity.

And they’re finding creative ways to make homeownership work. From personal savings and family assistance to non-savings sources, today’s buyers are using multiple strategies to put together their down payment.

At the same time, buyers are navigating higher rates, more inventory and a little more negotiating room than we’ve seen in recent years.

🏡 The takeaway? There isn’t one “right” path to homeownership. Understanding your financing options can make all the difference.

Check out this month’s Market Perspective for a closer look at what today’s numbers are telling us.

08/31/2026

🏡 More homes on the market could mean more room to negotiate.

Active inventory recently reached about 1.5 million homes, its highest level since May, while pending sales have slowed. That combination is giving some buyers more leverage than they’ve had in recent years.

If a home has been sitting on the market, buyers may have an opportunity to negotiate more than just the purchase price. Seller-paid closing costs, repairs, or a mortgage rate buydown could all potentially be part of the conversation.

The list price is the starting point. The right strategy could help you negotiate the deal—not just the house.

08/31/2026

Do you know your debt-to-income (DTI) ratio? 🤔🏡 Your DTI helps lenders understand how your monthly debt compares to your income. A lower ratio may give you more financial flexibility when purchasing a home. 📊

Ready to find out? Let's chat! 💻

08/30/2026

5.0 star review received on Experience.com for Rich Green by Mark B - Rich had so much patience with a buyer with a limited budget but specific needs. He guided EVERYONE through the changing condo requirements and made suggestions on how we should be proactive before they went into effect. I could always count on him working for me as an agent, as well as my buyer, even when we weren't emailing, texting or talking. He is always on top of things. What's more, Rich, as a person, cares about people and the real estate community. I will be working more with him in the future.

Click to see all 258 reviews of Rich Green , Mortgage Branch Manager | NMLS 552144

08/30/2026