Dan O'Brien - Emerald Mortgage Partners

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Dan O'Brien - Emerald Mortgage Partners Meet Captain Dan! Your mortgage guy, helping you navigate the sometimes confusing waters of homeownership.

Whether you're buying your first home, refinancing, or investing in real estate, I'm here to help you chart the right course. Emerald Financial Partners was established with one mission in mind: Making the tedious and complicated process of mortgage and lending simpler, easy to understand and straightforward. Taking it one step further, EFP also not only provides the knowledge and expertise during, but also after the sale, to ensure your loved ones and valuables are protected and secure. EFP is committed to providing quality financial planning and mortgage financing services for qualified individuals and families. Our Responsibilities to You

Putting you first
Prove you with unsurpassed and superior service
Seeking to constantly understand your needs
Promoting community involvement and enrichment
Developing a mutual, lasting trust
Achieving excellence and integrity in everything we do
Dan made a big career decision in 1998 leaving The Golf Channel Production team for an opportunity in the mortgage business. Low interest rates and a booming economy lead to many productive and successful years and the opening of Dan’s mortgage business, Emerald Mortgage Group in January 2001. Since then, he has helped hundreds of families realize their dream of home ownership. Now as a part of Emerald Financial Partners, Dan continues to assist clients with his expertise in residential and commercial lending as well as advising on life insurance and financial planning. Dan recently married his beautiful wife Melanie and celebrated with a trip to Ireland. He has two children Joseph and Claire, and two step-children Connor and Spencer.

11/04/2026

Boat ramp access, a 4-car garage AND the big-ticket updates already done? 👀🚤

📍 107 N Cory Dr, Edgewater, FL 32141, in the private Corey Estates community
🛏 3 bed | 🛁 3 bath | 📐 2,136 sq ft

🔹 Corner lot and a private community boat ramp
🔹 Split-bedroom plan with multiple living areas
🔹 Spacious primary suite with an oversized closet
🔹 2018 metal roof, double-pane windows, newer A/C, tankless water heater
🔹 Screened porch with grill space and a big open yard
🔹 Long kitchen with room to update and make it yours

Listed by Kelley DeSoto, Ocean Properties & Management, Inc. Call (386) 527-2412 or email [email protected].

Thinking about making it yours? Comment “CORY” or DM me for financing options 👇

Daniel O’Brien NMLS #337465 | Emerald Mortgage Partners NMLS #1583337 | (407) 468-6429 | Equal Housing Opportunity. All loans subject to credit and underwriting approval.

BoaterLifestyle CaptainDanMortgage

11/04/2026

Sellers are blinking first 👀🐊

It’s a BUYER’S MARKET in most of Florida and Georgia right now, and sellers are negotiating:
✅ Price reductions
✅ Closing cost credits
✅ Paying for temporary rate buydowns

The math: buy a $400K home, and many loan programs let the seller pay up to 3%. That’s $12,000 toward your closing costs. If that covers more than your costs, use the leftover to BUY DOWN YOUR RATE. Some programs go up to 6%.

You won’t get something for nothing, but you can get a GOOD deal.

Buying in FL or GA? Comment “SPCC” or DM me and let’s talk strategy before you write an offer. 📲

Captain Dan | Emerald Mortgage Partners
Dan O’Brien NMLS #337465 | Company NMLS #1583337
Emerald Mortgage Partners is a DBA of Emerald Financial Partners, Inc. Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval and underwriting. Seller concession limits vary by loan program, occupancy and down payment.

GeorgiaRealEstate MortgageTips

Think you need 20% down to buy a home? You could qualify with just 3% down! Ready to explore your options? Message me to...
11/04/2026

Think you need 20% down to buy a home? You could qualify with just 3% down! Ready to explore your options? Message me to get started.

Every condo project nearby, pinned and color-coded by status. 📍Perfect for steering FHA and VA buyers toward buildings t...
11/04/2026

Every condo project nearby, pinned and color-coded by status. 📍

Perfect for steering FHA and VA buyers toward buildings that fit their loan.

Partner with me and get QuickCondo.



Daniel O'Brien · NMLS #337465
Emerald Mortgage Partners, Inc. · NMLS #1583337
Equal Housing Opportunity. All loans subject to credit and underwriting approval. This is not a commitment to lend. Rates, terms, and program availability are subject to change without notice. Daniel O’Brien | NMLS #337465.

A pre-approval letter is essential for knowing your budget and strengthening your offer. Reach out today to start the pr...
11/03/2026

A pre-approval letter is essential for knowing your budget and strengthening your offer. Reach out today to start the process.

11/02/2026

Divorce is complicated. Figuring out what happens to the house can make it even more overwhelming. 🏡

I’ve been through divorce more than once myself, and I’ve helped many clients work through the mortgage process during theirs. I understand how personal these decisions are.

When one person wants to keep the home and buy out the other’s equity, there’s more to consider than a typical refinance. The divorce agreement, qualifying on one income, support obligations, and timing all matter.

Having someone who understands the mortgage side can help you plan your next steps with more confidence.

🥊 I’ll be in your corner to explain your options and guide you through the process.

💬 Comment “Captain Dan” or send me a private message to connect.
📌 Save this for later or share it with someone who could use some guidance.

Turn one of life's biggest expenses into valuable rewards! Reach out today to see how you could earn Built-In Rewards* o...
11/02/2026

Turn one of life's biggest expenses into valuable rewards! Reach out today to see how you could earn Built-In Rewards* on your mortgage.

Stop guessing. Start counting. 📊Every QR code you make shows its scans for the last 30 days, broken down by day, device ...
11/02/2026

Stop guessing. Start counting. 📊

Every QR code you make shows its scans for the last 30 days, broken down by day, device and approximate area.

Partner with me and see what your print is doing.



Daniel O'Brien · NMLS #337465
Emerald Mortgage Partners, Inc. · NMLS #1583337
Equal Housing Opportunity. All loans subject to credit and underwriting approval. This is not a commitment to lend. Rates, terms, and program availability are subject to change without notice. Daniel O’Brien | NMLS #337465.

If you're ready to own your own home, an FHA loan may be for you! Reach out today to see if this option could help you e...
11/01/2026

If you're ready to own your own home, an FHA loan may be for you! Reach out today to see if this option could help you ease into ownership.

10/31/2026

Your mortgage rate is only part of the picture. What are your credit cards costing you? 💳🌲

Out on Black Bear Trail, talking about something that keeps a lot of homeowners up at night: high-interest debt.

With credit card interest averaging around 22% for accounts charged interest, a debt consolidation refinance may help eligible homeowners pay off expensive card balances and reduce their combined monthly payments.

The first step? Compare your current mortgage AND debt payments with the proposed loan—not just one interest rate.

Comment “Captain Dan” or send me a message. Let’s run your numbers.

Captain Dan Mortgage | Emerald Mortgage Partners
emeraldmortgagepartners.com

Subject to approval. Closing costs apply. Lower monthly payments don’t necessarily mean lower total costs. Consolidating credit card debt into a mortgage secures that debt against your home.

Address

498 Palm Springs Drive
Altamonte Springs, FL
32771

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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