Stacy Luna-Mortgage Banker

09/11/2026

The “20% rule” is, in fact, not a rule.

It’s a myth that’s kept a lot of people renting longer than they needed to.

Find out what your actual number looks like by messaging me.

https://myoc.io/stacyluna

NMLS # 519973

09/09/2026

We started with a simple idea: let’s show our teachers how much they matter.

And then something pretty amazing happened.

Local businesses stepped up.
Our community jumped in.
And 35+ Bear Lake Elementary teachers & staff came out to be celebrated, connect, laugh, and kick off the school year knowing that the people around them SEE them and APPRECIATE them. 🥹💙

Our teachers spend their own money, give countless extra hours, love on our kids, encourage them, challenge them, and often have an impact they may never fully realize.

So, for one afternoon, it was our turn to pour a little love back into THEM. 🍎✏️💛

A HUGE thank you to every sponsor, business, Realtor, friend and community member who helped us make our Back to School Bash happen—and to ZOLA Bar & Tables for giving us the perfect place to bring everyone together.

This is why I love doing events like this.

Real estate is about houses.
But HOME? Home is about community. 🏡💙

And when local businesses support local schools, everybody wins.

👇 Tag/share with a teacher who deserves a little extra love this year or one who made a difference in your life, or how about a local business that consistently shows up for your community!

Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
Stacy Luna | Senior Mortgage Banker NMLS 519973 | Licensed in FL, GA, VA & SC
407-832-3729 [email protected] www.stacyluna.com
https://myoc.io/stacyluna
NMLS # 519973

08/21/2026

5.0 star review received on Experience.com for Stacy Luna by Melissa S - Stacy was wonderful to work with! She is very knowledgable and gave great advice on things we didn't even think of. She is also friendly, very helpful, and great with communication.

Click to see all 332 reviews of Stacy Luna, Senior Mortgage Banker

08/18/2026

5.0 star review received on Experience.com for Stacy Luna by Keith W - . Kept us updated with everything that we needed to get this done quickly and a smooth transaction. was very nice to deal with and very accommodating with our situation . Thank you.

Click to see all 330 reviews of Stacy Luna, Senior Mortgage Banker

08/14/2026

08/13/2026

If home financing costs stayed the same for the next twelve months, would you buy now or wait? Many home buyers assume waiting automatically makes the process easier. However, home values in your area might continue to rise while competition increases.

The best strategy always depends on your unique financial goals. Would you choose to buy or wait over the next year? 🏡

Comment below with your thoughts or send me a message to review your options today.

https://myoc.io/stacyluna

NMLS # 519973

08/07/2026

Before you vote on Florida's Property Tax Amendment, I have one request...
Please don't base your opinion on a headline, a commercial, or even my perspective.
Read it for yourself.
As someone who has spent nearly 30 years helping families become homeowners, I wanted to look beyond the politics and ask one simple question:
How could this affect the people I serve every day?
In this video, I share my perspective as a mortgage lender- not as a politician.
Whether you're a homeowner, hoping to buy your first home, a retiree on a fixed income, a veteran, or simply someone who wants to better understand what's on the ballot, I hope this gives you something to think about.
I've attached the proposed amendment so you can review it yourself.
I'd love to hear your thoughts after you've watched the video and read the amendment.
Let's keep the conversation respectful and fact-based. We don't all have to agree, but we can all learn from one another.

Amendment here:
https://www.flsenate.gov/Session/Bill/2026F/1F/BillText/c1/PDF

*The views expressed in this content are those of the mortgage banker and do not necessarily represent the views or endorsement of Atlantic Bay Mortgage Group L.L.C.. This information is not intended to replace the advice of a tax professional. Information is for educational purposes only and should not be relied upon by you. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

Stacy Luna | Senior Mortgage Banker
NMLS 519973 | Licensed in FL & SC
407-832-3729
[email protected]
www.stacyluna.com

https://myoc.io/stacyluna

NMLS # 519973

08/03/2026

Such a great visual!!
When you rent your interest rate is 💯 %

Why not invest in yourself and see what the possibilities are🤷🏼‍♀️
Call me! Let’s just take a look.

Imagine yourself five years from now. Would you rather say, “I paid more than $100,000 in rent”—or, “I built equity while living in a home of my own”? Now offered at $129,900, this South Daytona condo provides an affordable path to homeownership and the opportunity to build equity instead ...

07/20/2026

5.0 star review received on Experience.com for Stacy Luna by Christopher M - Stacy and team are incredible!

Click to see all 333 reviews of Stacy Luna, Senior Mortgage Banker

07/17/2026

5.0 star review received on Experience.com for Stacy Luna by John L - Stacy and her team demonstrated extensive knowledge and were willing to answer any and all questions to guide me through the process.

Click to see all 332 reviews of Stacy Luna, Senior Mortgage Banker