Paul Mena, Your Mortgage Advisor. NMLS# 1589246

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Paul Mena, Your Mortgage Advisor. NMLS# 1589246 Spanish bilingual Mortgage Loan Officer with The Mortgage Firm. Hi! I’m Paul Mena and I am a part of The Mortgage Firm team.

As a mortgage professional, I understand that purchasing a home is a life-changing event. I would love to share this exciting experience by working alongside you. With my experience, I can assure you that the entire process will be smooth and simple. If you have any further inquiries, please feel free to give me a call and you could be one step closer to owning your new home.

11/03/2026

🏗️ BIG builder incentive? Don’t skip the second opinion.

Closing-cost assistance can be a fantastic deal. And yes, some builders have incentives I simply can’t match.

But that doesn’t mean there’s nothing worth comparing.

✅ Cash needed at closing
✅ Total monthly payment
✅ Financing costs
✅ Available mortgage options

Sometimes the builder’s offer wins. Sometimes another financing option is worth exploring.

The important part? Making an informed decision.

📩 DM me BUILDER if you’re shopping for a new-construction home and want a mortgage second opinion.

Paul Mena | The Mortgage Firm
NMLS #1589246

FloridaRealtor MortgageEducation

10/26/2026

🚨 WAIT! Before you sell your current home…

What if you could keep it as a rental AND buy your next home? 🏡

For some qualified borrowers, eligible rental income may help make that possible.

The key? Understanding how lenders evaluate rental income, existing housing expenses, and reserves.

Your current house might have another chapter!

🎬 Watch the video, then DM me RENTAL if you’d like to explore your options.

Paul Mena | The Mortgage Firm
NMLS #1589246

MoveUpBuyer MortgageStrategy

10/13/2026

Don’t fire your oldest, most loyal credit card. 🪴
Three “helpful” credit moves that can backfire, and what to do instead. Buying or refinancing in the next year? DM me. Save this and send it to someone who’s about to apply for something.
mortgagetips

10/08/2026

The ARM: one bad review in 2008, never allowed to move on. 😅 Modern adjustable loans have guardrails, and for some homeowners they’re worth a look. DM me for the plain-English version.

09/25/2026

Got a job offer while you’re under contract — or mid-refinance? Talk to your lender FIRST. A new employer, a switch to commission pay, or even a promotion can require your loan to be re-verified, whether you’re buying or refinancing. That can delay closing or cost you the terms you locked in.

08/31/2026

Nobody’s Pinterest board says “dream garage door” 😅
But it just beat your fantasy kitchen in ROI. Every time.
$4,500 spent → $12,000+ back
Meanwhile that dream kitchen? Returns about half.
Curb appeal isn’t boring. It’s just underrated 👇

08/24/2026

9 out of 10 homes have at least ONE hidden issue 😳
Roof. Plumbing. Electrical. Something.
Good news: you don’t have to skip the inspection to win anymore.
Buying, selling, or prepping either way — here’s what actually matters 👇

08/17/2026

“I can’t move, I’ll lose my rate” 🚫
…said everyone who didn’t know their options.
HELOC. Buy-before-you-sell strategies. Non-contingent offers.
You’ve got more moves than you think ♟️
Let’s map it out 👇

08/04/2026

You’re negotiating the wrong number 🚩
$10K off price = ~$60/mo saved
$10K as a rate buydown = $300-500/mo saved
Same money. Way different impact.
Let’s talk strategy before you write that offer 👇

Address

921 Douglas Avenue Suite 108
Altamonte Springs, FL
32714

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+13862956044

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