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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Josh Moody - VP, Production NMLS #139695

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Allen, TX
Josh Moody - VP, Production NMLS #139695

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VP, Production | NMLS #139695
Highlands Residential Mortgage, Ltd. NMLS #134871 | Equal Housing Lender
(2)

11/01/2026

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[email protected]
Apply: www.JoshMoodyLoans.com
(956)357-7799
Josh Moody NMLS ID #: 139695

11/01/2026

👻🎃🍬🍫🍭👻🎃

10/30/2026

👻🎃👻🎃
[email protected]
Apply: www.JoshMoodyLoans.com
Josh Moody NMLS ID #: 139695

10/29/2026

Send me your loan estimate from another lender, and we'll prepare a more competitive alternative with amazing customer service!
🎃👻🎃👻🎃
[email protected]
Josh Moody NMLS ID #: 139695
Apply: www.JoshMoodyLoans.com

10/28/2026

We're now offering a 0 Down VA/FHA Construction LoanS with a One Time Close!
🎃👻🎃👻🎃👻🎃
[email protected]
Apply: www.JoshMoodyLoans.com
Josh Moody NMLS ID #: 139695

10/23/2026

Send me your loan estimate from another lender, and we'll prepare a more competitive alternative with amazing customer service!
👻🎃👻🎃👻🎃👻
[email protected]
Josh Moody NMLS ID #: 139695
Apply: www.JoshMoodyLoans.com

10/22/2026

"Josh and Matt were exceptional. Wonderful customer service served with laughter and charisma. They were punctual and concise in all their work. Answered all my questions and helped us navigate the process." says Lara on Zillow

★★★★★ Josh and Matt were exceptional. Wonderful customer service served with laughter and charisma. They were punctual and concise in all their work. Answered all my questions and helped us navigate the process.

10/21/2026

"Exceptional service from Josh Moody and his entire team! Their professionalism, communication, and dedication to their clients are truly outstanding. As a REALTOR�, I appreciate working with a lender who goes above and beyond to ensure a successful Closing. Highly recommend Josh and his team! 5 ⭐ STAR SERVICE!" says Elizabeth on Google

★★★★★ Exceptional service from Josh Moody and his entire team! Their professionalism, communication, and dedication to their clients are truly outstanding. As a REALTOR�, I appreciate working with a lender who goes above and beyond to ensure a successful Closing. Highly recommend Josh an...

10/21/2026

10/19/2026

Homebuyers Can Beat Headline Mortgage Rates
With mortgage rates now at a 20-month high, I find a lot of homebuyers understandably focused on those headline numbers. But from what I’ve seen over two decades helping clients secure the right mortgage—whether FHA, VA, USDA, or conventional—the real key to affordability lies in your personal financial picture and the choices you make along the way. Starting early on your credit can make a significant difference; even a few months of focused effort can strengthen your score and improve your loan options. A down payment of around 20% still plays a big role by eliminating mortgage insurance, but even if you’re not quite there yet, saving a bit more can help you secure better pricing. One strategy I always recommend is shopping with multiple lenders—comparing several loan estimates (not just the advertised rates) gives you real leverage and clarity. Ultimately, it’s important to look at the full picture: mortgage insurance, closing costs, discount points, and how much cash you’ll have on hand after closing. In my experience, a thoughtful approach to these factors makes all the difference for buyers navigating today’s market.

Address

950 W. Bethany Drive, Ste 800
Allen, TX
75013

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+19799972899

Website

http://www.joshmoodyloans.com/

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