05/22/2026
Self-employed in California or Texas and looking for a smarter way to leverage your capital? There may be options beyond traditional financing strategies.
✅ Self-Prepared Profit & Loss Option
✅ Loan amounts up to $2M
✅ 30% down payment
✅ No prepayment penalty
✅ 5/6 ARM option available
✅ Verify active business through website or social media presence
✅ CPA letter or tax preparer letter required verifying business start date and confirmation they have prepared your taxes for the last 2 years
✅ Ability to prepare your own Profit & Loss statement
✅ Designed for clients looking to preserve liquidity and keep capital working rather than tying up all available cash into a property purchase
For some buyers, financing strategically can create flexibility — whether your goals involve paying off the property faster, refinancing later, selling in the future, or preserving capital for other investments and opportunities.
Self-employed borrowers often have unique financial profiles. Having options matters.
📞 Reach out to discuss your scenario. Only in & .
Subject to underwriting approval, program guidelines, verification requirements, reserve requirements, and lending limitations. Not all borrowers will qualify. Terms, rates, and programs subject to change based off market conditions UNTIL YOU ARE LOCKED IN (under contract, or refi and locked in) Equal Housing Opportunity.
