Natalie Sara - Vega Residential & Commercial Mortgage Adviser

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Natalie Sara - Vega Residential & Commercial Mortgage Adviser I have a broad amount of knowledge and experience with home loans & commercial lending.

Natalie Sara is an experienced Business, Commercial and Mortgage Adviser with Vega, helping business owners, property investors and home buyers find the right finance solutions. With more than 30 years in banking and finance, Natalie can assist with business loans, commercial property finance, business growth funding, asset and equipment finance, refinancing, investment lending and home loans. She takes the time to understand each client’s goals, explain the options clearly and find practical lending solutions to support both business and personal financial goals.

Happy Halloween Enjoy the night
31/10/2026

Happy Halloween

Enjoy the night

A little Friday surprise! The Reserve Bank hit pause… but the banks are cutting rates! Despite the OCR being held earlie...
30/10/2026

A little Friday surprise! The Reserve Bank hit pause… but the banks are cutting rates!

Despite the OCR being held earlier this week, one of our major banks has just dropped their 18 month fixed-term mortgage rate 👀

Westpac has shaved 0.26% off its 18 month loan rate to 5.19%

🏡 Due to refix or looking to buy? Now could be a good time to review your options!

📩 Get in touch to see what this could mean for you [email protected]

📣News just in from the Reserve Bank: Official Cash Rate on hold at 2.75% Interest rates are holding steady, giving homeo...
28/10/2026

📣News just in from the Reserve Bank: Official Cash Rate on hold at 2.75%

Interest rates are holding steady, giving homeowners a little more confidence and breathing room. If you haven't reviewed your mortgage recently, now could be the perfect time to explore your options. 🏡

Have a great long weekend, lets hope for the stunning weather to continue.If you are going away drive safe!
23/10/2026

Have a great long weekend, lets hope for the stunning weather to continue.

If you are going away drive safe!

🚨 Mortgage rates could be on the rise again…is your mortgage ready? 🏡📈Just when Kiwi homeowners were hoping for some bre...
22/10/2026

🚨 Mortgage rates could be on the rise again…is your mortgage ready? 🏡📈

Just when Kiwi homeowners were hoping for some breathing room, another interest rate increase could be around the corner!

The Reserve Bank is set to announce its next Official Cash Rate (OCR) decision on Wednesday 28th October and some of the major bank economists are predicting another 0.25% increase.

📊 Here's where things stand:

Current OCR: 2.75%
Potential increase: 0.25%
Forecast OCR: 3.00%

With inflation pressures continuing, mortgage rates could face further upward pressure.

💡 What does this mean for you?

If your mortgage is coming up for refixing, now is the time to get ahead of the game!

Whether it's fixing for a shorter or longer term, splitting your mortgage, or reviewing your current structure, the right strategy could make a real difference to your repayments.

Don't wait until your fixed term expires to explore your options.A little planning now could save you a lot of stress later.

📩 Let's chat about making your mortgage work smarter for you.

- Natalie Sara | Vega Mortgages

This is why I love what I do - more amazing feedback!Thank you Terri, I appreciate your kind words ✨👋
22/10/2026

This is why I love what I do - more amazing feedback!

Thank you Terri, I appreciate your kind words ✨👋

16/10/2026

The Hata Hone St John Whanganui Team would like to give a HUGE thank-you to all the supporters and sponsors of our recent, very successful Quiz Night.
A personal thank-you also from Hanne and Sam who contacted you - you made time in your busy day to welcome us with a smile, chat and offer support.

💚 Peace of mind is about more than just money.Financial worries can weigh heavily on our mental health. Whether it’s kee...
15/10/2026

💚 Peace of mind is about more than just money.

Financial worries can weigh heavily on our mental health. Whether it’s keeping up with mortgage repayments, managing rising living costs, or simply feeling uncertain about the future, money stress is something many of us experience.

This Mental Health Awareness Week, it’s a good reminder that we don’t have to carry everything on our own.

Sometimes, having a conversation, understanding your options, or putting a plan in place can help take some of that weight off your shoulders.

💚 Be kind to yourself.

💚 Check in on the people around you.

💚 Remember, it’s okay to ask for help.

What’s happening in the NZ property market? From the latest OCR update and buyer sentiment to refixing in 2027 and makin...
13/10/2026

What’s happening in the NZ property market? From the latest OCR update and buyer sentiment to refixing in 2027 and making the most of your KiwiSaver, we’re breaking down the numbers that matter. 🏡

Swipe through for your latest market insights and practical tips to help you make more informed financial decisions. If you're needing a more personalised approach, I'm happy to help 🙂

🚨 Selling your home? There could be one mortgage cost you weren’t expecting…If your home loan is still on a fixed rate, ...
06/10/2026

🚨 Selling your home? There could be one mortgage cost you weren’t expecting…

If your home loan is still on a fixed rate, selling, refinancing or changing your mortgage early could come with a break fee.

So, what exactly is a break fee? 👇

A break fee is a fee your bank may charge if you change or repay a fixed-rate home loan before the fixed term is up.

This could happen if you:
🔑 Sell your home
🏦 Refinance to another bank
📉 Change your fixed loan to a different rate or structure
💰 Pay off a large chunk of your mortgage early

The good news? A break fee isn’t always huge — and sometimes there may be little or no fee at all.

It can depend on your current fixed rate, how much you owe and how long is left on your fixed term.

Thinking about selling or changing your mortgage? Get in touch and let’s look at your options before you make the move.

Address

18 Selwyn Cresent
Whanganui
4500

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+64221641566

Website

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