Biz Mortgages Limited

06/09/2026

Recognised as one of New Zealand’s Top 100 Mortgage Advisers by NZ Advisor for 2026, Andrew McBain continues to set the benchmark for high-quality, client-focused advice.

His journey from a Rising Star finalist to one of the country's leading advisers reflects his dedication to delivering tailored financial solutions, whether for first-home buyers, self-employed clients, or business owners tackling complex lending scenarios.

We have launched a new dedicated feature page on our website detailing Andrew’s journey, his approach to mortgage strategy, and what this recognition means for our clients.

Explore the full profile and learn more about working with Andrew here: https://bizmortgages.co.nz/2026-top-advisor-andrew-mcbain/

02/09/2026

The OCR has increased to 2.75%, but what does that mean for borrowers? We break down the latest changes, what to expect for interest rates, and how it could impact your mortgage decisions.

The Reserve Bank has lifted the Official Cash Rate by 0.25 percentage points to 2.75%

30/08/2026

Be honest, do you know how much interest you'll pay over the life of your mortgage?

Small, strategic tweaks to your mortgage structure can literally shave years off your loan term and save you tens of thousands in interest:
◽ Switching from monthly to fortnightly payments
◽ Setting up an offset account for your daily savings
◽ Keeping repayments the same when interest rates drop

Try our interactive mortgage calculators on our website to see how much time and money you could save!

Test your numbers at https://bizmortgages.co.nz/

25/08/2026

🏆 Congratulations to Andrew McBain, NZA Top Adviser 2026 Winner!

Andrew has been recognised by NZ Advisor as a Top Adviser 2026.

Recognised as both a Rising Star and a New Adviser of the Year finalist last year – he is now one of New Zealand's Top 100 Mortgage Advisers.

For Andrew, mortgage advice is about more than securing finance. It's about understanding each client's goals and helping them achieve outcomes that can make a lasting difference to their future. Whether he's assisting a first-home buyer, business owner, or self-employed client, Andrew takes the time to understand their circumstances and find the right solution.

Known for his approachable nature and problem-solving mindset, Andrew has built a reputation for tackling complex lending scenarios and making the lending process as straightforward as possible. Clients value his clear communication, genuine care, and commitment to achieving the best outcome every step of the way.

Recognised as both a Rising Star and one of New Zealand's Top 100 Mortgage Advisers, Andrew has quickly established himself as a trusted name in the industry. Through a combination of technical expertise, dedication, and a client-first approach, he continues to help individuals and business owners achieve their property and financial goals.

Congratulations on this well-deserved achievement, Andrew! 👏

To learn more about Andrew's achievement and his journey, visit our website: https://lnkd.in/gkfBQiaK

23/08/2026

Commercial lending isn't one-size-fits-all.

Whether you're purchasing the premises your business operates from, funding an acquisition, or securing working capital for inventory, how your debt is structured makes a massive difference to your bottom line.

At Biz Mortgages, we work alongside business owners to build bank-ready credit proposals that highlight your strengths and secure optimal terms.

Scale your commercial assets with confidence.

Head to https://bizmortgages.co.nz/ to connect with a commercial specialist.

16/08/2026

You don't always need a pile of saved cash in the bank to buy an investment property.

If you’ve owned your home for a few years, capital growth has likely built-up equity sitting quietly in your property. By unlocking that equity, you can structure a deposit for an investment property without touching your day-to-day cash reserves.

Ready to start building generational wealth through property?

Visit www.bizmortgages.co.nz to calculate your usable equity.

10/08/2026

When was the last time your bank proactively offered to lower your mortgage rate?

Spoiler: It rarely happens.

As your mortgage refixes come up, blindly rolling over with your current lender could mean leaving thousands of dollars on the table. Refinancing or restructuring your loan splits can help you:
✔️ Secure competitive cash-back incentives
✔️ Pay off your principal faster with custom split rates
✔️ Lower your monthly repayments

We review your existing loans for free to make sure you're getting the best deal on the market.

👉 Book a free mortgage health check at https://bizmortgages.co.nz/

02/08/2026

Being self-employed comes with great freedom, until you try to apply for a mortgage.

Retail bank algorithms often struggle with business owners because tax-minimized profits don't tell the full story of your actual income.

Because we speak both business and finance, we know how to properly calculate your add-backs, present your true cash flow, and match you with lenders who love self-employed borrowers.

Don't let a generic online form stop your property plans.

Talk to our specialist advisers at www.bizmortgages.co.nz

26/07/2026

Found a house you love, but don't know your actual budget?

Shopping for a home without a bank pre-approval is like bidding with your eyes closed. Having a formal pre-approval in hand gives you:
🔹 A firm budget so you don't waste time on out-of-reach listings
🔹 Confidence to act fast when the right property pops up
🔹 Real negotiating power at auctions or private sales

Let’s get your borrowing capacity sorted before you start falling in love with houses.

Head to https://bizmortgages.co.nz/ to get started with our team today!

21/07/2026