General Capital New Zealand

17/08/2026

🎥 How does General Finance work — and what do New Zealand’s changing financial regulations mean for depositors, borrowers and investors?

In this wide-ranging conversation, Brent King, Managing Director of General Finance, discusses the changing landscape of New Zealand’s financial sector and shares insights into how General Finance operates as a specialist finance provider.

The discussion covers the Depositor Compensation Scheme, deposit rates, short-term mortgages and bridging finance, KiwiSaver, entrepreneurship, investment in New Zealand businesses, and the wider outlook for the New Zealand economy.

Brent also explains General Finance’s business model — from attracting deposits and assessing lending opportunities to providing short-term property finance — and discusses what investors should consider when choosing where to place their deposits.

🎬 Watch the full interview:
https://www.youtube.com/watch?v=eNDa9cQ_urM

This video contains general information only and does not constitute financial advice. Before investing, review the relevant Product Disclosure Statement and consider obtaining independent financial advice.

How does General Finance work, and what do New Zealand’s changing f...

03/08/2026

What does it really mean to be a bank—and could changing the definition create greater competition in New Zealand’s financial sector?

General Capital Managing Director Brent King joined Sharesies’ Shared Lunch alongside SBS Bank Group CEO Mark McLean and University of Auckland Lecturer in Economics Dr Chanelle Duley to discuss:

• Whether the proposed changes could help smaller financial institutions compete with the “big four” banks
• What the new $100,000 Depositor Compensation Scheme means for depositors
• How increased competition could lead to more attractive deposit rates
• Whether smaller, more agile financial institutions carry greater—or potentially lower—risk
• The growing influence of neobanks and cybersecurity threats on where New Zealanders place their savings

Watch the full discussion here:
https://www.youtube.com/watch?v=2KVRUJI93rg

A timely and important conversation about competition, innovation and the future of New Zealand’s financial system.

Who qualifies as a bank? The rules are about to change, and we’ve g...

27/07/2026

We’re pleased to welcome Yolinda Freimond to General Capital as our new Corporate Counsel and Company Secretary.

Yolinda brings more than 25 years of legal and compliance experience, with extensive expertise across commercial, regulatory and high-risk matters within highly regulated environments.

Brent King, Managing Director of General Capital, said:

“We are pleased to welcome Yolinda to the Group. Her extensive legal and compliance experience will provide valuable support as the Group continues to build on its strong growth in deposits, total loans, equity and profits in recent years.”

We look forward to Yolinda’s contribution as General Capital continues to grow and strengthen its capabilities across the Group.

Welcome to General Capital, Yolinda!

20/07/2026

Congratulations to Spain – 2026 World Cup Champions! 🇪🇸🏆

Congratulations to Spain on an incredible journey to becoming the 2026 World Cup Champions.

A big congratulations also goes to the 42 General Finance investors who backed Spain from the beginning. Your winning selection has earned you a $1,000 bonus credited towards your next eligible General Finance term deposit, in accordance with the promotion terms and conditions.

Thank you to everyone who participated in the General Finance World Cup Promotion. It was fantastic to see so many investors get involved, support their favourite teams, and share in the excitement of football's biggest tournament.

We hope you enjoyed the competition as much as we did, and we look forward to bringing you more exciting promotions in the future.
Congratulations once again to Spain, and to our 42 winning investors!

30/06/2026

A big thank you to everyone who participated in the General Finance FIFA World Cup 2026 Promotion and selected your favourite team to become World Champion.

It has been fantastic to see so many of our investors join in and add an extra level of excitement to this year's tournament. We truly appreciate your support and wish every participant the very best of luck.

As we approach the final stages of the competition, we hope you've enjoyed the incredible football, memorable moments, and the passion that makes the FIFA World Cup such a special global event.

Now, all that's left is to wait for the Grand Final on 20 July 2026 at 7:00 AM (NZT) to see which nation will lift the trophy—and whether our investors will score the $1,000 General Finance bonus.

Good luck to everyone, and enjoy the Final!

26/06/2026

We're pleased to share General Capital Limited's Annual Results for the year ended 31 March 2026, marking another record year of growth for the Group.
FY2026 Highlights

📈 Revenue increased 18% to $26.76 million
💰 Net Profit After Tax of $2.72 million
📊 Total assets grew 30% compared with March 2025
🏆 General Finance maintained its BB credit rating, with Equifax improving the outlook from Stable to Positive

These results demonstrate the strength of our business, disciplined capital management, and the continued trust of our investors and customers. Since listing on the NZX in 2018, General Capital has continued to achieve record revenue and asset growth while maintaining a strong balance sheet.

Thank you to our shareholders, investors, customers, business partners and our dedicated team for your ongoing support. We look forward to building on this momentum in the year ahead.

Read the full Annual Report: https://gencap.co.nz/financial-reports/

25/06/2026

Great news for the General Capital Group and New Zealand's financial sector.

The Reserve Bank of New Zealand's decision to allow licensed deposit takers to use the word "bank" under the new regulatory framework is a significant development for the industry.

The change supports greater competition and creates opportunities that could bring additional benefits to General Finance and its customers in the future.
We welcome initiatives that strengthen confidence, transparency, and choice for New Zealand investors.

RBNZ Announcement Website

https://www.rbnz.govt.nz/news-and-events/news/2026/06/rbnz-announces-decision-on-use-of-the-word-bank

25/06/2026

⚽ Score a $1,000 Bonus with the General Finance World Cup Promotion!
The world's biggest football tournament is almost here, and we're giving eligible investors the chance to make it even more exciting.
From 1 June to 30 June 2026, eligible investors who establish, renew, reinvest, transfer, or roll over a qualifying term deposit with General Finance can select the national team they believe will become the 2026 World Champion.
If your chosen team wins, you'll receive a $1,000 bonus credited towards your next eligible General Finance term deposit.
🏆 Choose your champion.
💰 Invest with confidence.
⚽ Be in to score a $1,000 bonus.

Learn more:
https://generalfinance.co.nz/score-a-1000-bonus-with-the-general-finance-world-cup-promotion/

Terms and conditions apply. Enter by 11:59pm on 30 June 2026.

25/06/2026

We are pleased to see the recently released Forsyth Barr research report highlighting General Capital’s continued growth momentum and the strength of our scalable deposit-funded lending platform.

The report recognises General Capital’s ability to grow its secured residential lending and insurance premium funding businesses through our subsidiaries, General Finance and Bridges Financial Services Ltd. It also highlights the opportunities created through operating leverage, disciplined funding growth, and the positive impact of New Zealand’s Depositor Compensation Scheme (DCS).

We believe this independent research reflects the progress the Group has made over recent years and reinforces the strength of our long-term strategy focused on sustainable growth, prudent risk management, and delivering value to shareholders and customers.
We look forward to providing further updates when we release our annual results announcement to the market next week on 22 May 2026.

Please refer attached/link below for a copy of the report.

https://www.forsythbarr.co.nz/assets/publications/GEN-2026-05-12-Scaling-a-Deposit-Funded-Lending-Platform.pdf

25/06/2026

General Finance Q1 March 2026 Results – Continued Strong Performance

General Capital Limited is pleased to advise that its subsidiary, General Finance Limited, has released its quarterly unaudited report for the period ended 31 March 2026.

Key highlights:
• Total assets of $280.0 million, broadly in line with the previous quarter
• Quarterly Net Profit After Tax (NPAT) of $1,109,939, up 3.1% from the prior quarter and 85.7% year-on-year
• Strong liquidity position with $34.4 million in cash and cash equivalents
• Capital ratio of 16.44%, well above the Trust Deed minimum requirement of 8%

Managing Director Brent King noted that this result reflects another positive quarter, demonstrating the company’s resilience and disciplined ex*****on despite ongoing global uncertainties.

As a licensed Non-bank Deposit Taker under the Financial Markets Conduct Act 2013, General Finance remains focused on sustainable growth and delivering value to stakeholders.

🔗 The full report is available on NZX.

https://www.nzx.com/announcements/471676