Loan Market Dunedin

Loan Market Dunedin We treat a mortgage as a relationship not a transaction. We’re big into advice. We specialise in helping first home buyers and investors find the right loan.

Our Loan Market Dunedin team have helped many locals living in the Greater Dunedin area into their new home. We can advise you about fixing or floating your interest rate and share ideas on how to minimise the interest on home loans and maximise any tax benefits on investment loans. We’re experts in how you can use your KiwiSaver funds to buy your new home and know exactly which lenders will suppo

rt you. FAP - Sally Thomson Broker Limited. FSPR 771192
FAP - Kiwi Mortgage Market Dunedin Limited. FSPR 721871

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https://www.loanmarket.co.nz/brokers/loan-market-dunedin/disclosure-statement
https://www.loanmarket.co.nz/brokers/loan-market-dunedin/franchise-privacy-policy

We are proud to share that six of our Loan Market Dunedin advisers have qualified for the Loan Market Community 2025–26!...
09/09/2026

We are proud to share that six of our Loan Market Dunedin advisers have qualified for the Loan Market Community 2025–26!

Ryan Hannagan achieved the Platinum Elite Community recognition, while Ben Grant, Brian Greer, Gary Beattie, Jacqui McFadgen, and Sally Thomson were each recognised in the Elite Community.

This recognition reflects our team's continuous commitment to providing great customer outcomes and our drive to help Kiwis reach their financial goals.

Get in touch with the team today to explore your lending options.

Celebrating team achievements!A huge well done to Michelle Greenaway for her recognition as finalist at the Loan Market ...
08/09/2026

Celebrating team achievements!

A huge well done to Michelle Greenaway for her recognition as finalist at the Loan Market Awards for the category Insurance Adviser of the Year.

Michelle consistently goes above and beyond to deliver peace of mind and tailored cover for our Dunedin community, and we’re proud to have her on the team.

Reach out to Michelle today to discuss your insurance options!
https://insurancemarket.co.nz/michelle-greenaway

The latest data from Cotality shows borrowers in New Zealand are making very deliberate moves right now.First home buyer...
08/09/2026

The latest data from Cotality shows borrowers in New Zealand are making very deliberate moves right now.

First home buyers are taking full advantage of low-deposit lending, while existing mortgage holders are locking in longer fixed terms for certainty. With roughly 30% of home loans due to refix in the next six months, having a clear strategy in place is key.

Understanding how these trends apply to your budget can help you plan your next move with confidence.

Read the full breakdown on our blog.
https://adviser.loanmarket.co.nz/dunedin//blog/borrowers-show-resilience-as-mortgage-trends-shift/

06/09/2026

Chasing the lowest headline interest rate isn’t always the smartest mortgage move.

Getting your loan structure right is what gives homeowners true, long-term stability.

In this short podcast clip, Loan Market Dunedin mortgage adviser Ben Grant breaks down why getting smart advice on loan structure matters far more than chasing rates:

Getting the right advice: Securing the lowest rate is only one piece of the puzzle; a comprehensive strategy requires looking beyond headline figures.
Structure over rates: How splitting loan terms, using offset accounts, and leveraging revolving credit beat focusing strictly on cheap rates.
Local strategies: Why 2-to-3-year fixed terms (4.99%–5.19%) are becoming the go-to choice for Dunedin locals seeking budgeting certainty.

Our mortgage advisers, Ben Grant and Ryan Hannagan, were recent guests on the Cotality New Zealand Property Market Podcast with host and Cotality's Head of Research, Nick Goodall. Together, they broke down what’s really driving property across Dunedin, Otago, and Southland, why stepping onto the ladder is more accessible than many Kiwis realize, how strategic loan structuring provides lasting financial security, and much more.

Catch the full episode below 👇

🎧 Listen on Spotify: https://open.spotify.com/episode/1rdJH2JM29p9IQsx4dt8HQ?si=cd641bfc246b41ae

📺 Watch on YouTube: https://youtu.be/CBcfCjg6Vfw

For the dad who somehow knew interest rates were moving before the Reserve Bank did. Who has been providing advice for a...
05/09/2026

For the dad who somehow knew interest rates were moving before the Reserve Bank did. Who has been providing advice for as long as you can remember, whether you asked for it or not.

He's never worked in finance but insists you should have "just asked him first" before you signed anything.

And somehow, annoyingly, he's usually right.

Happy Father's Day! 💙

✅ We compare your options across our wide range of lenders, not just the main banks.✅ We handle the paperwork so you are...
02/09/2026

✅ We compare your options across our wide range of lenders, not just the main banks.

✅ We handle the paperwork so you are not chasing bank statements, payslips, and proof of income yourself.

✅ We negotiate directly with lenders on interest rates, loan structures, and special offers.

✅ We check the fine print for hidden details, like break costs, revolving credit terms, and extra repayment limits.

✅ We stay in your corner long after settlement, reviewing your fixed rate before it renews to keep your loan competitive.

✅ We work for you, not the bank.

Want to know what an adviser can do for you? Reach out to start a no-obligation chat.
https://adviser.loanmarket.co.nz/dunedin/contact-us/

The Reserve Bank of New Zealand has announced its latest update, increasing the Official Cash Rate to 2.75%.If you’re cu...
02/09/2026

The Reserve Bank of New Zealand has announced its latest update, increasing the Official Cash Rate to 2.75%.

If you’re currently paying off a mortgage or house hunting, back-to-back rate movements mean it’s time to take a fresh look at your setup. When the OCR goes up, lenders typically adjust their interest rates in response. For existing mortgage holders, that can mean higher repayments when your rate rolls over and for buyers hunting in the property market, it can reshape your borrowing capacity.

Movement in the market is a standard part of the cycle, so there’s no need to feel uneasy. Managing an upward rate shift simply comes down to good preparation and having a plan tailored to your financial goals.

Whether you need to review a fixed rate expiring soon or want to check how this impacts your buying budget, getting proactive with your numbers is the best next step. Let’s get your strategy sorted early.

Recognizing 10 years with Loan Market Dunedin.Congratulations to Ryan Hannagan on reaching his 10-years of service miles...
31/08/2026

Recognizing 10 years with Loan Market Dunedin.
Congratulations to Ryan Hannagan on reaching his 10-years of service milestone.

Over the past decade, Ryan has continued to ensure Kiwis walk away with the best possible outcomes for their financial goals. He brings great value to both the Loan Market Dunedin team and to his clients, and we are excited for many more years working together.

Connect with Ryan and the Dunedin team here:
https://adviser.loanmarket.co.nz/dunedin/

If you have been living in a house you have been meaning to renovate for years, you are definitely not alone.The reno co...
31/08/2026

If you have been living in a house you have been meaning to renovate for years, you are definitely not alone.

The reno conversation is happening around kitchen tables all over New Zealand right now. And the finance side (accessing equity through a top-up, getting a renovation loan, or arranging construction finance) is actually one of the easier parts of the process to map out.

Before you call the builder, it is worth knowing what you can access and how. The numbers on those quotes might look very different once you know what you actually have to work with.

We can help you figure that out. Feel free to send a message if you ever want to chat through your options.

Whether you are pinning a daffodil to your jacket, dropping a donation in a street collector's bucket, or remembering a ...
27/08/2026

Whether you are pinning a daffodil to your jacket, dropping a donation in a street collector's bucket, or remembering a loved one today, we join you in supporting the Cancer Society and the incredible work they do for Kiwi families.

Thank you to everyone helping make a difference across our community today.

Address

274 Stuart Street, Dunedin Central
Dunedin
90162

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 5pm

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