Hayden Olsen - Mortgage Adviser, MortgageMe

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Hayden Olsen - Mortgage Adviser, MortgageMe, Mortgage brokers, 155 Princes Street, Dunedin.

02/11/2026

If you’re hoping to buy a home before Christmas, now’s a sensible time to understand your position.
You’ll want to know what you can borrow, what repayments might look like, and what costs you need to allow for.
Getting organised doesn’t guarantee you’ll find the right place straight away.
But it does mean you can make decisions with a clearer picture.
One less thing to figure out between work functions and Christmas shopping.

30/10/2026

Summer has a habit of getting expensive.
Trips away. Kids’ activities. A few barbecues. That outdoor furniture you suddenly can’t live without.
If you’re planning a property purchase or thinking about changing your mortgage, make sure the budget accounts for real life as well.
A mortgage should leave room for more than just paying the mortgage.

28/10/2026

Got a fixed-rate mortgage rolling over in the next few months?
It’s worth looking at it before the expiry date sneaks up.
Your next move might be fixing again, splitting the loan differently, or keeping things much as they are.
The right answer depends on your situation.
The bank’s renewal offer is a starting point, not necessarily the end of the conversation.

27/10/2026

The evenings are getting longer, the weather’s warming up, and the list of things you’d rather be doing than paperwork is growing.
Fair enough.

But if buying a home is on the cards before the end of the year, a little preparation now can save you scrambling later.

You don’t need to have everything figured out today.
Just start with the basics.

23/10/2026

Buying your first home is exciting.
It’s also a lot of numbers, paperwork and people telling you what they did when they bought their place in 2009.
Their experience might be interesting. But your income, deposit, expenses and plans are what matter for your situation.
Start with your own numbers.
You can listen to everyone else afterwards.

21/10/2026

Every time the OCR makes the news, there’s plenty of talk about what it means for mortgage rates.

But the OCR announcement is only one part of the picture.

Your fixed-rate expiry, loan structure, repayments and overall plans all matter too.
Rather than trying to guess what happens next, it’s worth understanding what your options are now.

Crystal balls remain in short supply.

19/10/2026

Spring rolls around and suddenly everyone’s looking at houses again.
Open homes, property listings, plans for the future…
Before you get too far down the rabbit hole, make sure you know your numbers.
It’s much easier to enjoy house hunting when you know what’s realistic.
And when you’re not mentally arranging furniture in a house you haven’t been approved to buy yet.

16/10/2026

It’s easy to get caught up in the next rate, the next property headline or what the market might do.
But your mortgage is a much longer story than that.
There will be good months.
Expensive months.
Unexpected months.
The aim is to build something that can handle all three.

16/10/2026

Your mortgage isn’t there to win a rate competition.
It has a job to do.
Help you buy the property you want, manage your repayments, and support whatever comes next.
The best structure is the one that does that job properly for you.

13/10/2026

You service the car before it breaks down.
You check the smoke alarms before there’s a fire.
Your mortgage probably deserves a similar level of attention.

Not because something is wrong.
Just because things change.

Address

155 Princes Street
Dunedin

Telephone

+6421757781

Website

https://linktr.ee/hayden.mmotago, http://www.mortgageme.net.nz/

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