NZHL Northern Bays

NZHL Northern Bays NZHL are a home loan and insurance provider dedicated to helping our clients become debt free, faster so they can achieve their financial goals

Good luck Saul Smith Ethan Paterson and Riley Neves
31/01/2026

Good luck Saul Smith Ethan Paterson and Riley Neves

Fun morning at Xrace Devonport.Rain, wind, sun and lots of smiles.
25/01/2026

Fun morning at Xrace Devonport.
Rain, wind, sun and lots of smiles.

2026 Goals: Get my finances sorted!
08/01/2026

2026 Goals: Get my finances sorted!

Thinking about refinancing?

When reviewing your options, you never know what doors might open. Maybe that renovation you’ve been dreaming of… or even welcoming your first pet (or second) into the family!

Here are a few things to consider:

✔️ Access equity – Your home’s equity can unlock opportunities. Use it for renovations, buying another property, or rolling high-interest debt into your mortgage for more flexibility.
✔️ Life changes – New job, growing family, or shifting priorities? A different loan type might suit you better - fixed for stability, variable for flexibility and potential savings.
✔️ Debt consolidation – Combine debts into one manageable payment, often at a lower interest rate, freeing up cash flow for the fun stuff.

Refinancing isn’t one-size-fits-all. Exploring your options can help you make a confident, informed decision, chat to a local mortgage mentor today.

Lets chat: https://ap1.hubs.ly/y0v6nj0

03/01/2026

XRACE 2026 kicks off on 23 January – are you ready to race, laugh and create unforgettable memories?

Looking for the perfect gift? Give someone the gift of fun and adventure this summer. Lace up your shoes and join the fun!

► Fun challenges
► Team spirit
► Epic locations

Don’t miss out – register now: https://ap1.hubs.ly/y0tHRP0

01/01/2026

Happy New Year, NZ!

2026 is here – and we’re looking forward to helping more Kiwis achieve their goals. Whether it’s paying off your home faster or making your money work smarter, we’re here for it.

Let’s get ahead together.

23/11/2025

The end of the year can be busy, but making sure your insurance is up to date means peace of mind while you enjoy the festive season. Life changes – and so do your needs – so it’s worth reviewing your cover before the break.

At NZHL, we can help you make sure your insurance fits your lifestyle and goals, so you’re protected for what matters most.

Get in touch today and head into the holidays with confidence: https://ap1.hubs.ly/y0pGnm0

20/11/2025

The holidays are all about joy, laughter and making memories — not stressing over your bank balance. If you’ve ever felt the pinch after Christmas (hello, financial hangover), you’re not alone.

09/10/2025
08/09/2025

We all know those people (or maybe you are that person...) The ones who are saving for a house, so turn down every invite ever OR the ones who own a house

01/09/2025
03/07/2025

We’re seeing a slight uplift in market activity since the notably low results in late May, but still it remains a buyer’s market.

Employment uncertainty continues to weigh in, and now, a new concern is emerging: fewer listings. With fewer choices available, could we see urgency start to build among buyers?

Get the full picture in our latest Property Report: https://hubs.la/Q03vKzGW0

*Please note - Tony Alexander is an independent economist. His views are his own and not necessarily shared by NZHL or vice versa. The NZHL Property Report by Tony Alexander is based on the findings of a monthly survey of licensed real estate agents conducted by Tony and is brought to you by NZHL in a sponsored capacity.

Happy Easter.
17/04/2025

Happy Easter.

Whether you’re hard at work or enjoying some relaxation time with family and friends (and maybe a few chocolate eggs🤫), we hope you enjoy your Easter.

Address

Unit A/4 Antares Place, North Harbour
Auckland
0632

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

027 838 6373

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