Shayne Jeffcoat Loan Market

Shayne Jeffcoat Loan Market Over the past two decades, I have honed my specialization in home lending and self-employment.

Products:

First Home Loans
Refinancing Loans
Investment Loans
Next Home Loans
Commercial and Business Loans
Land and Construction Loans
Self Employed Loans
Bridging Loans

Whether you are pinning a daffodil to your jacket, dropping a donation in a street collector's bucket, or remembering a ...
27/08/2026

Whether you are pinning a daffodil to your jacket, dropping a donation in a street collector's bucket, or remembering a loved one today, we join you in supporting the Cancer Society and the incredible work they do for Kiwi families.

Thank you to everyone helping make a difference across our community today.

Borrowing power is one of those numbers a lot of people think they know, but haven't actually checked recently. It shift...
27/08/2026

Borrowing power is one of those numbers a lot of people think they know, but haven't actually checked recently.

It shifts with your income, living expenses, existing debts, and interest rates. With rates sitting higher than they were a couple of years ago, your borrowing capacity might look quite different today compared to what you expected.

Getting a clear picture of your actual baseline numbers is simply step one before you start looking at properties or making big financial plans.

Feel free to send a direct message if you ever want to check where your baseline sits in today's market.

Getting a home loan when you're self-employed has a number of hoops to jump through. The good news is that advisers who...
25/08/2026

Getting a home loan when you're self-employed has a number of hoops to jump through.

The good news is that advisers who work regularly with self-employed clients know exactly which lenders understand business income and how to structure an application that actually reflects how your finances work.

It's not impossible. You just need the right person in your corner 🙋
https://adviser.loanmarket.co.nz/shayne-jeffcoat/products-services/self-employed-loans

When the property market slows down, most homeowners naturally focus on what their current home might sell for. However,...
20/08/2026

When the property market slows down, most homeowners naturally focus on what their current home might sell for. However, if you are looking to step up to a larger property, the actual price gap between the two homes is what matters most.

Recent data from Cotality shows that the cost of moving from a three bedroom to a four bedroom house has narrowed in several key areas across New Zealand.

Because higher value homes often adjust more in dollar terms during quieter periods, the gap you need to bridge to get extra space can actually be smaller than it was a few years ago.

If upgrading your home is part of your long term plan, quieter market conditions can sometimes open up opportunities that do not exist in a fast moving market.

Read the full breakdown on our blog.
https://adviser.loanmarket.co.nz/shayne-jeffcoat//blog/the-cost-of-trading-up-falls-in-some-key-markets/

Serviceability is simply the bank testing your home loan against a higher test rate. They aren't just looking at whether...
19/08/2026

Serviceability is simply the bank testing your home loan against a higher test rate. They aren't just looking at whether you can afford the repayments today, they are checking that you will still be comfortably paying it off if interest rates shift down the track.

It can feel like a tough hurdle when you are applying for a home loan, but it is really just designed to protect you and make sure your mortgage remains manageable long-term.

17/08/2026

Juggling multiple debts? The simplicity of debt consolidation might be the right option for you.

One payment. One due date. Less stress.

We can look at your whole financial picture to see if debt consolidation is right for you.

DM to book in a discovery call 💬

Your feedback means the world to us! A huge thank you to everyone who takes the time to share their experience. 📝✨Lookin...
13/08/2026

Your feedback means the world to us! A huge thank you to everyone who takes the time to share their experience. 📝✨

Looking for a trusted team to help you navigate your finance options?

Get in touch for a chat today! ☎️

Doing the prep work in winter means you are ready to move fast when spring listings hit the market. Sorting your pre-app...
12/08/2026

Doing the prep work in winter means you are ready to move fast when spring listings hit the market. Sorting your pre-approval now puts you in the driver's seat to buy with confidence and be settled into your new home by summer.

Knowing your true borrowing power is the first step. Use our free online calculator to start running the numbers and reach out to get closer to your property goal.

Find out here 👇
https://adviser.loanmarket.co.nz/shayne-jeffcoat/tools-help/borrowing-power-calculator/

Buying your first home does not mean doing it entirely on your own strength. Many first-home buyers do not realise that ...
11/08/2026

Buying your first home does not mean doing it entirely on your own strength. Many first-home buyers do not realise that banks often allow you to factor in income from a future boarder or flatmate when assessing your mortgage application.

Including boarder income can boost your overall borrowing power and bring your target property within reach much faster.

Reach out to find out how flatmate income can help you qualify for your mortgage.

Comparing provider plans might not be exciting, but reviewing your power, insurance, and internet can free up extra mone...
08/08/2026

Comparing provider plans might not be exciting, but reviewing your power, insurance, and internet can free up extra money every month.

Redirecting those small wins into your savings account adds up faster than you think.

Take a few minutes to do this today and you'll thank yourself later. 💰

Address

Auckland
2678

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 2pm
Sunday 9am - 5pm

Telephone

+6421550253

Website

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