WIS Mortgages and Insurance Services

WIS Mortgages and Insurance Services 🏡Expert Mortgage Guidance UK
đź”»Book Your Consultation Now Here at WIS we do the hard work so you don't have to. These fees apply to regulated mortgages.

We specialise in finding the right mortgage for you whatever your circumstances

We have an innovative Fintech approach, to ensure a robust online mortgage advisory process. We also specialise in providing tax-efficient Insurance and Buy to let options. LEGALS

WIS Mortgages and Insurance Services is a trading style of WIS Contractor Mortgages Limited, which is authorised and regulated by the Fina

ncial Conduct Authority, our FCA registration number is 824411. WIS Contractor Mortgages Limited is registered at Companies House, our company number is 11496588, our registered office address is 4, Imperial Place, Borehamwood WD6 1JN. The Financial Conduct Authority does not regulate some investment mortgage contracts. Your property may be repossessed if you do not keep up repayments on your mortgage. Terms & Conditions: Initially we offer a free consultation and if any fees were to be applicable to you they would be clearly explained during the free consultation. Every mortgage discussed would be assessed on two considerations, the mortgage amount and the complexity of your individual circumstances. For providing independent mortgage advice fees may apply up to a maximum of 1.5% of the loan value. If fees were to be charged we will always explain and agree with you exactly what you will be charged before you decide to proceed with an application. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

Looking to buy a home in the UK as a foreign national?Not sure whether HSBC could be the right lender for your circumsta...
11/06/2026

Looking to buy a home in the UK as a foreign national?

Not sure whether HSBC could be the right lender for your circumstances, visa status, or deposit size?

In our latest article, we explore HSBC's foreign national mortgage criteria, potential benefits, and key factors to consider before applying.

đź”—Article link in the comments.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Nothing speaks louder than a first-time buyer’s experienceChamila started her home-buying journey with very little knowl...
10/06/2026

Nothing speaks louder than a first-time buyer’s experience

Chamila started her home-buying journey with very little knowledge of the process, but with clear guidance and support every step of the way, she was able to move forward with confidence.

A huge thank you to our Adviser Kasuni and Paraplanner Darren for their professionalism, dedication, and commitment to making the mortgage journey as smooth and stress-free as possible.

Thinking about buying your first home or reviewing your mortgage options?

Call us on 020 3011 1986 to book your mortgage consultation today.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Many people assume every mortgage application takes months to complete.In reality, when your documents are ready and eve...
09/06/2026

Many people assume every mortgage application takes months to complete.

In reality, when your documents are ready and everything is submitted promptly, some applications can progress much faster than expected.

Being organised from the start can make a real difference to your mortgage journey.

Ready to get started? Call WIS Mortgages on 020 3011 1986 and speak with one of our expert advisers today.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

08/06/2026

đź’° How much can you borrow in 2026?

Many buyers still think the limit is 4.5x their income, but that’s not always the case.

Some lenders may offer higher income multiples for eligible first-time buyers, depending on your circumstances, affordability, and credit profile.

Ready to find out what you could borrow? Call WIS Mortgages on 020 3011 1986 and speak with one of our advisers.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about buying a home in the UK on a visa?Many visa holders assume getting a mortgage is difficult, but understan...
08/06/2026

Thinking about buying a home in the UK on a visa?

Many visa holders assume getting a mortgage is difficult, but understanding the right criteria, documents, and lender expectations can make the process much clearer.

Our Ultimate 2026 Guide for Mortgages for Visa Holders in the UK explains what lenders typically look for and how to prepare for a smoother application.

đź”—Article link in the comments.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

05/06/2026

Are you on a UK visa and worried you need a 10% deposit to buy your first home?

Some foreign nationals may be able to purchase with as little as ÂŁ5,000 deposit, subject to lender criteria and eligibility.

Factors such as your salary, time in the UK, visa status, and whether your spouse is a British citizen or has ILR can all make a difference.

Every case is unique, which is why expert advice matters.

Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

At WIS Mortgages, we don't just talk about growth, we invest in it.Our team and network RIs come together for intensive,...
05/06/2026

At WIS Mortgages, we don't just talk about growth, we invest in it.

Our team and network RIs come together for intensive, industry-led training sessions designed to sharpen skills, deepen knowledge, and deliver even better outcomes for our clients.

🗓️ Exclusive Training Day | 8th June, London

This is what being part of the WIS family looks like.

Want to grow with us? Drop us a message we'd love to have you on board. 👇

Found a property you love, but the bank says it's unmortgageable?Properties with no kitchen, no bathroom, major refurbis...
04/06/2026

Found a property you love, but the bank says it's unmortgageable?

Properties with no kitchen, no bathroom, major refurbishment needs, or structural issues can often be declined by mainstream lenders.

In our latest article, we explain how bridging finance may help buyers and investors purchase a property first, carry out the necessary works, and potentially refinance later.

đź”—Article link in the comments.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Buying a home? Don’t leave insurance as an afterthought.Many buyers only start thinking about protection once everything...
03/06/2026

Buying a home? Don’t leave insurance as an afterthought.

Many buyers only start thinking about protection once everything is in place, but having the conversation earlier can help you understand your options without the pressure of deadlines.

Whether you're applying for a mortgage, reviewing your offer, or preparing to complete, knowing where protection fits into the process can make planning easier.

Thinking about your next steps? Call WIS Mortgages on 020 3011 1986 and speak with one of our advisers today.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

02/06/2026

Still renting because saving a big deposit feels impossible?

In 2026, some UK mortgage lenders may consider options from as little as a ÂŁ5,000 deposit.

Some may even look at your rental payment history if you have paid rent consistently and on time.

That means your dream of buying a home may be closer than you think.

Speak to WIS Mortgages to explore what options may be available for your situation.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

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Suite 127, 80 Churchill Square Business Centre
West Malling
ME194YU

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