WIS Mortgages and Insurance Services

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WIS Mortgages and Insurance Services

🏡Expert Mortgage Guidance UK
🔻Book Your Consultation Now Here at WIS we do the hard work so you don't have to. These fees apply to regulated mortgages.

We specialise in finding the right mortgage for you whatever your circumstances

We have an innovative Fintech approach, to ensure a robust online mortgage advisory process. We also specialise in providing tax-efficient Insurance and Buy to let options. LEGALS

WIS Mortgages and Insurance Services is a trading style of WIS Contractor Mortgages Limited, which is authorised and regulated by the Financial Conduct Authority, our FCA registration number is 824411. WIS Contractor Mortgages Limited is registered at Companies House, our company number is 11496588, our registered office address is 4, Imperial Place, Borehamwood WD6 1JN. The Financial Conduct Authority does not regulate some investment mortgage contracts. Your property may be repossessed if you do not keep up repayments on your mortgage. Terms & Conditions: Initially we offer a free consultation and if any fees were to be applicable to you they would be clearly explained during the free consultation. Every mortgage discussed would be assessed on two considerations, the mortgage amount and the complexity of your individual circumstances. For providing independent mortgage advice fees may apply up to a maximum of 1.5% of the loan value. If fees were to be charged we will always explain and agree with you exactly what you will be charged before you decide to proceed with an application. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

04/11/2026

Mortgage advisers, what if you could spend more time advising and less time managing admin?

At WIS Mortgages, we believe advisers should focus on what they do best: helping clients.

From marketing and social media to AI tools, dedicated paraplanners and in-house solicitor support, we've got the rest covered.

Less time chasing paperwork and updates. More time supporting clients and delivering a smoother mortgage journey.

Discover how WIS Mortgages supports its advisers and helps them work more efficiently.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

03/11/2026

When mortgage rates are moving, having a clear backup plan can make all the difference.

A big thank you to PK for sharing this feedback and trusting WIS Mortgages with their remortgage.

Shout out to our Adviser Anoj and Paraplanner Praneetha for keeping the options open, setting up a fallback product transfer and helping the client reach a positive outcome.

📞 Book your fee-free mortgage advice today by calling 020 3011 1986.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

02/11/2026

Can a foreign national apply for a UK mortgage jointly with a British citizen?

Yes! And having a joint applicant with a strong UK credit history could work in your favour.

For foreign nationals who haven't yet built an established UK credit history, applying with a British national may help strengthen the overall application.

However, lenders will still assess both applicants' income, credit history, visa status and financial circumstances before making a decision.

📞 Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers and explore your mortgage options.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

31/10/2026

This Halloween, some mortgage nightmares are scarier than ghosts!

From missed payments and credit score surprises to unexpected rate increases and declined applications, the mortgage journey can come with a few frightening twists.

But don't let these mortgage horror stories haunt your homeownership plans!

At WIS Mortgages & Insurance, our advisers are here to help you understand your options and navigate the mortgage process with confidence.

Swipe through to discover these mortgage horror stories. Which one scares you the most?

Call us on 020 3011 1986 to speak with one of our advisers.

Your home may be repossessed if you do not keep up repayments on your mortgage.

31/10/2026

🏆 Only 1 Day Left to Vote! 💙

We’d really appreciate your support! Voting for the Personal Finance Awards 2026 closes tomorrow, and WIS Mortgages & Insurance Services needs your vote in the following categories:

🏆 Best Mortgage Broker Customer Service
🏆 Best Mortgage Broker (Up to 39 Advisers)
🏆 Best Second Mortgage Broker

When voting, please enter our company name as WIS Mortgages & Insurance Services.

🗳️ Cast your vote here:
https://www.themoneypages.com/2026-awards-about/2026-personal-finance-awards-voting/

📅 Voting closes on 1st November 2026. Only 1 day to go!

It only takes a minute, and every vote means so much to us. Thank you for being part of the WIS journey and for your continued support! 💙

30/10/2026

Approached your bank for a UK mortgage as a visa holder and struggled to find the right options? 🏡

The problem might not be your visa status. Some mainstream lenders may not have the flexibility to assess your circumstances individually.

Whether you're employed, self-employed or a professional who has moved to the UK, specialist lenders like Affin Bank may offer options worth exploring.

The key is finding a lender who understands your circumstances and can assess your application beyond standard criteria.

📞 Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers and explore your options.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

30/10/2026

Only 2 Days Left to Vote! 💙

We’d really appreciate your support! Voting for the Personal Finance Awards 2026 closes soon, and WIS Mortgages & Insurance Services needs your vote in the following categories:

🏆 Best Mortgage Broker Customer Service
🏆 Best Mortgage Broker (Up to 39 Advisers)
🏆 Best Second Mortgage Broker

When voting, please enter our company name as WIS Mortgages & Insurance Services.

🗳️ Cast your vote here:
https://www.themoneypages.com/2026-awards-about/2026-personal-finance-awards-voting/

📅 Voting closes on 1st November 2026. Only 2 days to go!

It only takes a minute, and every vote means so much to us. Thank you for being part of the WIS journey and for your continued support! 💙

29/10/2026

The new Your First Home Scheme is officially confirmed in the UK Autumn Budget 2026!

First-time buyers in England could purchase a new-build home with just a 2.5% deposit, supported by a 20% government equity loan that is interest-free for the first five years.

Applications are expected to open in February 2027, with eligibility criteria and property price limits applying.

Thinking about buying your first home? At WIS Mortgages, we're here to help you understand the scheme, explore your options and start planning your journey.

📞 Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

29/10/2026

Thinking about buying your first home in the UK?

The UK Budget 2026 has brought some important changes that could help you take that next step onto the property ladder!

From the new Your First Home Scheme to changes in government-backed savings options, there’s plenty worth knowing before you start your journey.

While these changes could open up new opportunities, it’s also important to understand the potential risks and eligibility requirements.

Watch as our mortgage expert Ifthi breaks down what these updates could mean for you.

We know every homebuyer’s journey is different, and we’re here to help you make sense of your options.

Have a chat with our team at WIS Mortgages through a free initial consultation.

Call us on 020 3011 1986.

Your home may be repossessed if you do not keep up repayments on your mortgage.

29/10/2026

Think a short lease means you can't get a mortgage on a flat?

That's not always true! Some lenders may still consider leasehold properties with shorter leases, depending on their criteria.

The remaining lease length, property value and lender requirements can all affect your mortgage options.

Before ruling out a property, it's worth checking what options may be available to you.

📞 Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Suite 127, 80 Churchill Square Business Centre
West Malling
ME194YU

Website

http://www.wismortgages.co.uk/, https://wismortgages.co.uk/contact-us/

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