WIS Mortgages and Insurance Services

WIS Mortgages and Insurance Services 🏡Expert Mortgage Guidance UK
đŸ”»Book Your Consultation Now Here at WIS we do the hard work so you don't have to. These fees apply to regulated mortgages.

We specialise in finding the right mortgage for you whatever your circumstances

We have an innovative Fintech approach, to ensure a robust online mortgage advisory process. We also specialise in providing tax-efficient Insurance and Buy to let options. LEGALS

WIS Mortgages and Insurance Services is a trading style of WIS Contractor Mortgages Limited, which is authorised and regulated by the Fina

ncial Conduct Authority, our FCA registration number is 824411. WIS Contractor Mortgages Limited is registered at Companies House, our company number is 11496588, our registered office address is 4, Imperial Place, Borehamwood WD6 1JN. The Financial Conduct Authority does not regulate some investment mortgage contracts. Your property may be repossessed if you do not keep up repayments on your mortgage. Terms & Conditions: Initially we offer a free consultation and if any fees were to be applicable to you they would be clearly explained during the free consultation. Every mortgage discussed would be assessed on two considerations, the mortgage amount and the complexity of your individual circumstances. For providing independent mortgage advice fees may apply up to a maximum of 1.5% of the loan value. If fees were to be charged we will always explain and agree with you exactly what you will be charged before you decide to proceed with an application. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

08/09/2026

Preparing for a mortgage? Your credit file should be one of the first things you check.

Even if your credit score looks perfect, errors, missing information or duplicate profiles could tell a different story.

Checking your credit file early gives you time to spot issues before they become a last-minute mortgage problem.

Don’t wait until you’ve found your dream home to discover something unexpected.

Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Could a shorter mortgage term save you thousands over the life of your mortgage?Choosing a shorter term can mean higher ...
08/09/2026

Could a shorter mortgage term save you thousands over the life of your mortgage?

Choosing a shorter term can mean higher monthly repayments, but it could also reduce the amount of interest you pay overall.

In our latest article, we explain how mortgage term length can affect your monthly payments, total interest and the overall cost of your mortgage.

🔗Article link in the comments.

Your home may be repossessed if you do not keep up repayments on your mortgage.

07/09/2026

First-time buyer? Your income needs to tell the right story. 🏡

Lenders will usually want proof, from recent pay slips if you’re employed to SA302s, Tax Year Overviews and sometimes company accounts if you’re self-employed.

Having the right documents ready early could make your mortgage journey much smoother and help lenders understand your true income position.

Not sure what you’ll need? Speak to WIS Mortgages before you start applying.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

04/09/2026

Are you a doctor, dentist, accountant or another qualified professional looking for a mortgage? 🏡

Afin Bank’s professional mortgage criteria can cover a range of careers, including medical professionals, solicitors, accountants and certain science professionals with relevant qualifications.

Being classed as a professional could open up mortgage options worth exploring based on your circumstances.

Speak to WIS Mortgages to understand which lenders and mortgage options may suit you.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Another 5-star experience that speaks for itself.A huge thank you to Gihana Gayathree for trusting WIS Mortgages and sha...
04/09/2026

Another 5-star experience that speaks for itself.

A huge thank you to Gihana Gayathree for trusting WIS Mortgages and sharing this wonderful feedback about their mortgage journey.

Shout out to our Adviser Anoj and Paraplanner Imasha for keeping the process quick, professional and straightforward, with clear communication throughout.

Thinking about buying, moving or remortgaging? 📞 Call 020 3011 1986 to book your fee-free mortgage advice today.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

03/09/2026

Got extra cash, save it or overpay your mortgage?

A higher savings rate can look tempting, but reducing your mortgage balance could help cut the amount of interest you pay over the long term.

The right choice depends on your mortgage rate, savings return, emergency fund and whether any overpayment limits or charges apply.

Before making a move, it’s worth understanding which option works best for your circumstances. Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Think a medical history means you can’t get cover? That’s a common myth.Many conditions can still be considered by insur...
03/09/2026

Think a medical history means you can’t get cover? That’s a common myth.

Many conditions can still be considered by insurers, although exclusions, increased premiums or specific terms may sometimes apply.

Your medical history doesn’t automatically mean a “no”, the options available will depend on your individual circumstances.

Want to understand what cover could be available to you? Call WIS Mortgages on 020 3011 1986 and speak with one of our advisers today.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

02/09/2026

Know someone who could use a little help with their mortgage journey? 🏡

Refer a friend to WIS Mortgages and if their referral successfully completes, you could receive a £75 Amazon voucher as our way of saying thank you. 🎁

We’ve helped thousands of customers with their mortgage journey, and your recommendation could help someone you know take their next step too.

🔗 Referral Link: https://wismortgages.co.uk/refer-a-friend/

Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers.

Your home may be repossessed if you do not keep up repayments on your mortgage.

01/09/2026

First-time buyer? Having the deposit is only part of the story. 🏡

Your lender may ask to see 3 to 6 months of bank statements to understand where your deposit has come from and how it was built up.

If your parents are helping, or some of your deposit is coming from another source, you may need to provide additional evidence such as a gifted deposit declaration.

Understanding what you need to show early can help avoid unnecessary delays with your mortgage application.

Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers.

Your home may be repossessed if you do not keep up repayments on your mortgage.

28/08/2026

Thinking about moving your property portfolio into a limited company?

For smaller portfolios, the process may not be as straightforward as simply transferring the properties, with Capital Gains Tax and Stamp Duty potentially coming into play.

Larger portfolios may have different options, including potential reliefs depending on how the property business is structured.

Before making any changes, make sure you understand the tax, legal and mortgage implications and seek appropriate professional advice.

Call WIS Mortgages on 020 3011 1986 to speak with one of our advisers.

FCA Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

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Suite 127, 80 Churchill Square Business Centre
West Malling
ME194YU

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