Alfred Dunn

18/12/2025

The Bank of England has reduced the base rate by 0.25% to 3.75%.

For homeowners, buyers, and landlords, this may mean:
• Lower mortgage repayments
• More competitive fixed-rate deals becoming available
• Improved affordability for purchases or refinancing

If you are:
• Considering buying a property
• Coming to the end of a fixed-rate mortgage
• Reviewing a buy-to-let or property portfolio

Now is a sensible time to review your options.

At Alfred Dunn, we support clients by:
• Identifying suitable mortgage solutions
• Navigating lender criteria
• Structuring applications effectively, including for complex income cases

A short conversation now could make a meaningful difference to your longer-term costs.

Message us to discuss your mortgage options.

24/12/2024

At ALFRED DUNN , we’re your one-stop shop for all your financial needs. From expertly structuring your business and family estates to offering tailored solutions in mortgages, insurance, protection, and pensions, we help you build lasting value and ensure long-term financial stability.

Our mission is to reduce risks, ensure compliance, and secure your financial future with smart, efficient strategies.

Watch our latest video to see how we can support your journey to financial growth and peace of mind.

31/10/2024

Autumn Budget 2024: Key Tax Updates Impacting Your Business and Legacy

The recent Autumn Budget introduced significant changes to Capital Gains Tax (CGT) and Inheritance Tax (IHT), among others, which could substantially impact business owners, investors, and families. At Alfred Dunn, we understand how vital it is to protect what you’ve built. Here’s a breakdown of key updates and how our team can help you navigate them effectively.

💼 CGT Changes:
CGT rates have risen to 24%, while Business Asset Disposal Relief will see an increased CGT rate from 10% to 18%. If you're selling a business, this could increase your CGT liability by as much as £440k on a £10m sale.
➡️ Alfred Dunn Solution: We structure shareholding into Family Investment Companies and Venture Partnerships to maximize tax efficiency and offer flexible, compliant remuneration.

🏡 IHT Updates:
Business and Agricultural Property Relief has been reduced for estates over £1m, leading to potential IHT increases. New conditions affect Legacy Trusts and offshore trusts, with inherited pensions entering IHT in 2027.
➡️ Alfred Dunn Solution: Clients with structured Legacy Trusts won’t be impacted by these changes. We recommend Legacy Partnerships for estate planning amid reduced reliefs.

👔 Personal Tax & NIC Updates:
No changes in income tax and dividend tax rates until 2028, but the remittance basis for non-doms is abolished. Employer’s NIC is set to increase from 13.8% to 15%.
➡️ Alfred Dunn Solution: Our Venture Partnerships structure enables more tax-efficient remuneration for owner-managed businesses.

🏠 For Landlords:
Stamp Duty surcharge on additional dwellings increases from 3% to 5%. ATED charges will rise by 1.7%.
➡️ Alfred Dunn Solution: We assist landlords with strategies like incorporation and mixed partnerships for greater income efficiency.

💼 Compliance Updates:
HMRC is bolstering compliance, investing £1.4b and adding 5,000 staff to ensure adherence to tax regulations.
➡️ Alfred Dunn Commitment: Full compliance is integral to our services, and we actively secure HMRC clearance in our structuring processes whenever available.

Connect with us for a free consultation to discuss how these changes may affect your business or estate. Let’s build a tax-efficient future together.

31/10/2024

Chancellor Rachel Reeves has delivered Labour's first budget in over a decade, marked by significant tax adjustments aimed at supporting the NHS and public services. Here’s a quick overview of key changes and how they might impact business owners and individuals alike:

📈 Key Changes to Watch:

Business Owners: Increased employer National Insurance contributions, with rates rising to 15% on salaries above £5,000.

Inheritance Planning: Pensions will now be included in estate calculations for inheritance tax from 2027.

Capital Gains: Higher taxes on profits from share sales, increasing to 18% at the basic rate and 24% at the higher rate.

Stamp Duty: Increased surcharge on second homes, with thresholds for primary homes lowered to £125,000 in April.

Minimum Wage: A boost for the legal minimum wage, with over-21s now at £12.21/hr from April.

While personal taxes, NI for employees, and VAT remain stable, the extended freeze on inheritance tax thresholds and upcoming pension changes highlight the need for proactive planning.

🔹 How Can Help:

Tax Strategy & Planning: Get ahead of increased NI and capital gains rates with bespoke tax solutions that mitigate impact and keep your business profitable.

Inheritance & Estate Planning: With pensions entering inheritance tax, plan effectively for the future with our tailored estate planning services.

Growth and Financial Advisory: Maximize growth opportunities with expert guidance on reinvesting in your business and leveraging allowances like the increased employment allowance.

Property and Relocation Services: Navigate increased stamp duties and housing policy changes with comprehensive support for property investment and business relocation.
Connect with Alfred Dunn to stay prepared in this evolving landscape, and make these changes work for your business goals.

Our mission here at Alfred Dunn is to act as a trusted financial advocate for all our clients financial needs with specific focus on Wealth Management, International Tax, Estate Planning, Mortgages, Protection and Accountancy services, all implemented in a seamless solution.

26/04/2023

At ALFRED DUNN, we believe that every business deserves access to the short-term finance they need, no matter what their credit score may be. That's why we offer a range of funding solutions that are designed to meet the unique needs of each of our clients.

From invoice financing to short-term loans, we have the expertise and resources to help businesses bridge the gap when cash flow is tight. Whether you're looking to expand your operations, invest in new equipment, or simply meet your day-to-day expenses, we're here to help you find the financing solution that works best for you.

We understand that no two businesses are alike, which is why we take a personalized approach to each and every client we work with. Our team of financial experts will work with you to understand your specific needs and goals, and will develop a customized funding solution that fits your unique circumstances.

So if you're in need of short-term financing, regardless of your credit score, turn to ALFRED DUNN. We're here to help you achieve your business goals and succeed in today's competitive market.

02/04/2023

Are you a high earner in the UK looking to reduce your tax bill and preserve your hard-earned wealth? Tax planning can play a crucial role in your financial strategy, and there are various routes to help minimise your current and future tax liabilities. In our latest blog post, we've covered ten effective ways for high earners to reduce their tax bill, including ISA contributions, marriage tax allowances, and exploring EIS, SEIS, and VCT investments. While the tax year has ended, it's never too early to start planning for the next year to ensure you're taking full advantage of all available options. Don't miss out on valuable tax-saving opportunities - check out our blog post now!

https://www.alfreddunn.com/post/10-effective-tax-planning-strategies-for-high-earners-in-the-uk

14/04/2022

If you are a business owner and want to take your business to the next level get in touch now!

www.alfreddunn.com

23/02/2022

Update out from the wealth team ALFRED DUNN . Please like, follow, share and subscribe.

Latest ALFRED DUNN is out.



https://www.alfreddunn.com/post/investment-market-update-22-february-2022

mortgages, interest rates, remortgages, pensions, crypto, accountant, relevant life insurance, risk reduction, financial updates, markets and all things financial.

17/02/2022

The latest ALFRED DUNN investment market update is out.

If you enjoy the content please like, subscribe, follow and share!

mortgages, interest rates, remortgages, pensions, crypto, accountant, relevant life insurance, risk reduction, financial updates, markets and all things financial.

01/02/2022

It is the beginning of the month and we have the latest Investment Market Update from the Wealth team Alfred Dunn

If you enjoyed the update please like, share, subscribe and follow us. much appreciated :)

https://lnkd.in/e_Zb5Nx3

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Good morning and welcome to another day of market updates. Markets are in recovery mode at the moment and showing strong gains this week. Ft100 back over 7500 today after the Dow went over 35000 last night. Ft100 at 7535 levels. In business news Annual food bills are set to rise by £180 on average ...

06/01/2022

Let us help you by landing your dream home!

24/12/2021

Happy holidays… keep safe and we will see you next year.

www.alfreddunn.com