Paul Corcoran - John Charcol Mortgages

14/07/2025

Conditional selling.

It's about time this was brought to the public eye.

These corporate estate agents favour profit over the best deal for the clients they've been appointed to sell their home.

You could ask 10000 independent mortgage advisors, and they would mention the same estate agents who do this week in week out.

8pm tonight BBC1.

Undercover filming and whistleblower testimony reveals how commission is put ahead of customers.

29/01/2025

Morning Everyone!

Some good news reported from Investment Bank Morgan Stanley, that they predict 5 rate reductions in 2025. They previously predicted 2-3.

We have also seen swap rates go down marginally so we should have been rates coming soon!

If you have your mortgage up for a remortgage or are looking to move in 2025 get in touch!

07920 093850
[email protected]

A mortgage is a loan secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

The US investment bank slashed its growth forecasts on Monday, citing both the lingering impact of the Bank’s monetary tightening and the fallout from the Budget.

31/12/2024

Happy New Year to all my clients and friends. Thanks for your support in my first full year. I couldn't imagine the amount of referrals I've had!

I'm optimistic the market will turn in 2025 and we will see rates drop further.

Here's to a great 2025 🍾

25/11/2024

23/09/2024

💥💥💥Great news for families that need a little bit more borrowing to buy their new family home! 💥💥💥

Ultimately though, the monthly payments have to be affordable to you. Even if you can borrow a certain amount based on your income and outgoings its really important you are comfortable with the new monthly outgoing. This is why budget planners are important even though most lenders don't require them to be done.

Nationwide and NatWest this morning have announced rate reductions from tomorrow morning which is great news for everyone. Other lenders will follow suit in the coming days as competition increases to have the best rates and overall products in this very competitive market!

The UK's biggest building society will let some first-time buyers borrow up to six times their income.

09/09/2024

Today marks my 1st full year since I went self employed and what a year it has been!

I've done 118 mortgages in the 12 months which is way over my target I thought was achievable. Many thanks goes to everyone who has sent my details to their friends and family over the past year.

As the school year begins the housing market seems to be picking up pace, due to rates dropping and people looking to move before Christmas!

If you need any advice or know friends or family please send them my details and ill be delighted to help them! 😃

[email protected]
07920 093850

14/05/2024

A lovely review left by a first time buyer this week who got the keys to her dream home last week!

💥💥💥Best part of the job!💥💥💥

31/03/2024

That time to donate blood 🩸

An hour out of my day every 3 months.

Great excuse to eat a tonne of Easter eggs now 🤣

Happy Easter Everyone ❤️❤️❤️

27/03/2024

💥💥💥 Another lender today has brought out a brilliant product to get first time buyers onto the property ladder 💥💥💥

With as little as a £5,000 deposit you can get a mortgage of up to 99% of the property's value subject to affordability and having a good credit score! 😃

If your partner is a FTB but your not - you still can get this mortgage! Just one of you need to have not bought a home before. 🎉

Get in contact ☎️📲and ill check what you can afford to get you and your family out of the vicious renting circle!

[email protected]
07920 093850

A 99 per cent mortgage product for first time buyers has been launched by Yorkshire Building Society and Accord mortgages.

20/03/2024

15/03/2024

💥💥How the 'Own New' scheme works 💥💥

👇🏻👇🏻👇🏻

15/03/2024

💥💥💥OWN NEW NEW BUILD SCHEME💥💥💥💥

Own New works behind the scenes with home builders and lenders to enable reduced rates and smaller deposit mortgages on new builds.

It’s a regular mortgage, just with lower monthly payments for the initial period.

Own New’s Rate Reducer makes your beautiful new home a reduced rate reality.

To find out more information on the new scheme call me on 07920 09380.