12/02/2026
When you take out a mortgage or start a family it's important that you make sure you have the right protection in place
Critical illness insurance pays out money to you when you are diagnosed with one of the listed critical illnesses on the policy.
Some of the critical illnesses covered are cancer, heart attack, stroke and even sepsis. A policy will pay out regardless of whether you have any sick pay, either through your employer or a separate insurance policy. It will also pay out even if you don't work. Most policies, for a little extra a month, will even cover your dependent children if they were to be diagnosed with a critical illness, meaning you wouldn't have financial worries at a time when you need to look after them.
If you were to get a critical illness , you can be off work for a long period of time. This extra financial security will give you peace of mind so you are not in a bad financial state. It's also one less thing to worry about as the bills still need paying even if you are unable to work.
One thing to remember is not all policies are the same and not all policies pay out in the same way. The cheapest policy is not always the best policy as they may only cover limited conditions.
Speak to our in-house Insurance Specialist, Carrie, and she will guide you through everything to find the best policy to suit you and your monthly budget.
Contact us for an appointment
📞 01933 222441
✉️ [email protected]
*As a mortgage is secured against your home or property it may be repossessed if you don’t keep up your repayments*
