Wirral Credit Union

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Wirral Credit Union Savings & Loans for anyone living or working in a CH postcode area

Wirral Credit Union provides savings and low cost loan services to anyone living or working in a CH postcode area. Established in 1992 we have provided over £45million in small loans for our members for a variety of purposes such as, household bills, white goods, holidays, family events, Christmas expenses etc.We run an informal, efficient service and aim to help our members manage their finances better.

Changing the expectations around your holiday traditions might feel a little awkward to bring up initially, but it almos...
02/11/2026

Changing the expectations around your holiday traditions might feel a little awkward to bring up initially, but it almost always results in a massive sigh of relief from everyone involved.

The most memorable presents rarely come with a hefty price tag. When you shift the focus toward shared memories, acts of service, or items crafted with genuine care, the exchange becomes about true connection rather than commerce.

If you are ready to reclaim your holiday budget and lower your stress levels, swipe through Part 2 of our festive savings guide.

It’s time to stop letting retail dictate over your money!

30/10/2026

It’s the season of spooky stories 🎃 But there’s one "haunting" scenario you can prevent.

When we think of estate planning, we often think it's only for the ultra-wealthy or something to put off until we’re much older.

If you’ve been procrastinating on this, you aren't alone. It’s a tough topic to face. However, taking this step is one of the most selfless, protective things you can do for the people who matter most.

Why tackle it now?

👉 Control over the narrative: Without a legal document, decisions default to current laws, not your personal wishes.

👉 Spiritual and emotional peace: From appointing guardians for minor children to outlining final wishes, a will takes the guesswork (and conflict) out of an already difficult time.

👉 An act of love: It’s a final gesture of clarity that spares your family from navigating complex, stressful and public legal systems when they need to grieve.

Estate planning doesn't have to be frightening, and it certainly shouldn't wait.

Have you been putting off drafting or updating your will? What is the biggest question holding you back?

Going fully plant-based or just swapping in a few meals a week can save you serious money on your food bill.Keep your wa...
29/10/2026

Going fully plant-based or just swapping in a few meals a week can save you serious money on your food bill.

Keep your wallet happy and your plate full of delicious, budget-friendly plant-based goodness! 👇

Remember, you're not being a Scrooge. You're taking control of your spending.The holiday season is creeping up, and alon...
26/10/2026

Remember, you're not being a Scrooge. You're taking control of your spending.

The holiday season is creeping up, and alongside the festive cheer comes the intense pressure to create a "perfect" Christmas.

Going into the festive season with a proactive mindset is your best tool against holiday debt.

You deserve to enjoy the celebrations with your loved ones without the looming dread of overwhelming credit card bills.

We've put together a guide on how to save hundreds of pounds this Christmas.

Where's your safety net? 🕸️Regular saving is a really effective way to build a good financial habit that will pay off in...
22/10/2026

Where's your safety net? 🕸️

Regular saving is a really effective way to build a good financial habit that will pay off in the future.

Reduce your stress and meet your savings goals with Wirral Credit Union 🙌

https://wirralcu.org.uk/saving/regular-saver/

21/10/2026

Wirral Libraries' events at the Big Story Bash 2026! Join our library team for sensory storytelling, stories, and crafts on 7th November at the Floral Pavilion 📚🖌️

Sensory storytelling - "Super-charged" 10:30-11:30am (ages 0-5)
Get “super” charged with interactive stories, songs and messy play designed to stimulate the senses, inspired by “Supertato” and “Superworm”

Stories and crafts - "Bears" 12:30-1:30pm (ages 4+)
A special session where bears take centre stage. Enjoy stories and simple crafts for your little ones and remember to dress for a little mess!

Stories and crafts - "Under the sea" 2:30-3:30pm (ages 4+)
Dive into an exciting stories and craft session with an under the sea theme. Enjoy tidal tales and simple crafts inspired by life beneath the waves. As always, dress for a little mess!

All events are FREE but must be booked in advance - www.floralpavilion.com/news/big-story-bash/

Have you considered a Family Loan? 🤔A Wirral Credit Union loan for families, repaid from your Child Benefit, with saving...
20/10/2026

Have you considered a Family Loan? 🤔

A Wirral Credit Union loan for families, repaid from your Child Benefit, with savings built up alongside it.

How it works:

Borrow up to £500 to begin with, and your Child Benefit is paid directly into your Wirral Credit Union account to cover the repayments ✅

As you build a repayment history, there may be opportunities to apply for higher amounts ✅

Part of each payment goes into your savings, so you’re building a pot as you go ✅

We’ll explain everything clearly before anything is set up.
https://wirralcu.org.uk/loan/family-saver/

Address

403 Poulton Road
Wallasey
CH444DF

Opening Hours

Monday 10am - 4pm
Tuesday 10am - 4pm
Wednesday 10am - 4pm
Thursday 10am - 4pm

Telephone

+441516384332

Website

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