Kate Lott - Mortgage Adviser - North Devon

02/06/2026

🏡 Thinking About Remortgaging? It Could Do More Than You Think

Remortgaging isn’t just about getting a better rate — it can be a powerful way to **unlock money from your home** and put it to good use.

Whether your current deal is ending or you’re simply exploring your options, now could be the right time to review.

🔑 Common Reasons to Remortgage & Raise Capital:

💳 Consolidate existing debts

Bring credit cards, loans, and other commitments into one **simplified monthly payment**.

🛠️ Fund home improvements

Planning an extension, new kitchen, or renovation? Use your equity instead of high-interest borrowing.

👨‍👩‍👧 Support family

Help children onto the property ladder or support loved ones financially.

📉 Secure a better rate

Your current deal may no longer be competitive — switching could **reduce your monthly payments**.

💼 Invest in opportunities

Some clients raise funds to invest in property or business ventures.

⚠️ Things to keep in mind

* Your mortgage is secured against your home
* Extending your term may increase total interest paid
* Not all options are right for everyone — advice matters

🤝 How I can help

As a mortgage broker, I’ll:

* Review your current situation and goals
* Explore whether remortgaging and capital raising makes sense
* Search across lenders to find suitable options
* Guide you every step of the way

📩 Let’s have a chat

If you’re curious about what’s possible, get in touch for a free, no-obligation review.

*Your home may be repossessed if you do not keep up repayments on your mortgage.*

20/05/2026

08/05/2026

A lot of completions for us over the last 7 days! This means that we have helped lots of families move into their dream home
🏡
It's the best feeling in the world and that is why I love my job 💕

If you want to talk about moving or your first purchase, please reach out.
I'm always happy to chat 💬

28/04/2026

Buying a home can feel overwhelming… and honestly, that’s completely normal 🏡

From deposits and decisions to paperwork and timelines, it’s easy to feel like there’s a lot to figure out. But the good news? You don’t have to navigate it alone.

With the right guidance, the process becomes clearer, more manageable, and even exciting. Whether you're a first-time buyer or stepping back into the market, having someone by your side to explain each step can make all the difference.

If you’re feeling unsure about where to start, I’m here to help make things simple, straightforward, and stress-free.

Your dream home is closer than you think ✨

26/04/2026

Your mortgage advice, your way 🏡

I understand that life is busy, and everyone has different preferences when it comes to getting advice. That’s why I offer flexible appointments to suit you.

Whether you’d feel more comfortable chatting from your own home via a Teams call, or you’d prefer a face-to-face conversation with a home visit, I’m here to make the process as easy and convenient as possible.

No jargon, no pressure—just clear, friendly advice tailored to you and your situation.

If you’re thinking about buying, remortgaging, or just want to explore your options, get in touch and we’ll arrange a time that works for you.

Mortgage advice made simple, wherever you are ✨

23/04/2026

👋 It’s time for a reintroduction…

After time away, I’m excited to share that I’m back doing what I do best—helping people navigate the world of mortgages.

With years of experience as a mortgage broker, I’ve supported first-time buyers, home movers, and clients looking to remortgage—guiding them through what can often feel like a complex and overwhelming process. 🏡

What hasn’t changed? My commitment to:
✔ Clear, honest advice
✔ Finding the right solution for your individual needs
✔ Making the process as smooth and stress-free as possible

If you’re thinking about buying, moving, or reviewing your current mortgage, I’d love to help.

📩 Feel free to message me directly or comment below—always happy to have a chat.

13/09/2024

I work for the best company 🙌

💪🏼 We're delighted to have been featured in the 2024 Top Rated Financial Adviser Guide, curated by VouchedFor and published this week in The Telegraph.

This recognition is testament to the hard work of the whole team here at White Financial Services, thank you to EVERYONE for their efforts! We've done ourselves proud.



White Financial Services is a trading style of White Financial Services Limited, registered at 3 Marco Polo House, Cook Way, Taunton, Somerset, United Kingdom, TA2 6BJ. Company Register number is 08264020.

03/09/2024

We are seeing more and more lenders reducing their rates lately. It feels great to see rates starting with a 3 again! 🙏

Contact me directly if you want to discuss a new or existing mortgage. 🏡

I offer a fee free service to help you save even more money 💸🤑

01/08/2024

Some positive news 🙏 Hopefully we will see a reflection of this in the lenders rates. Get in touch for a chat if you want to see how this can help you ☺️

09/07/2024

Contact me for a chat about your Mortgage 💷 or potential property purchase 🏡
Residential , investment, second charge, adverse credit, quirky income & self employment are all things I can help you with 😊