David O'Hare - Open Vision Finance

Home
United Kingdom
Taunton
David O'Hare - Open Vision Finance

Mortgage Adviser, able to advise clients on the following:
Mortgages
Protection
Business Protection

22/08/2024

🌟 A Huge Thank You! 🌟

We want to extend our heartfelt thanks to each and every one of you who has supported us by following and liking our business page. Your support has helped us make a strong comeback after the challenges we've faced with our social media being hacked and deleted. We’ve had a fantastic start getting back on our feet, but now we need one more big push! 🚀

We're aiming to reach 100 likes by the end of the week, and we know we can do it with your help! If you haven't already, please like and share our page with your friends and family. Let’s grow this community together! 💪

Please Follow and Like our page...

https://www.facebook.com/profile.php?id=61564236524944

Thank you for being a part of our journey. Your support means the world to us! 🌍

04/04/2024

"99% LOAN TO VALUE MORTGAGE LAUNCHED!"

Product for First Time Buyers now available where you can borrow up to 99% of the property value!

Minimum of £5'000 deposit required, but for those First Time Buyers struggling to build their deposit... this could be right up your street!

For more information, please don't hesitate to get in touch!

[email protected]
07974 275417

06/03/2024

Delighted to be able to share a positive review from a happy client who has just completed on their first property!

If you would like a similar experience, please don't hesitate to get in touch!

[email protected]
07974 275417

29/02/2024

"Business Protection" - RELEVANT LIFE

If you are self employed, did you know you can arrange policies to run through the business? A relevant life policy is arranged in the same way as a "Death in Service" scheme, where an employer would pay out x times your annual salary in the event of death.

If you run your own business, you can arrange a policy to pay out a certain amount based on your annual earnings. This can be paid to your beneficiaries, or even back to the business to supplement your value to the company.

Additionally, setting this up through the business will mean you can claim the tax back on the monthly premiums so you will be effectively getting a 20% discount!

For more information, please don't hesitate to get in touch!

[email protected]
07974 275417

26/02/2024

"INCOME PROTECTION"

Do you know what sick pay your employer offers, if any? If you were off work for a sustained period of time due to ill health and your income stopped, how would you be able to pay your mortgage?

Income Protection can be arranged to ensure if you are off work, the policy will pay you an agreed monthly amount to cover your bills based on your earnings.

Policies can be written to pay out your earnings on terms ranging from 1 year, 2 year and even up to 35 years!

Unlike Life cover and critical illness cover, you can make UNLIMITED claims on an income protection policy throughout the term. So you could be off work for 6 months and claim, go back to work for a month and then be off work again and make another claim!

Can be especially important for the self employed, who usually have no sick pay provisions!

For more information, please don't hesitate to get in touch!

[email protected]
07974 275417

15/02/2024

"CRITICAL ILLNESS COVER"

Arranged to protect you if you are diagnosed with a serious/critical illness. Will provide a lump sum payout on diagnosis.

Can be a very important safety net to provide you with financial support if you have to take time off work to recover.

Statistically the most important cover you will need. Like life cover, can be set up on a LEVEL or DECREASING basis.

Childrens cover is also available, if your child were to suffer from a critical illness. Can provide peace of mind your finances are secure if you have to take time off of work to look after children.

For more information on all types of critical illness cover, please don't hesitate to get in touch!

[email protected]
07974 275417

08/02/2024

"LIFE INSURANCE"

Does what it says on the tin, covers your life in the event of your death.

Can be arranged on a decreasing basis (if mortgage related) or on a level basis if you want to leave a surplus for your loved ones.

Can be set up in sole or joint names, however with joint policies they pay out on first death ONLY, potentially leaving the remaining person uninsured.

Very simple and straightforward to understand, and competitively priced!

For more information, please don't hesitate to get in touch!

07974 275417
[email protected]

02/02/2024

"The Importance of Protection"

When taking out a mortgage, are you also taking the necessary level of protection? Are you and your loved ones adequately insured to prepare for "WHAT IF"?

There are many different areas of protection, from life cover to critical illness cover, income protection and even business protection for self employed clients.

What would you do if you could not afford to pay your mortgage? How would a loss of earnings affect your day to day lifestyle?

I will be posting throughout February highlighting the different options available, who they can relate to and how they work.

For more information on protection, please don't hesitate to get in touch!

[email protected]
07974 275417

23/01/2024

Lender reduces rates on 100% Mortgage!

100% mortgage available to existing tenants with over 12 months track record history of paying rent and household bills! Interest rate on this product now at its LOWEST EVER LEVEL.

This means eligible clients are able to borrow MORE than ever, bringing home ownership for some even closer! If you are paying £1’200 per month in rent you could borrow up to £227’500 for your purchase, WITHOUT the need for a deposit, subject to affordability!

To qualify, the mortgage payment MUST NOT exceed your current rental payment.

For more information, don’t hesitate to get in touch!

[email protected]
07974 275417

17/01/2024

"Lenders continue to announce rate cuts despite unexpected rise in inflation!"

Despite inflation rising from 3.9% to 4.0% in December, lenders are STILL reducing rates on a regular basis.

With energy prices predicted to go down later this year, further reductions are expected!

Remember, we have access to amending mortgage offers if lenders lower their rates right up until completion. Have saved clients hundreds of pounds on already agreed mortgages by keeping on top of the rates!

For more information, please don't hesitate to get in touch!

[email protected]
07974 275417

09/01/2024

Meet Jasper - our lovable spaniel! I haven’t seen much of him recently as I have been so busy meeting new and existing clients! Enquiries are regularly coming through and the news that rates are reducing has accelerated this!

I am happy to meet clients outside of working hours to accommodate working commitments, yesterday my last appointment finished at 8:30pm!

If you would like to book any future appointments, please don’t hesitate to get in touch!

[email protected]
07974 275417

03/01/2024

Big news today in the mortgage market!

Reports out today are announcing that some of the big banks are beginning to offer sub-4% mortgages as the rate war heats up.

These banks will have targets to make for the year and so will be looking to offer attractive options across the board.

Don’t forget you can discuss your options up to six months before your deal ends - so now is the time to get in touch to make sure you lock in a competitive rate!

Want to know more? Get in touch
[email protected] 07974 275417

Address

2 Heron Gate
Taunton
TA12LR

Telephone

+447974275417

Website

http://www.openvisionfinance.com/

Alerts

Be the first to know and let us send you an email when David O'Hare - Open Vision Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to David O'Hare - Open Vision Finance:

Shortcuts

Want your business to be the top-listed Finance Company in Taunton?