24/08/2026
A reminder today of why I talk and advise taking Critical Illness Cover.
I’ve just been notified that a client is making a critical illness claim on a policy I arranged for them back in 2015. Nearly 11 years ago.
We insure our homes.
Our cars.
Our phones.
Most people understand the importance of life insurance.
But one of the biggest financial risks is actually being alive, but too unwell to work or carry on life as normal.
Critical Illness Cover isn’t something you take out because you expect to claim on it.
You take it out hoping you never will.
But years later, if life changes unexpectedly, that decision you made all those years ago can suddenly become incredibly important.
Days like today are a reminder of why I will always have the conversation with my clients. 🤍