11/11/2025
Thinking about investing in property? 🏡
Before you dive in, it’s important to know what lenders look for when assessing your income. 🔎
Most Buy to Let lenders want to make sure you can comfortably manage your own household bills, even if your rental property isn’t occupied for a few months.
Many lenders ask for a minimum annual income of around £25,000, while others may accept less, and a few have no strict minimum at all.
Having an income of at least £25,000 can make a big difference though, as it opens up access to a wider range of lenders and potentially better rates. 🤞🏻
The good news? There are options out there for everyone! It’s all about finding the right lender for your situation. 🙌🏻
If you’re thinking about becoming a landlord or expanding your portfolio, I am here to guide you every step of the way.
If you would like to know more, please do reach out.
Your home may be repossessed if you don't keep up repayments on your mortgage. HQ. Mortgage & Finance Ltd is authorised and regulated by the Financial Conduct Authority (FRN 483295)
