What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 4pm

South West Mortgages

Home
United Kingdom
Swindon
South West Mortgages

Call Directions Website

South West Mortgage Solutions offers a professional service is dedicated to helping borrowers secure the most suitable mortgage.
(313)

We’re a locally based mortgage brokerage, providing advice and options to suit your needs. Our service is deeply personalised, meaning you get advice shaped around your concerns and ambitions; not those of our last customer.

26/10/2026

A mortgage broker is more than just someone who finds you a rate 🏡

From understanding your options to navigating lender criteria and handling the paperwork, we’re here to make the journey to your new home that little bit easier.

Thinking about buying? Let’s talk. 📩

23/10/2026

A survey of 1,034 UK first-time buyers has revealed a significant gap in awareness of the support available when buying a new-build home.

📊 2 figures stood out to us:

• 62% didn’t know developers could offer incentives. 
• 53% said they’d have been more likely to consider a new-build if they’d known what was available.

💷 So, what could developers offer?
The most appealing incentives included: • Deposit contributions or deposit matching — 19% • Discounts on the purchase price — 17% • Contributions towards stamp duty — 14% • Help with legal fees — 12% • Cashback on completion — 10% • Access to reduced mortgage rates — 9%

With the proposed Your First Home scheme also bringing attention to affordability, including plans for a 2.5% deposit and a government-backed equity loan, understanding the support available has never been more important.

The key takeaway? Don’t assume the asking price tells the whole story. Developer incentives could help with some of the upfront costs, but the terms and availability will vary.

🏠 Considering your first home? Get in touch to start your journey.

20/10/2026

Protection can help safeguard you, your family and your home when life doesn’t go to plan.

Not sure what cover you need? Speak to a mortgage advisor and explore your options.

19/10/2026

Bank stocks are falling. Could your mortgage be affected?

Reports suggest the Chancellor is considering increasing taxes on banks in the upcoming budget, prompting concerns about the potential knock-on effect for borrowers.

Historically, periods of rising borrowing costs and tighter financial conditions have put pressure on mortgage affordability.

🔑 Homeowners remortgaging:
The rates available when your current deal ends could make a real difference to your monthly budget.

📉 Those waiting to buy:
Economic uncertainty can influence mortgage pricing, meaning the best time to buy isn’t always as straightforward as it seems.

The takeaway? Don’t base your next mortgage decision on headlines alone. A mortgage broker can help you prepare for your next move.

18/10/2026

Fixed rate ending soon? Don’t let it roll onto a higher rate. Start looking 6 months before it ends, and we’re here if you need us. 📩

17/10/2026

With the upcoming Budget on 28 October, expert mortgage advice could be more important than ever.

🏡 What are homeowners hoping to see?

38% want the budget to introduce incentives for lenders to offer lower mortgage rates.

The newly announced ‘Your First Home’ equity loan scheme has also raised questions, with further details expected to be revealed in the budget.

The right advice can help you understand your options and make more informed decisions.

Thinking about buying a home or reviewing your current mortgage? Get in touch with our team to see how we can help.

16/10/2026

You’re not the only one feeling overwhelmed when buying your first home, remortgaging or moving house

You want the right mortgage, and you want to feel supported as well

That’s why a good broker walks with you on your journey so that you aren’t left trying to figure it out alone

Thinking about buying a home or reviewing your current mortgage? Let’s talk about how we can help.

📩 Send us a message to get started.

13/10/2026

That “great” rate you spotted online? It might not be the best deal for you.

1. Lenders don’t reward loyalty.

Just because you’ve banked with the same provider for years doesn’t mean they’ll offer you the best mortgage rate. Lenders assess your circumstances and risk, not how long you’ve been a customer.

2. The lowest rate might not mean the best deal.

Some mortgages come with hefty product fees that can eat into your savings. Always look at the total cost of the mortgage, not just the headline interest rate.

3. The right mortgage is about more than the numbers.

Your income, deposit, future plans and personal circumstances all matter. A deal that works brilliantly for one person might not be right for you.

That’s where expert mortgage advice makes a difference

09/10/2026

Mortgage mythbusters!!! (Get ready)

❌ Myth 1: You need a 20% deposit Many lenders accept as little as 5%, and there are schemes designed to help first-time buyers get on the ladder sooner.

❌ Myth 2: Bad credit means no mortgage A few missed payments in the past doesn’t automatically shut the door. Specialist lenders look at the full picture, not just your score.

❌ Myth 3: Self-employed? Forget it You’ll usually need 1–2 years of accounts or tax returns, but being your own boss doesn’t rule you out.

❌ Myth 4: Your own bank will give you the best deal Your bank only offers its own products. A broker can compare deals across the market to find what actually fits you.

❌ Myth 5: Getting an Agreement in Principle will hurt your credit Many lenders use a soft search at this stage, which won’t affect your score, and having one shows sellers you’re serious.

05/10/2026

🏡 Big news for first-time buyers!

The UK government has announced a new scheme called Your First Home. It’s expected to let first-time buyers in England buy qualifying new-build homes with just a 2.5% deposit, backed by a 20% government equity loan.

There’s an initial interest-free period, which the government says could save hundreds of pounds a month compared to a 95% mortgage.

⚠️ There’ll be income and property price caps, and the full details are due at the Budget

🤔 Thinking of buying your first home? Call 01793 433699 to talk about what this scheme could mean for you

Address

102 Victoria Road, Old Town
Swindon
SN13BD

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 4pm

Telephone

+441793433699

Website

http://www.sw-mortgages.co.uk/?utm_source=ExtNet&utm_medium=Yext

Alerts

Be the first to know and let us send you an email when South West Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.