Mather & Murray Financial Ltd

30/10/2026

Could your retirement budget absorb an extra £200 a month?

That is £2,400 a year—an illustration, not a forecast. It is a useful question to ask before making big decisions about your pensions or investments.

Our Managing Director Samuel Mather-Holgate is quoted in today's Daily Express discussing a possible fuel-price shock. £3 a litre is an extreme scenario, not a prediction.

Our new companion guide turns that headline into five practical checks: your spending, cash reserve, income, flexibility and pension decisions.

Read the guide:
https://www.matherandmurray.co.uk/rising-living-costs-retirement-planning/?utm_source=facebook&utm_medium=organic_social&utm_campaign=living_costs_retirement&utm_content=feed

Want to discuss your own plans? Start a pension and investment review enquiry:
https://www.matherandmurray.co.uk/pension-investment-review/?utm_source=facebook&utm_medium=organic_social&utm_campaign=living_costs_retirement&utm_content=feed_cta

Read the original Daily Express coverage (no subscription needed when checked):
https://www.express.co.uk/finance/personalfinance/2261830/scenario-needed-3-litre-diesel-uk-ingredients

Save this for your next money conversation, or share it with someone approaching retirement.

General information, not personal advice. Investments and pensions can fall as well as rise; you may get back less than you invest. Media coverage is not an endorsement.

30/10/2026

Can you give your house to your children—and still live in it?

It is a question families ask us regularly. The seven-year rule alone is not the answer: keeping a benefit from the property can mean it still counts for inheritance tax. Care-fee rules and the risks of giving up ownership need separate thought too.

Samuel Mather-Holgate was quoted in the Daily Express on 29 October discussing these risks. We have now published a free, plain-English guide, including seven questions to ask before transferring your home. No subscription or email sign-up needed.

Read the guide: https://www.matherandmurray.co.uk/gifting-house-to-children-inheritance-tax/?utm_source=facebook&utm_medium=organic_social&utm_campaign=iht_property_gifting&utm_content=feed

Considering a gift? The guide includes a route to an initial conversation with our team.

General information, not personal financial, tax or legal advice. Tax treatment depends on circumstances and rules can change. The Express coverage is not an endorsement.

29/10/2026

The £12,000 cash ISA cap has been SCRAPPED. But what else changed in the Budget?

If you’re saving, planning retirement or thinking about what you’ll leave your family, our new guide explains the announcements that matter — in plain English.

✓ What keeping the £20,000 ISA allowance means
✓ Savings tax changes planned for April 2027
✓ Pensions and inheritance tax: two changes to keep separate
✓ Key dates and useful tax tables

Get the facts and download our FREE two-page Budget summary here:
https://www.matherandmurray.co.uk/autumn-budget-2026-isas-pensions-tax/?utm_source=facebook&utm_medium=organic_social&utm_campaign=budget_2026

A short form unlocks the PDF. No obligation to take advice.

Share this guide with someone who’s wondering what the Budget means for their money.

General information, not personal financial or tax advice. Tax treatment depends on individual circumstances and rules can change.

ISAs, pensions, inheritance tax and the dates that matter. Read our practical guide and get the free two-page Budget summary with tax tables.

28/10/2026

We talk to The Times and Sunday Times about Dr pay, pensions, and benefits

28/10/2026

Doctors are under pressure financially, but will the new pension rules make a difference? We talk to The Times and The Sunday Times about the proposition:

Consultants are in dispute over their pay despite a change to their pension system that means they contribute less and take home more while keeping the same benefits

25/10/2026

Before you wait for mortgage rates to fall, check one date: when does your current deal end?

The US midterms, the UK Budget and inflation could all influence the outlook. But your next mortgage decision also depends on your budget, moving plans and the options available to you.

Our new guide covers:
• Why fixed rates can move before the Bank of England acts
• What different political outcomes could mean
• Practical steps if you’re buying or remortgaging

Read the guide: https://www.matherandmurray.co.uk/where-are-mortgage-rates-going/?utm_source=facebook&utm_medium=organic_social&utm_campaign=mortgage_rate_outlook_20261025

Have a friend whose fixed deal is ending? Share this with them. For help with your own options, you can book a free initial phone consultation through the article.

General information, not a personal mortgage recommendation. Rates can rise or fall. Your home may be repossessed if you do not keep up repayments on your mortgage.

Where are UK mortgage rates heading? Explore US midterms, inflation and UK politics, plus practical steps for buyers and homeowners remortgaging.

11/10/2026

Featured in The Times and Sunday Times today, is £1million enough to retire on? Director, Sam Mather-Holgate discusses how the ‘cost of living crisis’ has pushed up what you need in your pension pot for a comfortable retirement.
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08/10/2026

Un Daily Express talking Labours options to raise some £- link in comments

08/10/2026

Is it time to review whether you take your tax free cash. Could it be USE IT OR LOSE IT??

Will Labour take away your tax benefit??

Director, Mather-Holgate writes for Daily Express about what could happen to raise funds for Social Care and Defence….

Just when you thought retirement was sorted

06/10/2026

We speak with The Mirror about the impact of divorce of women, and what you need to look out for....

Financial experts have explained the worrying situation