06/05/2026
๐ ๐ผ๐ฟ๐๐ด๐ฎ๐ด๐ฒ ๐ฑ๐ฒ๐ฎ๐น ๐ฒ๐ป๐ฑ๐ถ๐ป๐ด ๐ถ๐ป ๐ฎ๐ฌ๐ฎ๐ฒ? ๐ก๐ผ๐ ๐ถ๐ ๐๐ต๐ฒ ๐๐ถ๐บ๐ฒ ๐๐ผ ๐ฟ๐ฒ๐๐ถ๐ฒ๐ ๐๐ผ๐๐ฟ ๐ผ๐ฝ๐๐ถ๐ผ๐ป๐
If your current mortgage deal is due to end this year, it is worth reviewing your options sooner rather than later.
Across the UK, many homeowners are expected to reach the end of fixed-rate mortgage deals during 2026. UK Finance forecasts that 1.8 million fixed-rate mortgages are due to end this year, which means many borrowers will be reviewing their next steps at the same time1.
The mortgage market also continues to change. Lenders have adjusted rates in recent weeks, but there is still uncertainty around whether borrowers should secure a new deal now or wait to see if pricing changes further. At the same time, household budgets remain under pressure, with UK CPI inflation rising to 3.3% in March 2026, according to the Office for National Statistics2.
If your mortgage deal is coming to an end, the most important step is to understand your options before your current rate expires. If you do nothing, you may be moved onto your lenderโs standard variable rate. This is often higher than the rate available on a new mortgage deal, which means your monthly payments could increase.
There are usually two main options to consider. You may be able to switch to a new deal with your existing lender, which is often known as a product transfer. Alternatively, you may be able to remortgage to a new lender if a more suitable option is available.
Read more here: https://clientnews.co.uk/articles/1538?bid===AUWZFSZxGZXJFbaVXTWJVU&eid===AUUJkcVxGZhJlRaNVTWJVU&ead==AVVxgUWtZ0VTZkWKNGRGVVYWp1RaRlSaJ2RGxkUsRmWTVEcHVlMG9WTHVEeXdFeONFMaZjVGp1UN1mRwN2Rxc1VXdHeWpmQPJmRaVzVXRHbV5mQ0VFWCtkUxoFWhZkWYVlaGVVVB1TP&i==UlVKdFVYZ1UidkS6NFbWp1YrpVcZ1GdHJlRwZnVsR2VTJDeXZFbJhnVGFUP&d===AUUJlVVtGZXJFbaNVTWJVU
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
