Keeley Macaulay - Mortgage & Protection Adviser

31/10/2026

🎃👻 Henry and Martha are celebrating Halloween in our new home! 🏡🧡

Bad credit or income that’s not quite right?�I’ll help find you a mortgage without the fright! 🔑

From tricky mortgages to protecting your home,�You don’t have to figure it out on your own! ❤️

🏡 Whether buying, moving or looking for a better deal, Drop me a message and let’s make it real!

📱07943 832467

🎃 Happy Halloween! 👻

31/10/2026

🎃👻 Henry and Martha are celebrating Halloween in our new home! 🏡🧡

Bad credit or income that’s not quite right? I’ll help find you a mortgage without the fright! 🔑

From tricky mortgages to protecting your home, You don’t have to figure it out on your own! ❤️

🏡 Whether buying, moving or looking for a better deal,
Drop me a message and let's make it real!

📱07943 832467

🎃 Happy Halloween! 👻

28/10/2026

The big announcement from the Autumn Budget is that the Your First Home Scheme has officially been confirmed! ✅

I mentioned this a few weeks ago, but it’s now official!

The scheme is designed to help more people get onto the property ladder.

Eligible first-time buyers could purchase a new-build home with just a 2.5% deposit, alongside a 20% government equity loan that’s interest-free for the first 5 years! 🏡

Applications aren’t open yet, but pre-registration will open before the end of 2026, with applications expected to open in February 2027 📆

Pre-registering won’t commit you to purchasing, but will help you understand your eligibility and local property price limits.

You can read more here:
https://www.gov.uk/government/publications/your-first-home/your-first-home

There’s also news about a new First Time Buyer ISA!

The Government is planning to introduce a new, simpler savings account to help first-time buyers save towards their first home.

It’s intended to replace the Lifetime ISA for new savers, although existing Lifetime ISA holders will still be able to continue saving under the current arrangements.

There’s no confirmed launch date for the new ISA yet, but we’ll keep you updated!

It’s great to see some positive announcements for first-time buyers! 🤩

If you’re planning to buy your first home, I can help you understand these changes, explore your mortgage options and prepare you for your purchase 🏡

Get in touch today! 📱07943 832477

Your home may be repossessed if you do not keep up repayments on your mortgage

28/10/2026

The big announcement from the Autumn Budget is that the Your First Home Scheme has officially been confirmed! ✅

I mentioned this a few weeks ago, but it's now official!

The scheme is designed to help more people get onto the property ladder.

Eligible first-time buyers could purchase a new-build home with just a 2.5% deposit, alongside a 20% government equity loan that's interest-free for the first 5 years! 🏡

Applications aren't open yet, but pre-registration will open before the end of 2026, with applications expected to open in February 2027 📆

Pre-registering won't commit you to purchasing, but will help you understand your eligibility and local property price limits.

You can read more here:
https://www.gov.uk/government/publications/your-first-home/your-first-home

There's also news about a new First Time Buyer ISA!

The Government is planning to introduce a new, simpler savings account to help first-time buyers save towards their first home.

It's intended to replace the Lifetime ISA for new savers, although existing Lifetime ISA holders will still be able to continue saving under the current arrangements.

There's no confirmed launch date for the new ISA yet, but we'll keep you updated!

It's great to see some positive announcements for first-time buyers! 🤩

If you're planning to buy your first home, I can help you understand these changes, explore your mortgage options and prepare you for your purchase 🏡

Get in touch today! 📱07943 832477

Your home may be repossessed if you do not keep up repayments on your mortgage.

21/10/2026

🏡 A little bit about me!
I’m delighted to be featured in this VouchedFor article, sharing my journey into mortgages and protection.
Have a read and get to know the person behind the advice! ❤️
Are you a first-time buyer, self-employed or looking for mortgage advice?

📱 07943 832477

Keeley Macaulay picked an unusual moment to leave a 17-year career in social housing to become a self-employed mortgage and protection adviser at Mortgage 1st. It was August 2019. Within months, a global pandemic would upend any notion of business as usual. “It wasn’t the best timing,” she adm...

18/10/2026

Just a few tips on what to look out for on your Credit Report, before you think about applying for a mortgage 🌈🏡

18/10/2026

18/10/2026

Thinking about buying your first home? 🌈🏡
Check out these tips to boost your credit score and get mortgage ready. From checking your credit report to managing debts, I’ve got you covered.

Need more personalised advice?
📱07943 832477

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11/10/2026

🏏❤️ A lovely evening at the junior cricket presentation last night!

Proud to sponsor the club and support all the amazing young players coming through, made even more special by having both my own children Henry & Martha involved in the girls’ and boys’ teams. 💙

Well done to everyone on a fantastic season, and a huge thank you to all the coaches, volunteers and everyone who gives up their time to make it all possible. Here’s to another great season ahead! 👏🏏

13/07/2026

Out and about at M1 Fest today! Let’s hope that sun keeps shining ☀️

A good chance to catch up with colleagues, meet with lenders and enjoy a day away from the desk. Hope you've all had a great weekend!🌈🏡