Teesside Money Ltd

Teesside Money Ltd 🇬🇧 Independent Mortgage & Insurance Advisers.
📍 Stockton-On-Tees, Teesside.
☎️ Get in touch for Simple, Smart Advice! https://www.teesside-money.co.uk

imple, Smart Advice You Can Trust

At Teesside Money, we believe that financial decisions should be straightforward and stress-free. Whether you're a first-time buyer, remortgaging, or moving home, we provide Simple Smart Advice tailored to your needs. Based in the heart of the North East with nationwide coverage, Teesside Money is an independent finance broker with a proven track record of delive

ring exceptional results. Since our formation in 2017 as part of The Money Group, we've built a team of highly qualified advisers who specialize in:

Residential and Buy-to-Let Mortgages
Bridging Finance
Second Charge Lending
Protection
With over 20 years of experience in the financial sector, our director and team are dedicated to finding the best solutions for our clients. Being directly authorised by the FCA, we have the flexibility to work with all lenders open to introducers, giving you access to a broader range of options compared to some network firms. Whether you're looking for expert mortgage advice, specialist property finance, or tailored protection plans, Teesside Money is here to guide you every step of the way.

09/06/2026

Did you know Stormzy reportedly used a Joint Borrower Sole Proprietor (JBSP) mortgage to help buy his mum a home after making his first millions?

A JBSP mortgage allows family members to support a mortgage application by adding their income to help with affordability, while only one person owns the property.

For many buyers, especially first-time buyers and those struggling with affordability, it can be a useful option worth exploring.

✅ Boost borrowing potential
✅ Family support without shared ownership
✅ Could help make homeownership more achievable

Every situation is different, and a JBSP mortgage won’t be suitable for everyone, but it’s a great example of how understanding the right mortgage products can open doors that might otherwise seem out of reach.

If you’re looking to buy a home and want to understand what options are available to you, get in touch with our team and we’ll help you explore the possibilities. 📩

UTB ❤️Wishing the Boro all the best at Wembley tomorrow. This is our time !! 🙏WE SHALL BE in the prem next year...Where ...
22/05/2026

UTB ❤️

Wishing the Boro all the best at Wembley tomorrow.
This is our time !! 🙏WE SHALL BE in the prem next year...Where we belong

I have just seen a post today that an estate agent charged one of their clients £150 for an information sheet on the Ren...
05/05/2026

I have just seen a post today that an estate agent charged one of their clients £150 for an information sheet on the Renters reform act which comes into effect 1st May. Any current or prospective landlords need to be aware of the act which has some drastic changes and gives tenants more rights than they currently have on various aspects. There is a free information sheet available on the government web site. Definitely worth a read. Although the post was complaining about the fee I would definitely recommend taking advice and using a letting agent where possible. Worth losing a bit of profit in the short term and passing on a headache to someone that is in the industry and fully understands the changes.

https://assets.publishing.service.gov.uk/media/69bc04b8f7b1c24d8e23ce60/The_Renters__Rights_Act_Information_Sheet_2026.pdf

01/05/2026

right mortgage advice could save you thousands over the term of your loan 💰

From fixed rates vs variable rates, to affordability checks, credit score guidance, and buy-to-let mortgages… a broker helps you navigate it all and secure the best mortgage deal possible

Don’t limit your options… expand them 📈

Thinking of getting a mortgage in the UK? Drop us a message and let’s find the right deal for you 👇

30/04/2026

Having a credit card can actually help you get a mortgage 💳

Sounds backwards… but here’s why 👇

Lenders don’t just care about how much you earn, they care about how you manage money.

Used properly, a credit card shows:
✔️ You can borrow responsibly
✔️ You make payments on time
✔️ You’re reliable with credit

That’s exactly what lenders want to see.

But here’s the key… it only works if you use it right.

🚫 Maxing it out? Bad idea
🚫 Missing payments? Even worse
✅ Small spends + paid off monthly? That’s what builds a strong profile

If you’re a first-time buyer or planning your next purchase, setting this up properly now could be the difference between getting approved… or getting declined.

Want to know how to position yourself for the best mortgage deals? Drop me a message 📩

28/04/2026

The war in Iran has completely shifted how we’re advising on mortgages here in the UK 🤯

What we were recommending just a few months ago… no longer applies.

We would’ve typically advised locking into a 5-year fixed rate for long-term security, but with rising inflation, increasing mortgage rates, and major uncertainty in the market, that strategy has changed.

Mortgage rates have already surged, with some deals jumping over 1% in a matter of weeks and over 1,500 products being pulled from the market entirely,

Right now, flexibility is key.

That’s why we’re leaning more towards 2-year fixed rates, giving you the ability to reassess when the market stabilises.

If you’re thinking about buying, remortgaging, or just want clarity on your options, drop us a message 📲

27/04/2026

Here’s how you can buy a property with no deposit at all! 🤯

Most people think you need a huge deposit to actually purchase a property but that’s completely wrong!

If you advice on buying your first home or your next property, feel free to get in touch!

26/04/2026

Before buying your next property, you need to understand THIS 👇

Mortgage jargon isn’t just random words… it directly impacts how much you can borrow, how much you’ll pay, and whether a deal actually makes sense.

Terms like LTV, fixed vs variable rates, stress testing, and affordability aren’t just “broker talk”, they can be the difference between a good investment and a costly mistake.

Too many investors rush into deals without fully understanding the finance behind them… and that’s where things go wrong.

A good mortgage broker doesn’t just find you a rate, they help you structure your deal properly so you can scale, refinance, and grow your portfolio the right way.

If you’re thinking about buying your next property, make sure you understand the numbers BEFORE you commit.

Need help breaking it all down? Get in touch 📩

24/04/2026

Do you even know what your credit score means? 🤔

If you don’t, then you need to, because it will affect all your decisions especially when it comes to getting a mortgage or buying a property, especially as a first time buyer!

If you need help with getting the right mortgage deal for you, then reach out today!

23/04/2026

The difference between a good mortgage broker and a bad one 🤔

Having the wrong broker advising you doesn’t just slow you down… it can cost you tens of thousands and completely kill your ability to scale 📉

A bad broker will:
❌ Push you into the easiest deal for them
❌ Miss opportunities with better lenders
❌ Structure your finance in a way that traps your cash
❌ Leave you stuck with one property… instead of building a portfolio

A good broker will:
✅ Structure your deals so you can refinance and recycle capital
✅ Open access to lenders you didn’t even know existed
✅ Think long-term about your portfolio, not just this deal
✅ Help you go from 1 property → 3 → 5 → 10

Because in property…
It’s not just about getting a mortgage approved.
It’s about setting yourself up to scale 📈

The right broker doesn’t just save you money…
They make you money.

If you’re serious about investing, make sure you’ve got the right team behind you.

📩 Drop us a message if you want to see how your next deal should be structured.

Address

Fast Track House, Thornaby
Stockton-on-Tees
TS176PT

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8:15pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 10am - 4pm

Telephone

+441642065875

Website

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