Magnetic Mortgage Solutions

28/01/2026

19/01/2026

🌟 Exciting News at Magnetic Mortgage Solutions! 🌟

We are thrilled to welcome to our team as our newest adviser! 🎉

Billy has joined us this January with a wealth of experience, having managed mortgage and protection advisers for many years. His impressive background includes working at one of the largest mortgage brokers in the UK, where he honed his skills and knowledge in the industry.

At Magnetic Mortgage Solutions, we believe that having dedicated and experienced professionals like Billy allows us to better serve our clients and navigate the ever-changing mortgage landscape. We’re excited about the fresh ideas and insights he’ll bring to our team!

Please join us in welcoming Billy to the Magnetic family! 🤝💼

25/12/2025

🎄✨ Merry Christmas from all of us at Magnetic Mortgage Solutions! 🧲🎉

As we gather to celebrate this joyous season, we want to extend our heartfelt wishes to our wonderful friends, family, and clients. Thank you for being a part of our journey this year. May your holiday be filled with laughter, love, and plenty presents 🎅.

Here’s to a festive season and a prosperous New Year ahead! 🏡❤️

We even managed to catch Santa once he was done delivering presents. WOW he lets his hair down once his job is done!!! Wild! 🎅🥂

21/12/2025

An amazing night celebrating a fantastic year for Magnetic Mortgage Solutions 🧲.

Everyone scrubbed up well and we drank more wine than I thought imaginable 🥂🍷🍾.

Who thought wine tasting and then wine pairing with a 5 course meal was a good idea 😱?!?!

Thank you for everything you all do .christian .clerk and for the support of the WAGs ❤️🎉.

26/11/2025

🧾 Budget Summary 2025 – What It Means for Your Money, Bills & Mortgage

Here’s a simple breakdown of the key Budget announcements today in relation to housing/mortgages, and how they may affect you over the next year.

—

🏡 Mortgage & Housing

No direct changes to mortgage products or Stamp Duty.

However, the economic outlook in the Budget could help keep mortgage rates steady, and if markets react well, lenders may continue to reduce rates over the coming weeks.

Inflation is expected to fall through 2025 — increasing the chances of Base Rate cuts next year, which is positive for anyone due to remortgage.

👶 Two-Child Benefit Cap Removed

The two-child benefit cap is being scrapped, costing £3bn.

Around 1.5 million children will benefit, including 260,000 in London.

This will help with the amount you can borrow, as most lenders take child benefit into account when calculating how much you can borrow.

🏘️ Mansion Tax

A new “mansion tax” for properties worth over £2 million.

Council tax surcharges will range from £2,500–£7,500, depending on the value band, and rise with inflation each year.

💰 Tax on Dividends, Property & Savings

Tax on dividends, property income, and savings will increase by 2 percentage points, raising £2.1bn for the Treasury. Bad news for investors with buy to let properties in their personal names.

📌 What This Means for Your Mortgage

Nothing changes overnight — but the Budget signals a more stable outlook.

If inflation continues to fall, lenders may keep reducing rates into early 2026.

If your mortgage is due for renewal in the next 6–12 months, now is the time to start planning so we can secure a deal at the right time.

Your home may be repossessed if you do not keep up payments on your mortgage

If you need advice then feel free to reach out 👇

📞 0191 323 4568 / 028 9433 4929
📧 [email protected]
📧 [email protected]
📧 [email protected]
🌐 www.magneticmortgage.co.uk

07/11/2025

🎉🎉 Happy Work Anniversary .clerk ! 🎉🎉

Today marks one year since Niall joined our team, and what a year it has been! His positive energy and expertise have truly made a difference.

Before joining us, Niall proved himself to be a standout in his role with one of the UK’s largest brokers, and we are so fortunate to have him on board. He’s not only a massive asset to the company but also an incredible person to be around.

With his amazing first year behind him, we’re excited to see what the future holds. Here’s to an even more incredible 2026 ahead! 🥳✨

06/11/2025

🏡✨”We Can Get a Mortgage Offer Before You Turn Your Laptop On!” 😂😉

Thinking about securing a mortgage? As your mortgage broker, we understand that time is of the essence. In some cases, we can provide you with an instant mortgage offer!

We can take less than a day to gather your information, recommend the best options, and submit your mortgage application. Say goodbye to long waits and hello to quick approvals! 🏡✨

Your home may be repossessed if you do not keep up payments on your mortgage

If you need advice then feel free to reach out 👇

📞 0191 323 4568 / 028 9433 4929
📧 [email protected]
📧 [email protected]
📧 [email protected]
🌐 www.magneticmortgage.co.uk

21/10/2025

🌟🎉 What an unforgettable evening at the Sortrefer Ball! 🎩✨

Huge thanks to Sortrefer for inviting us to such a prestigious event. It was a pleasure to meet new friends and reconnect with familiar faces.

The performances by and The Bootleg Beatles were absolutely amazing, setting the perfect tone for an incredible night! The venue was stunning and it was truly a night to remember! 🕺🕺🕺

We can’t wait for next year’s invite!

08/10/2025

🩷🐑COMING SOON🐑🩷

Check out this lovely 3 bedroom semi-detached house on Hatherton Avenue, located in a popular area of Cullercoats.

💙Walking distance to the seafront
🧡Drive & Garden
❤️Good transport links including the local metro service
💚Open plan kitchen & dining room
💜Good size bathroom with separate walk in shower
💛Fantastic schools nearby
🩷£380,000

Get in touch to register your interest or for further information on 0191 406 0019 (24/7) or [email protected]

08/10/2025

🌟 Big News for Home Buyers! 🌟

🏡 The BBC has reported on proposed changes to the home-buying process that could save buyers a substantial amount of money and even cut completion times by up to 4 weeks!

The goal? To make buying and selling homes faster, simpler and far less stressful — with fewer sales falling through along the way 🙌

📝 Some of the ideas being discussed include:
✅ More upfront information for buyers and sellers
✅ Faster, clearer communication between solicitors, agents and lenders
✅ Reducing unnecessary delays in conveyancing

Nothing’s confirmed yet, but if these changes go ahead, it could be a real game-changer for anyone planning to move in the next few years. 🏡

If you want to read the article - https://www.bbc.co.uk/news/articles/cy0v7zwp0dlo.amp

At Magnetic Mortgage Solutions, we’re always focused on making your mortgage journey as smooth and stress-free as possible — and this could make the whole process even better for our clients 💪

Thinking of buying or remortgaging soon?
📲 Drop us a message — let’s get your plans in place early so you’re ready to take advantage when things change.

Your home may be repossessed if you do not keep up payments on your mortgage

04/10/2025

😷Case Study: Protecting your income when unwell and off work💰

In a world filled with uncertainties, having a safety net for your finances is not just smart—it’s essential. Our latest case study looks at the challenges faced due to illness, highlighting the critical role income protection policies play in safeguarding financial stability.

By having income protection, you’re investing in peace of mind for you and your loved ones.

Your home may be repossessed if you do not keep up payments on your mortgage

If you need advice then feel free to reach out 👇

📞 0191 323 4568 / 028 9433 4929
📧 [email protected]
📧 [email protected]
📧 [email protected]
🌐 www.magneticmortgage.co.uk

25/09/2025

🚀 Amazing Google and Facebook review for .clerk ⭐️

Thank you . for taking the time to write this unbelievable review. We genuinely love getting positive feedback!

When it comes to navigating the mortgage process during uncertain times, remember that you’re not alone! We provide personalised guidance based on your specific circumstances and help you make the right decision. So get in touch and drop us a message or give us a call.

Your home may be repossessed if you do not keep up payments on your mortgage