17/09/2026
📢 BASE RATE HOLDS… BUT FIXED RATES ARE MOVING!
The Bank of England Base Rate has held at 3.75% — but that doesn’t mean mortgage rates are standing still
📈 Swap rates have been increasing, and we’re already seeing this feed through into higher fixed-rate mortgage products.
🏠 Within 6 months of your current rate expiring?
Now is the time to start looking.
Getting ahead of the market could give you more options and help you avoid leaving things until the last minute.
📞 Get in touch today for a chat about your options.
Don’t wait for your fixed rate to expire — start planning your next move now.
Call us today on 01207 258354 or email us [email protected]
https://www.firstmortgage.co.uk/branches/stanley-consett/
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Six members of the Monetary Policy Committee, which makes the decision, voted to hold the rate - while the other three wanted an increase to 4%.