The Mortgage Brokerage

09/09/2024

A brand-new website for The Mortgage Brokerage! 💻

Sleek and professional, the site demonstrates the brokerage’s knowledge and expertise in offering tailored mortgage and protection advice including specialist mortgages, bridging finance and insurance.

We worked closely with the client to execute their vision and deliver an on-brand, user-friendly website.

Check it out below! 👇

https://themortgagebrokerage.co.uk/

05/01/2024

Major lenders are kickstarting 2024 by reducing their mortgage rates, with the market seeing the average mortgage rate at its lowest level in nearly seven months. 📉

Halifax reduced its rates by up to 0.83 percentage points on Tuesday, while HSBC has become one of the biggest lenders offering a five-year fixed-rate mortgage below 4%.

Within its buy-to-let (BTL) range, HSBC’s two-year and five-year fixed fee saver and fixed standard products also have reduced rates. 🏘️

We will monitor the market closely, anticipating more lenders will cut rates across their BTL ranges in the coming months.

If you could benefit from talking to one of our advisers, contact us today:

📞 0191 432 6177
📨 [email protected]
📱 We are also now contactable via Whatsapp on 0790 3043 584

*DISCLAIMER: Your home may be repossessed if you do not keep up repayments on your mortgage

22/12/2023

Another happy homeowner! ✅

Read our latest case study to find out how we supported a first-time buyer in securing their dream home.

Another successful story from our clients, this time we are helping Vicky set up a gifted deposit mortgage. Here's how it went:

21/12/2023

And that’s a wrap! 🎁

We are closing our offices for the Christmas break.

We will be reopening on January 2nd.

We would like to thank all of our customers this year for choosing us. We wish you all a very Merry Christmas and a Happy New Year!

See you in 2024! 👋

20/12/2023

Is Christmas causing you mortgage stress?

For many households in the UK, Christmas can be an expensive and stressful time of year, with many concerned about the financial impact the festivities will have on them in the months to come.

We’re here to help.

Our team at The Mortgage Brokerage are available to review your current mortgage contract and talk you through all your options, lessening the financial burden and helping you to enjoy the festive season free from worry.

For professional, tailored mortgage advice, get in touch today:

☎️ 0191 432 6177
✉️ [email protected]
📱 We are also now contactable via Whatsapp on 0790 3043 584

*DISCLAIMER: Your home may be repossessed if you do not keep up repayments on your mortgage

19/12/2023

Is your fixed-rate mortgage coming to an end? 🏠

Many homeowners' fixed-rate mortgages are set to expire at the end of December. This may result in higher monthly mortgage payments for those who haven’t already locked into a new deal, as they may be automatically transferred to their lender's standard rate.

If your fixed-rate mortgage is coming to an end this month and you haven’t been able to secure a new deal, we’re here to help.

At The Mortgage Brokerage, we can offer impartial advice to help you understand all of the options available to you.

Our team of specialist mortgage advisers will work with you to find the best possible rate and determine if it is in your best interests to stay with your current lender or switch to a new one.

For professional, reliable mortgage advice, get in touch today:

📞 0191 432 6177
✉️ [email protected]
📱 We are also now contactable via Whatsapp on 0790 3043 584

*DISCLAIMER: Your home may be repossessed if you do not keep up repayments on your mortgage

18/12/2023

Protect your home from theft this Christmas. 🔐

With the darker nights, planned holidays abroad and valuable gifts being kept under the Christmas tree, the risk of break-ins is on the rise and results of a survey by ADT suggest that there is almost a 40% increase in burglaries during the festive period.

While we can all take sensible steps to reduce the risk by keeping expensive gifts out of sight, upgrading home security systems and keeping our holiday plans off social media, having the correct insurance in place can also provide peace of mind.

If you’d like a review of your current insurance plan or would like to explore your contents insurance options, contact our friendly team today:

📱 0191 432 6177
📧 [email protected]

15/12/2023

🏘️ This week’s mortgage round-up has landed 🏘️

Most significantly, this week saw the Bank of England’s Monetary Policy Committee keep the base rate at 5.25% in its final meeting of the year.

Lenders have responded in the following ways:

✂️ Virgin Money is cutting selected fixed rates for new and existing customers by up to 0.36 percentage points
🏠 HSBC is cutting selected product transfer deals for its existing residential and buy-to-let customers
🗓️ Accord will cut rates across its residential range by as much as 25 basis points from Monday

After a disappointing year, lenders are keen to do more business in 2024, meaning that it is shaping up to be a very competitive mortgage market, with lenders already launching new products that are below the current base rate.

If you’re an existing borrower coming to the end of a cheap fixed-rate deal, you may be tempted to wait until rates go down. We can assess your situation and offer tailored advice on how to respond to the changes.

Contact our knowledgeable team for support:
📞 0191 432 6177
✉️ [email protected]
📱 Send us a Whatsapp message on 0790 3043 584

14/12/2023

BANK OF ENGLAND MORTGAGE RATE UPDATE 🏦

The Bank of England has come to the decision today to hold interest rates at 5.25%.

It's the third time in a row that the Bank of England has come to the decision to leave the rate - which is the highest it has been in 15 years.

Despite the rate remaining unchanged, leading lenders such as Virgin Money and HSBC are reducing rates on new fixed deals now.

We will be keeping a close eye on lenders over the coming days as they respond to the Bank of England’s decision.

If you’re thinking about remortgaging or are looking to purchase property in the new year, contact us today:

📱0191 432 6177

14/12/2023

Press the refresh button in 2024 with debt consolidation. 🔁

We know that being in debt can be stressful. If you’re looking to get back on track in the New Year, we can help you consolidate your debt into a single monthly payment at a lower interest rate.

Give us a confidential call today to find out how we can help.

📱 0191 432 6177

08/12/2023

🏘️ Our Friday Mortgage Round-Up is here! 🏘️

With new products landing on the market and lenders continuing to reduce rates, both first-time buyers and BTL borrowers are being offered greater flexibility.

Some significant changes this week include:

🔑 TSB launches several first-time buyer products with rates starting at 4.64%.

💷 Kensington Mortgages introduces new residential LTV special rates starting at 6.19%. Customers opting for this offer will benefit from a complimentary valuation and an additional £500 cashback.

📉 Nationwide Building Society will cut selected fixed-rate loans by up to 31 basis points across two-, three- and five-year fixes from today.

If your fixed-rate mortgage deal is coming to an end soon and you are concerned about your monthly mortgage repayments, The Mortgage Brokerage can help.

We can talk you through your options and offer tailored advice and support, contacting lenders on your behalf to find a deal that fits your circumstances.

Contact us:
📱 0191 432 6177
📧 [email protected]

06/12/2023

The promise of a new start in the New Year means it is time to start planning for the future, and for many people in the UK, that means moving home! 📦🏡

Between Christmas and New Year is the prime time for property searching.

Boxing Day last year saw more than 40 million houses viewed online.

If you’re thinking about purchasing property in the New Year, our specialist team can help you secure a mortgage that suits you and your circumstances, making 2024 a special one! 🎆

Contact The Mortgage Brokerage today for advice.

📧 [email protected]
📱 0191 432 6177