Moneywatch Finance Solihull

17/04/2026

Moneywatch Finance, advice you can Trust for all your mortgage & Insurance requirements, take a look at all the mortgage lenders we have access to- be honest, did you know there was this many?

20/03/2026

Today's headline news about mortgage rates will be worrying for many people.
Just 5 years ago we were getting over the pandemic and all the repercussions of that......and the housing market went mad.
This year many peoples' low fixed rates will be coming to an end but you can secure new rates 90-180 days before your fixed rate ends depending on the lender.
If rates were then to fall you can secure the lower rate up until the new deal completes. So, you CANNOT start the process too early.
Ring us if you need any help, support or reassurance.
All the best folks.

16/03/2026

Things are not getting any easier in broker world.However we remain focused on the needs of our customers. Contact us for advice now....you cannot be over prepared.👍💪👊

The average mortgage rate increased from 5.07% last Thursday (12th March) to 5.18% on Friday, according to the latest Moneyfacts data.

This is the biggest daily jump in prices since June 2023, the figures show, as lenders adjust to higher swap rates sparked by the Iran war.

The average two-year fix across all LTVs is now 5.18%, up from 4.86% a month ago on 13th February, while the average five-year fix has increased from 4.97% last month to 5.24%.

12/03/2026

ɪɴ ᴀ ᴡᴏʀʟᴅ ꜰᴜʟʟ ᴏꜰ ᴊᴏʟᴇɴᴇ’ꜱ ʙᴇ ᴀ ᴅᴏʟʟʏ!

Dolly Parton takeover in our Adviser Reflection day today and she did not disappoint!

🌈 "𝐼𝒻 𝓎𝑜𝓊 𝓌𝒶𝓃𝓉 𝓉𝒽𝑒 𝓇𝒶𝒾𝓃𝒷𝑜𝓌, 𝓎𝑜𝓊 𝑔𝑜𝓉𝓉𝒶 𝓅𝓊𝓉 𝓊𝓅 𝓌𝒾𝓉𝒽 𝓉𝒽𝑒 𝓇𝒶𝒾𝓃" 🌈
💭 "𝒟𝓇𝑒𝒶𝓂 𝓂𝑜𝓇𝑒, 𝓁𝑒𝒶𝓇𝓃 𝓂𝑜𝓇𝑒, 𝒸𝒶𝓇𝑒 𝓂𝑜𝓇𝑒, 𝒶𝓃𝒹 𝒷𝑒 𝓂𝑜𝓇𝑒" 💭
🌟 "𝐼𝒻 𝓎𝑜𝓊𝓇 𝒶𝒸𝓉𝒾𝑜𝓃𝓈 𝒸𝓇𝑒𝒶𝓉𝑒 𝒶 𝓁𝑒𝑔𝒶𝒸𝓎 𝓉𝒽𝒶𝓉 𝒾𝓃𝓈𝓅𝒾𝓇𝑒𝓈 𝑜𝓉𝒽𝑒𝓇𝓈 𝓉𝑜 𝒹𝓇𝑒𝒶𝓂 𝓂𝑜𝓇𝑒... 𝓎𝑜𝓊 𝒶𝓇𝑒 𝒶𝓃 𝑒𝓍𝒸𝑒𝓁𝓁𝑒𝓃𝓉 𝓁𝑒𝒶𝒹𝑒𝓇" 🌟
⛰️ ‘’𝐼'𝓋𝑒 𝓃𝑒𝓋𝑒𝓇 𝓈𝑒𝑒𝓃 𝒶 𝓂𝑜𝓊𝓃𝓉𝒶𝒾𝓃 𝐼 𝒹𝒾𝒹𝓃'𝓉 𝓉𝒽𝒾𝓃𝓀 𝐼 𝒸𝑜𝓊𝓁𝒹 𝒸𝓁𝒾𝓂𝒷" 🏔️
💪🏻 𝒴𝑜𝓊'𝓁𝓁 𝓃𝑒𝓋𝑒𝓇 𝒹𝑜 𝒶 𝓌𝒽𝑜𝓁𝑒 𝓁𝑜𝓉 𝓊𝓃𝓁𝑒𝓈𝓈 𝓎𝑜𝓊'𝓇𝑒 𝒷𝓇𝒶𝓋𝑒 𝑒𝓃𝑜𝓊𝑔𝒽 𝓉𝑜 𝓉𝓇𝓎" 💪🏻

Are you also a driven, can do, bright, forward thinking care bear??
Clear remuneration, valuable benefits, awesome clients that we will onboard with you in your first year to build your client bank.
Due to continued growth, we will be recruiting a further epic Chartered Financial Planner to join the Lucent family ….. 👀

09/03/2026

Lenders are expected to pull and reprice fixed-rate products in the coming days after a sharp rise in gilt and swap rates, driven by renewed tensions involving Iran and a rapid shift in market expectations for Bank of England policy.

Two-year gilt yields are around 21 basis points higher at roughly 4.08%, while five-year yields are about 16 basis points up at around 4.27%, increasing funding costs that underpin fixed-rate mortgage pricing and reducing the likelihood of multiple base rate cuts this year.

“Mortgage rates had been gradually edging down over the past few weeks as markets priced in a series of Bank of England rate cuts later this year,” said Nicholas Mendes, mortgage technical manager at London broker John Charcol. “The escalation in tensions involving Iran has shifted that tone quite quickly, as financial markets tend to react rapidly when geopolitical risk feeds into inflation expectations.”

source "mortgage introducer" 9th March

06/03/2026

Mortgage rates are NOT connected to Bank Base rate........everyone is expecting bank base rate to fall ( as the government keep telling us!) and so assume that mortgage rates will follow. HOWEVER nearly every lender this week has increased rates or are going to.
If you would like to find out more about the why - ring us. If your mortgage is due for review, again don't wait, secure a rate TODAY......once we've secured that rate we can sort you a cheaper rate if they go down; BUT we can only do what we can do on the day. We can't go back in time....we are good but not time travellers! 😉
Start the process today......you can secure rates 90-180 days before your mortgage deal finishes!
have a great weekend and avoid the news !!!!!

Call now to connect with business.

27/02/2026

If you or you know anyone looking to re-locate to Derbyshire or near to East Midlands Airport, check this out.

21/01/2026

Highstreet lender introduces new borrowing rules....up to 6 times single or joint income ! ( subject to minimum income and credit score). This could give you the opportunity to buy your " forever home" sooner than you thought.
Get in touch, it will only cost you a bit of your time to see if that dream home could be yours.

01/01/2026

20/12/2025

Many congratulations Karen....glad to be associated with a champion....never in doubt.

The winner of this year's competition is announced as Claudia Winkleman and Tess Daly host the final for the last time.