Mortgage with Nikki

Mortgage with Nikki ⭐️More than just Mortgages ⭐️
Making you feel at HOME with Finance solutions the way YOU need it. Honest, reliable & expert advice and support

🎒 Back-to-School, Back-to-BudgetingNow that the school term has started again, it’s a great time to review your househol...
03/09/2026

🎒 Back-to-School, Back-to-Budgeting
Now that the school term has started again, it’s a great time to review your household finances.

💡 Here's 3 quick tips:

Review your mortgage – could you be on a better deal?
Check your protection cover – is your family fully supported?
Set new savings goals – even small changes add up.

📞Book an online appointment at a time to suit you here
calendly.com/nikki-gauntlett/finance-planning

So thankful for the generosity of my people 💐🥂 Privileged to help make it happen 🏡If you want some advice reach out and ...
31/08/2026

So thankful for the generosity of my people 💐

🥂 Privileged to help make it happen 🏡

If you want some advice reach out and let’s see what works for you .

18/08/2026

🏡 Are you a landlord — or are you a tenant?
This could be an interesting option for you! 👇
🏠 If you’re a landlord:
Thinking about selling your rental property? You may be able to sell directly to your tenant at a small discount, potentially giving you a straightforward sale without estate agent fees or the worry of a void period.

🔑 If you’re a tenant:
What if you could buy the home you already live in without needing to save a traditional cash deposit?
With the right circumstances, a landlord’s discount can potentially be used as gifted equity towards the purchase.
For example:
💷 Property value: £200,000
🏡 Agreed purchase price: £196,000
🎁 Gifted equity: £4,000

In certain circumstances, this could allow the tenant to purchase the property with little or no cash deposit, subject to affordability, credit profile and lender criteria.
So, could this be a win-win?
✔️ Landlords get an alternative route to sell
✔️ Tenants get the opportunity to buy the home they already live in
✔️ Both parties could potentially avoid the traditional selling process

There are specific criteria and it won’t be suitable for everyone — but if you’re a landlord considering selling, or a tenant who would love to buy your rented home, it’s definitely worth having a conversation.

📩 Message me if you’d like to know whether this could work for you.

11/08/2026

🏡 Halifax Mortgage Customers – this one could be worth knowing about! 💚

If you already have a Halifax mortgage, you could be eligible for up to £2,000 cashback towards making energy-efficient improvements to your home through their Green Living Reward.

So, if you’re thinking about upgrading your home, this could be a great opportunity to make improvements while potentially getting some money back.
And there’s more… 👀

Once you’ve received the cashback, Halifax will also offer you a free optional Energy Performance Certificate (EPC).
Your EPC shows how energy efficient your home is and includes recommendations on ways you could make it even more energy efficient. 🌱🏡

💡 Thinking about making improvements to your home?

If you’re a Halifax mortgage customer and want to know more, drop me a message and I can point you in the right direction. 📩

Eligibility, terms and conditions apply. Cashback is subject to Halifax’s criteria and the specific Green Living Reward available.

Small things make big smiles 🏡🍾🔑It’s all for you and dreams becoming reality
08/08/2026

Small things make big smiles 🏡🍾🔑

It’s all for you and dreams becoming reality

29/07/2026

Are you closer than you think to owing your own home 🏡

Joint borrower sole proprietor combined with £0 deposit could be an option

You need to get advice on the suitability of this product from a broker

YOUR HOME MAY BE REPOSSESSED OF YOU DO NOT KEEP UP WITH YOUR PAYMENTS

24/06/2026

Every week someone tells me they’re not ready yet because they haven’t done enough research.

Can I ask you something? What exactly are you researching?

Because the lender criteria, the schemes, the products that could actually get you on the ladder, you won’t find those on Google. That’s literally what I’m here for.

Book a free chat. Let’s find out what’s actually possible for you. Link in bio.

22/06/2026

First time buyer? Do you actually know what you can afford? 🏡

Because most people don’t. And that’s not their fault.

I’m working with a client right now who has been renting and saving, convinced she needed a couple more years before she could even think about buying.

We had a chat, I looked at the market for her and found the right lenders for her situation. She could actually afford more than she thought and she’s starting her house search way sooner than she ever expected.

Everyone’s situation is different. But please don’t assume the answer is no before you’ve spoken to someone who actually knows.

Book a free appointment via the link in my bio or comment ‘ready’ below and I’ll reach out👇

When a client sends you this after helping them release equity from their home. 🎁Ever heard the word equity and wondered...
21/06/2026

When a client sends you this after helping them release equity from their home. 🎁

Ever heard the word equity and wondered what it actually means? 🏡

Equity is simply the difference between what your home is worth and what you still owe on your mortgage.

So if your home is worth £300,000 and your outstanding mortgage is £200,000, you have £100,000 in equity.

As your home grows in value and you pay down your mortgage, that equity builds over time. And in some cases, it can be released and put to use.

Want to know more about what your home could do for you? Send me a DM or book a free appointment via the link in my bio. 👇

05/06/2026

The bank said no. That doesn’t mean the answer is no 🤷‍♀️.

There are more options out there than you think and I can help you find them.

Comment the word BANK and let’s have a chat, or book a free appointment via the link in my bio 🔗

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Solihull
B939NX

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