Asset Plus Mortgage Solutions

29/10/2026

What does that mean for mortgage holders?
For the moment, there’s no base rate increase, but that doesn’t necessarily mean mortgage rates will stay where they are. Lenders have already been expecting the possibility of a future rise, so pricing could continue to move even while the Bank holds.

💡 Mortgage tip:
If your current mortgage deal is due to end within the next six months, you can secure a rate now rather than waiting until your existing deal finishes.

If a better rate becomes available before your new deal starts, we can review your options again.

If rates rise in the meantime, you’ve already got that earlier deal secured.

28/10/2026

Excellent Service from Asset Plus Mortgage Solutions!
Asset Plus Mortgage Solutions has provided one of the best services I have ever experienced. Paul and Lewis have been absolutely fantastic! They handled all my paperwork within just one week, demonstrating outstanding professionalism, efficiency, and dedication.
A big thank you to both of them for making the process so smooth and stress-free.
Well done, Paul and Lewis! Highly recommended!

Excellent Service from Asset Plus Mortgage Solutions! Asset Plus Mortgage Solutions has provided one of the best services I have ever experienced. Paul and Lewis have been absolutely fantastic! They handled all my paperwork within just one week, demonstrating outstanding professionalism, efficiency,...

27/10/2026

Come rain or shine, Asset Plus has got you ☔ Here’s the lovely Karen from CSSEF, a charity we are proud to support, out at Paultons Park meeting George Pig, who is also deaf.

CSSEF do incredible work supporting deaf children and their families, creating opportunities, raising awareness and helping build confidence in the children they support.

For us, supporting local charities like CSSEF is about being part of the community around us and helping shine a light on the amazing people doing meaningful work every day.

A huge shoutout to Karen, CSSEF and everyone involved in the brilliant work they do.

Chloe's and Sophie's Special Ears Fund

21/10/2026

If you remember keeping a paper map in the glove box…
You’ll probably also remember at least one argument over who was reading it properly. 😅

Later-life lending can feel a bit like that too. Lots of routes, lots of terminology, and not always obvious which way to go.

Depending on your circumstances, it could potentially help you:
✅ Clear an existing mortgage.
✅ Make home improvements.
✅ Help children or grandchildren onto the property ladder.
✅ Support school fees or family costs.
✅ Access some of the value tied up in your home.
✅ Create more financial flexibility later in life.

The important bit? Equity release is only one route.
After years of paying into your home, it’s worth understanding what options it could give you
At Asset Plus, we can help you navigate the different routes, explain the risks and talk through what may be suitable for your circumstances.

No paper map required. 🗺️

To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. A fee may be charged for advice, the exact amount is dependent on your circumstances

19/10/2026

We can confirm these did not survive the morning 🍫
A lovely client brought chocolates into the office and, despite everyone pretending they were “just having one”…

The box mysteriously disappeared at record speed.
Funny how that happens.

Client gifts are never expected, but they are always appreciated, especially when they come with caramel, truffle or anything remotely chocolate-related.

A huge thank you to our client for such a kind gesture.

The team were very grateful.
Some more than once.

15/10/2026

Thinking about equity release? Here are 5 common questions we are debunking!

❓ Can I still move home?
Yes, subject to the new property meeting the lender’s criteria.

❓ Do I have to make monthly payments?
Not always. Interest can often be added to the loan instead.

❓ Could I owe more than my home is worth?
Not with an Equity Release Council-standard plan, thanks to the No Negative Equity Guarantee.

❓ Can I pay some back early?
Yes. Equity Release Council-standard plans allow penalty-free repayments, within the lender’s limits.

❓ Can I stay in my home for life?
Yes, as long as it remains your main residence and you meet the plan conditions.

More questions about equity release?

Speak to our expert team, who are members of the Equity Release Council.

📞01628 563355
[email protected]

As whole-of-market mortgage brokers, we can look at the wider picture and advise on the options that may be suitable for you, including alternatives if equity release isn’t the right route.

Advise on equity release is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. A fee may be charged for advice, the exact amount is dependant on your circumstances

13/10/2026

For this client, it was never just about getting a mortgage. That's what really stands out in this recent testimonial.

Yes, we help clients secure mortgages, but the real outcome is often much bigger than the product itself. For some people, it means being able to move forward with confidence.

For others, it means feeling safe in their own home and sometimes, it means gaining the independence they have been working towards.

Behind every mortgage is a person, a story and a future they are trying to build.

12/10/2026

Some clients simply do not fit the standard mortgage box. That is why it is important for our team to keep building knowledge around specialist lending.

Paul attended Wednesday’s specialist lending event, looking at non-standard mortgages and the lenders who are willing to consider more complex circumstances.

For clients, that matters.

A case being unusual does not automatically mean there is no solution. It may simply mean knowing which lender to speak to, how to present the case and what options are actually available.

This is an area Paul is particularly focused on, and one we are continuing to strengthen across Asset Plus.

08/10/2026

The best advice starts with better conversations.

Yesterday, the team spent their lunchtime doing something that doesn’t always get seen by clients.

Learning.

A huge thank you to Kevin for joining us to share his expertise on protection, from life insurance and critical illness cover to private medical insurance and the questions that really matter when helping clients protect what is important to them.

So many people think protection is a luxury.

In reality, it can often cost less than the little things we buy every day, while giving families and businesses peace of mind when life doesn’t go to plan.

At Asset Plus, we never stop investing in our team because better knowledge leads to better advice. The more we learn, the better we can support our clients when they need us most.

07/10/2026

It is important to us that the Asset Plus team is part of the conversations shaping the future of the market.

Steve and David recently attended the British New Homes Mortgage Senate, bringing together lenders, advisers, builders, housing associations and other key parts of the new-build sector.

The event focused on current challenges, market developments and how the industry can continue to evolve.

For our team, events like this are a valuable opportunity to hear different perspectives, strengthen relationships and bring that insight back into the advice we give our clients.

There was plenty to take away from the day, particularly around the new-build market and the wider mortgage landscape.