31/10/2026
We looked at some of the most commonly searched mortgage questions online in 2026 and noticed something interesting…
Many of them are very similar to the questions people ask in everyday mortgage conversations.
Here’s one that comes up time and time again at the moment:
“Can someone get a mortgage with a poor credit history?”
Some lenders may consider applications from people with:
• Missed payments
• Defaults
• Lower credit scores
Lending decisions often depend on factors such as:
• How recent the credit issue was
• Current financial circumstances
• Deposit size
• Overall affordability
Different lenders apply different lending criteria.
Your property may be repossessed if you do not keep up repayments on your mortgage.
High Street Mortgages is a trading name of High Street Mortgages Ltd which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 03/07/2026