Sami Ramzan at Carol Smith Mortgage Services

27/10/2025

Not quite how I expected my weekend to go — I was admitted to hospital over the weekend 🏥. I’m now back home and recovering, while being monitored remotely by the hospital team.

I’ll respond to emails and texts as soon as I’m able 📩, but if it’s anything urgent, please contact Carol Smith Mortgage Services or the team.

Thank you for your understanding and support 🤍

07/10/2025

07/10/2025

🎃🧛‍♂️🧟‍♀️

07/10/2025

👻 The office is looking frightfully fun as we’ve started decorating for Halloween — witches, pumpkins, and all things spooky! 🧙‍♀️🕷️ Helen has brought the team some sweet Halloween treats to keep everyone in high spirits while we work. 🍬🧡 The weather’s turned a little chilly, but it just adds to the cosy autumn vibes. 🍂✨ Bring on Halloween! 🦇🖤

01/10/2025

✨🍂 1st October 🍂✨
Finally… my favourite month of the year has arrived! 🎃👻
October means cosy nights, autumn vibes and of course… Halloween! 🕸️🕷️

Although it’s a month full of scares, we don’t want real-life scares.
So take care of yourself, protect what matters most and step into this new month with positivity, safety and blessings. 🍁💛

Happy October everyone! 🌙

26/09/2025

“Happy Friday! The sun is shining, though there’s a definite autumn chill in the air 🍂 – my favourite season. Yesterday was a great day in the office; it was busy, full of energy and teamwork, although Carol Smith was very much missed. Today is set to be another productive one, and I’m wishing everyone a happy Friday and a relaxing weekend ahead.”

🍁 🎃 ☕️ 👻

22/09/2025

It's officially the 1st day of autumn today. Soon be time for crisp leaves, layers and cozy nights .

17/09/2025

25/07/2025

Have you ever been told by a Insurance company that they can't insure you whether it be medical reasons or lifestyle?

Have you been told you have no options for any cover?
Well you're not alone, so many people get told this and its not always true.

I specialise in helping individuals and families get cover where they need it the most. We work with a amazing company called METLIFE who are a non-medical underwritten policy which comes with great benefits.

24/07/2025

22/07/2025

Back in the office after two weeks away — greeted by miserable weather and a lovely surprise on my desk from the team for my birthday! Grateful for the thoughtful gesture… definitely brightened up a gloomy day. ☔🎉

Carol Smith Mortgage Services Helen Dingsdale Chris Nilsen at Carol Smith Mortgages

02/07/2025

Recovering from a rough visit to the dentist 🦷😩 but starting the day on a positive note with one of my favourite books — Good Vibes, Good Life by Vex King.

This book is honestly like a warm hug for the soul. It’s full of gentle reminders to love yourself, protect your energy, and focus on what truly matters. Perfect for days when you’re feeling a little off and need a mindset reset.

Grateful for slow mornings, soft blankets, and books that lift your spirit 💛✨