Beacon Savings & Loans

Home
United Kingdom
Runcorn
Beacon Savings & Loans

Welcome to Beacon Savings & Loans. A Credit Union that offers ethical savings and loans you can trust. An organization that puts people before profit!

Beacon Savings & Loans is a Financial Co-operative providing a local and ethical means of saving as well as offering affordable loans. A not-for-profit organisation owned and controlled by its members, for its members. Each member has an equal vote, irrespective of how much or how long they have saved with us. We are a financial co-operative designed with you in mind. People like you who belong to

the local community and benefit from the wide range of services we have on offer. United by a common bond, anyone who lives or works in Cheshire and WA Post codes can join us. So why not join like the thousands of other local people in Halton who are taking cost effective control of their finances. Beacon Savings & Loans is a trading name of Halton Credit Union Ltd. Halton Credit Union is authorised by the Prudential Regulations Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Registration Number 213805

07/09/2026

Refer a friend to Beacon, and you could both win £100! 🎉

Know someone who could benefit from Beacon's savings and affordable loans?

✅ Tell a friend about Beacon
✅ They mention your name when they join
✅ You're both entered into the draw

It's that simple! 💙

04/09/2026

Are you only making the minimum payment on your credit card? 💳

A £1,000 balance at 36% APR could take over 21 years to clear and cost more than £2,700 in interest. But paying just £20 extra each month could save over £2,100 and clear the debt almost 18 years sooner.

Read our latest blog to discover how small overpayments can make a big difference to both credit cards and credit union loans.

01/09/2026

Don't underestimate the power of small savings 💰

You don't need to save large amounts to make a difference. Setting aside a little each week can soon build up and help you reach your financial goals, whether that's a family holiday, Christmas, a rainy-day fund, or something special you've been planning for.

A little saved regularly can go further than you think.

28/08/2026

Financial Awareness is more than just knowing your numbers

It's all about understanding your money and making informed financial decisions. Whether you're looking to save more, budget better, or learn about borrowing, understanding your money is a great place to start.

That's why we regularly share financial education posts to help break down money topics into simple, easy-to-understand advice. Keep an eye on our page and take your next step towards financial wellbeing.

"

24/08/2026

We’re recognising the importance of empowering the next generation 🌟

Teaching children about money from an early age can help build confidence, responsibility, and healthy financial habits that last a lifetime.

Whether it's learning to save for something they want, understanding the value of money, or setting simple financial goals, every conversation makes a difference.

Helping children build good money habits now can make managing money feel a little easier as they grow up.

"

21/08/2026

Get back-to-school ready with Beacon! 🎒

School uniforms, shoes, stationery and other essentials can quickly add up.

If the cost of getting ready for the school year feels like a lot all at once, our Family Loan could help you spread the cost and get everything your family needs for the new school year without the back-to-school stress.

Find out more about our Family Loan today.

"

19/08/2026

August is National Wellness Month, and financial wellbeing is just as important as physical and mental health. 💙

Taking control of your finances doesn't have to be overwhelming. Start small by setting a budget, tracking your spending, or giving every pound a purpose. These simple steps can help reduce money worries and build confidence for the future.

At Beacon, we're here to help you create a stronger financial future with savings, affordable loans, and trusted support.

17/08/2026

Interest Rate vs APR – What's the Difference? 💡

They both tell you about the cost of borrowing, but they're not the same thing.

✅ Annual Interest Rate is the interest charged on your loan balance.
✅ APR shows the overall cost of borrowing over a year, making it easier to compare loans.

That's why the APR can be higher than the interest rate, even when there are no fees.

20/07/2026

We love hearing from our members!

In our recent survey, you told us you value our friendly service, trusted support and commitment to helping you manage your money.

Your feedback drives everything we do, and we’re proud to make a positive difference in your financial journey every day 💙

17/07/2026

Did you know that 94% of our members see Beacon Savings & Loans as an alternative to high-cost credit?

That’s what we’re here for 💙

We’re built on offering fair, affordable financial options that put our members first. Together, we’re building a healthier financial future for our community

Address

115 Runcorn Shopping Centre
Runcorn
WA72BX

Telephone

01928 790571 OR 0151 257 8753

Website

http://www.wearebeacon.com/

Alerts

Be the first to know and let us send you an email when Beacon Savings & Loans posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Beacon Savings & Loans:

Want your business to be the top-listed Finance Company in Runcorn?