Chris Nilsen at Carol Smith Mortgages

Chris Nilsen at Carol Smith Mortgages Mortgage and protection consultant. Covering first time buyers, remortgages and movers. Approved by the Openwork Partnership on 29/06/2026

At Carol Smith Mortgages we know that it's not just about mortgages: we offer a service dedicated to your needs and requirements. Your journey should be one of simplicity, choice and expertise. I aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Mortgage and protection Adviser, I will assist you throughout the home buying, moving or remortgage pr

ocess to ensure you receive the right guidance and advice. We have spent years helping first time buyers on the ladder as well guiding them through the whole buying process from start to finish. Most buy to lets mortgages are not regulated by the financial conduct authority. Carol Smith Mortgage Services is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE...

Approved by The Openwork Partnership on 7th Aug 2024

Not a mortgage post this time… we visited family in Glasgow at the weekend and made a pit stop at the greatest stadium i...
07/09/2026

Not a mortgage post this time… we visited family in Glasgow at the weekend and made a pit stop at the greatest stadium in the world before heading home 😁🍀

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07/09/2026

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We’ve had another fantastic review from one of our clients 😁
29/07/2026

We’ve had another fantastic review from one of our clients 😁

Are you looking to get on the property ladder? Our helpful first time buyer guide will come in very handy for you 🙌 ...
22/07/2026

Are you looking to get on the property ladder?

Our helpful first time buyer guide will come in very handy for you 🙌

One thing that we do after we’ve submitted your mortgage application to the lender is check their rates until your appli...
08/07/2026

One thing that we do after we’ve submitted your mortgage application to the lender is check their rates until your application completes, so if they have reduced them, then we can apply it to your application.

I’ve done that for one of my clients today and the new lower interest rate and monthly payment has saved her £1,740 over the term of the fixed rate 😁

So you want to book an appointment, but don't know what documents you need? Have a look at our handy list and get yourse...
07/07/2026

So you want to book an appointment, but don't know what documents you need? Have a look at our handy list and get yourself in the best position.

Don't worry if you're self employed - we just need your latest 2 years tax calculations and tax year overviews.

Then sit back, have your appointment and let us take care of getting you a decision in principle! That's the power of what an agreement in principle can do for you - you can walk through the door knowing that you've been approved in principle, the budget of the property and, if you like it enough, be in the position to put in an offer there and then!

First of all, and I know this is easy for me to say, but don't worry. I can sit with you and talk about your situation a...
24/06/2026

First of all, and I know this is easy for me to say, but don't worry. I can sit with you and talk about your situation and budget, and come up with a plan to minimise the increase on your outgoings.

Also, let's chat up to 6 months before your deal is due, so that we have time to put the plan into action. The worst thing to do is to leave it and hope the rates get better 🏡

Address

Bridgewater House
Runcorn
WA71QT

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm

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