At Carol Smith Mortgages we know that it's not just about mortgages: we offer a service dedicated to your needs and requirements. Your journey should be one of simplicity, choice and expertise. I aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Mortgage and protection Adviser, I will assist you throughout the home buying, moving or remortgage pr
ocess to ensure you receive the right guidance and advice. We have spent years helping first time buyers on the ladder as well guiding them through the whole buying process from start to finish. As well as this I am qualified in equity release helping you to unlock money in your property. As well as traditional mortgages, we also offer the service of Equity release mortgages from the comfort of your own home. A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release. Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Carol Smith Mortgage Services is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE...
Approved by The Openwork Partnership on 18/05/2026