Carol Smith Mortgage Services

Carol Smith Mortgage Services Mortgage & protection consultant. I help first time buyers, remortgages, movers and equity release. Please discuss with your family and beneficiaries.
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At Carol Smith Mortgages we know that it's not just about mortgages: we offer a service dedicated to your needs and requirements. Your journey should be one of simplicity, choice and expertise. I aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Mortgage and protection Adviser, I will assist you throughout the home buying, moving or remortgage pr

ocess to ensure you receive the right guidance and advice. We have spent years helping first time buyers on the ladder as well guiding them through the whole buying process from start to finish. As well as this I am qualified in equity release helping you to unlock money in your property. As well as traditional mortgages, we also offer the service of Equity release mortgages from the comfort of your own home. A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release. Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Carol Smith Mortgage Services is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE...

Approved by The Openwork Partnership on 01/09/2026

There really isn't long left to be able to put the baubles up on your own tree, in your own home this year! If your dre...
03/09/2026

There really isn't long left to be able to put the baubles up on your own tree, in your own home this year! If your dream is to make this a reality, NOW is the time to start the conversation. Rates are dropping, lenders are lending and the market is still busy.








First of all, and I know this is easy to say,is not to worry. We can sit with you and talk about your situation, your bu...
02/09/2026

First of all, and I know this is easy to say,is not to worry. We can sit with you and talk about your situation, your budget and come up with a plan to minimise the increase on your outgoings. Also let's chat upto 6 months before your deal is due so that we can have time to put the plan into action. The worst thing is to leave it and hope the rates will get better.

Listen, I know it's August but the Blackpool lights go on in the next week or so, which means it's that time of year aga...
02/09/2026

Listen, I know it's August but the Blackpool lights go on in the next week or so, which means it's that time of year again! Do you want to spend Xmas in your new home? If so, given the time it takes to buy a property NOW is the time! Do you want to start looking over the festive period? NOW is the time for us to tell you what you can afford and give you a plan to make the dream a reality








01/09/2026
How is it September? It's definitley getting darker isn't it now. Blackpool lights go on this weekend and back in the o...
01/09/2026

How is it September? It's definitley getting darker isn't it now. Blackpool lights go on this weekend and back in the old days, Pop Idol would be on. It's time to get the slow cooker out, blankets will be out soon.

I am not quite sure how we have made it here but suddenly Carol Smith Mortgage Services is 9 today! It's been a bit of a...
28/08/2026

I am not quite sure how we have made it here but suddenly Carol Smith Mortgage Services is 9 today! It's been a bit of a journey and always keeps me out of mischief but I can't believe we have made it this far and how far we have actually come. I am very proud of what we have built. A massive thank you to everyone who has used us, championed us, rooted for us and most importantly all the fab people we have had working for us over the 9 years as without both customers and colleagues, this business wouldn't be anything. Also thanks to all friends and family and my long suffering Ste who have been there to guide, support and champion us. The relationships built with local businesses and colleagues have been invaluable and so thanks for all of the help and guidance- far too many to mention.

How am I celebrating this milestone, more appointments and applications this evening as I have come back off holiday to a crazy diary full of appointments but I wouldn't have it any other way.

It's last Fri in August. It can only mean one thing- a bank holiday! Last one before Xmas. It's been a crazy busy week ...
28/08/2026

It's last Fri in August. It can only mean one thing- a bank holiday! Last one before Xmas. It's been a crazy busy week getting back in after being on holiday. You guys have definitley kept me out of mischief this week and the diary is looking good. I know we are having typical bank holiday weather but whatever you do- enjoy it!

Address

Bridgewater House, Old Coach Road
Runcorn
WA75PN

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm
Saturday 8:30am - 12pm

Telephone

07435 117612

Website

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