Carol Smith Mortgage Services

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Carol Smith Mortgage Services Mortgage & protection consultant. I help first time buyers, remortgages, movers and equity release. Please discuss with your family and beneficiaries.
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At Carol Smith Mortgages we know that it's not just about mortgages: we offer a service dedicated to your needs and requirements. Your journey should be one of simplicity, choice and expertise. I aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Mortgage and protection Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice. We have spent years helping first time buyers on the ladder as well guiding them through the whole buying process from start to finish. As well as this I am qualified in equity release helping you to unlock money in your property. As well as traditional mortgages, we also offer the service of Equity release mortgages from the comfort of your own home. A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release. Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Carol Smith Mortgage Services is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE...

Approved by The Openwork Partnership on 01/09/2026

06/11/2026
We will always endeavor to give you honest. reliable advice and help you understand the process from start to finish.  F...
05/11/2026

We will always endeavor to give you honest. reliable advice and help you understand the process from start to finish. From how to register with an estate agent right through to the legals, we are with you every step of the way. We promise to explain to you in a way you understand your options and keep you upto date through out the whole process.

05/11/2026

The Bank of England has raised the rate to 4%. If you're mortgage application is underway, it will not be affected. The base rate doesn't automatically mean mortgage rates will go up as that is related to swap rates. We will let you know as we know more.

Are you planning on making next year the year you buy your home? Now may be the time to start the conversation so you ca...
04/11/2026

Are you planning on making next year the year you buy your home? Now may be the time to start the conversation so you can run into christmas with a plan.

We know a house isn't just bricks and Mortor. t's a home, a longed for thing.  A place of family, friends and happiness....
03/11/2026

We know a house isn't just bricks and Mortor. t's a home, a longed for thing. A place of family, friends and happiness. That's why we take the time to help you make your dream a reality. We will go through everything with you to give you the best chance of making your dream home yours.

As a team we have got our fancy dress ready for the day!
31/10/2026

As a team we have got our fancy dress ready for the day!

Whatever it is you're doing today, have fun!
31/10/2026

Whatever it is you're doing today, have fun!

Tonight is the Traitors final.  Who will win- the Traitors or the Faithful? We promise to always be faithful to looking ...
30/10/2026

Tonight is the Traitors final. Who will win- the Traitors or the Faithful? We promise to always be faithful to looking after you and your mortgage.

Don't play trick or treat with your mortgage this Halloween.
28/10/2026

Don't play trick or treat with your mortgage this Halloween.

Address

Bridgewater House, Old Coach Road
Runcorn
WA75PN

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm
Saturday 8:30am - 12pm

Telephone

07435 117612

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