02/11/2026
Lenders look at self-employed income in different ways. 🔎
Some want to see two years of accounts; others will work with just one. It depends on whether you're a sole trader, a company director, or a contractor.
Lower or up-and-down income doesn't mean the door is closed. It just means you need a lender whose criteria fits how you actually get paid.
We'll help you get your paperwork sorted, work out what lenders will want to see, and find options that suit your situation. 📃
Speak to us when you're ready to get started. 📞
Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.