Lynsey Scott Mortgage Adviser - Grange Mortgage & Protection Services

25/08/2026

Love this 🥰

★★★★★ Lynsey was amazing. So kind and incredibly efficient. Would recommend 100%.

25/08/2026

17/08/2026

It's easy to feel overwhelmed when trying to find a mortgage as a first-time buyer so we've put together a small list of things every FTB should know! 🔊

Here are our top picks for our FTB handbook:

That big 10-20% deposit might not be needed! We know lenders who offer mortgages with a 5%, 2% or even 0% deposit! 🙌

Worried about upfront costs or past credit? We show you options with lenders who take a human approach to mortgage applications and past credit issues.

You could borrow more than the standard 4.5x your income; up to 6x your salary is possible. 💪

An AIP is vital. It shows what you can borrow and gives an edge on the competition. We'll get yours sorted. ✅

There are a few bits we'll need from you like ID, payslips, bank statements, deposit details (gifted letter if applicable). Also, information on credit cards, commitments, and budget. 📝

Let's chat about your options. 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

10/08/2026

Ever heard of a concessionary purchase? 🤔

It's when you buy a property from a landlord at less than its market value.

The discount can sometimes be used as your deposit, making homeownership a closer reality. 🤩

It’s a smart way to step onto the property ladder!
Our team understands the ins and outs.

We'll help gather all the details lenders need, like an independent valuation and your financial information like payslips, bank statements and your credit report.

And most importantly, we handle the research to find suitable mortgage options, as not all lenders offer this kind of mortgage.

Let's chat about your options. 📞

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

30/07/2026

The Bank of England has held the base rate at 3.75% today - but what does it actually mean for your mortgage?

➡️ If you're on a variable rate mortgage, you're unlikely to see any change to your monthly payments off the back of this news. The rate stays, so your payments should too.

➡️ If you're on a fixed rate, this doesn't affect you at all. You're locked in at your agreed rate until your term ends, whatever the Bank of England decides.

What's worth knowing, though, is that mortgage lenders are constantly adjusting their rates independently of the base rate.

The market moves regularly, which means the deals available today won't necessarily be around tomorrow; we're here to track all those ups and downs for you so you don't miss out

So if your current mortgage deal has 6 months or less left on it, now is the right time to start reviewing your options.

We can compare your existing deal against what's on the market right now and make sure you're not sleepwalking into a higher rate when your term ends.

Get in touch, and we'll take a look at what's out there for you. 👇

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

02/07/2026

02/07/2026

★★★★★ Had a great experience with grange mortgage so far. Lynsey has been super helpful and always available to answer all of our questions. Would highly recommend! Thank you Lynsey 😊

02/07/2026

I love a review 😍😍 ###