19/03/2026
🏦 Breaking News: Bank of England Holds the Base Rate 🏦
But what does that mean for your mortgage? 🤔
➡️ If you’re on a variable or tracker mortgage, then your payments should stay where they are for now, as it’s held.
But if the last few weeks are anything to go by, things can change quickly, so do get in touch if you have any questions.
➡️ If you’re on a fixed-rate mortgage, then nothing changes. Your payments stay the same, and if you've recently applied for a new mortgage with us, then this shouldn’t change either.
📆 We’ve seen a volatile few weeks for the mortgage market, so regardless of the latest decision, we're recommending getting in touch 6 months before your current deal ends. 📆
Getting ahead of it means you can lock in a rate now, if rates drop before your deal starts, we can look at switching you onto something more attractive. 🏡
But if they go up, you’re covered as you’ve already secured your deal ✅
Get in touch if you have any questions or want to explore your next deal
Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage