Mortgages Inc

Mortgages Inc Mortgages Inc. Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority.

Ltd, registered as a limited company in England and Wales under company number: 05051867. Registered Company Address: Rectory Mews, Crown Road, Wheatley, Oxfordshire OX33 1UL. Your mortgage payment is most likely your largest financial commitment so it is vital that you have the right mortgage. With so many mortgage lenders offering so many products the choices can sometimes be daunting. We can gu

ide you through the complexity of todayโ€™s mortgage markets. We provide a bespoke mortgage recommendation that is not only suitable for your individual needs, but also as competitive as it can be. We offer a comprehensive range of mortgages from the whole of the market and have access to exclusive rates not always available on the high street. Our level of service and access to market-leading products means we are perfectly placed to find the right mortgage for you. We can advise on the following:

* Purchase Mortgages
* Remortgages
* Buy to Lets
* Life Cover
* Critical Illness Cover
* Income Protection
* Home Insurance
* Accident, Sickness and Unemployment Cover

Coming Soon:

* Equity Release

We can also refer you to our trusted partners for the following:

* Commercial Mortgages
* Secured Loans
* Bridging Finance
* Development Finance
* Will Writing
* Private Medical Insurance

Wills, Commercial Finance and some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

๐Ÿšจ ๐“๐ž๐ซ๐ฆ๐ข๐ง๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ ๐ฏ๐ฌ ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ๐Ÿค”๐“๐ก๐ž๐ฒ ๐ฌ๐จ๐ฎ๐ง๐ ๐ฌ๐ข๐ฆ๐ข๐ฅ๐š๐ซโ€ฆ ๐›๐ฎ๐ญ ๐ญ๐ก๐ž๐ฒโ€™๐ซ๐ž ๐๐Ž๐“ ๐ญ๐ก๐ž ๐ฌ๐š๐ฆ๐ž!One of the biggest misco...
09/09/2026

๐Ÿšจ ๐“๐ž๐ซ๐ฆ๐ข๐ง๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ ๐ฏ๐ฌ ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ

๐Ÿค”๐“๐ก๐ž๐ฒ ๐ฌ๐จ๐ฎ๐ง๐ ๐ฌ๐ข๐ฆ๐ข๐ฅ๐š๐ซโ€ฆ ๐›๐ฎ๐ญ ๐ญ๐ก๐ž๐ฒโ€™๐ซ๐ž ๐๐Ž๐“ ๐ญ๐ก๐ž ๐ฌ๐š๐ฆ๐ž!

One of the biggest misconceptions about personal protection is that terminal illness cover and critical illness cover are basically the same thing.

โŒ ๐Œ๐˜๐“๐‡: โ€œIf I have terminal illness cover, I don't need critical illness cover.โ€
๐Ÿ‘‰ ๐…๐€๐‚๐“: They protect you against very different situations.

โค๏ธ๐“๐„๐‘๐Œ๐ˆ๐๐€๐‹ ๐ˆ๐‹๐‹๐๐„๐’๐’ ๐‚๐Ž๐•๐„๐‘
Usually included as part of a life insurance policy.
It can allow your life insurance benefit to be paid early if you're diagnosed with a terminal illness that meets the policy definition, typically where you're expected to die within 12 months. Think of it as accessing your life cover early.

๐Ÿฉบ ๐‚๐‘๐ˆ๐“๐ˆ๐‚๐€๐‹ ๐ˆ๐‹๐‹๐๐„๐’๐’ ๐‚๐Ž๐•๐„๐‘
Can pay a lump sum if you're diagnosed with a specific critical illness covered by your policy, such as certain cancers, heart attacks or strokes. The important point? You don't necessarily need to be terminally ill. You could receive a critical illness pay out and go on to recover or live for many years.

๐Ÿ’ก๐Œ๐˜๐“๐‡:โ€œCancer means I'll automatically receive a critical illness pay out.โ€
โŒ๐๐จ๐ญ ๐ง๐ž๐œ๐ž๐ฌ๐ฌ๐š๐ซ๐ข๐ฅ๐ฒ.
Critical illness policies have specific definitions, and the type or severity of cancer covered can vary between insurers. Always check the policy wording.

๐Ÿ’ก๐Œ๐˜๐“๐‡: โ€œTerminal illness cover gives me extra money on top of my life insurance.โ€
โŒ ๐”๐ฌ๐ฎ๐š๐ฅ๐ฅ๐ฒ ๐ง๐จ๐ญ.
It is generally an early payment of the life insurance benefit, so once paid, the life cover normally ends.

๐Ÿ›ก๏ธ ๐“๐‡๐„ ๐๐Ž๐“๐“๐Ž๐Œ ๐‹๐ˆ๐๐„

๐“๐ž๐ซ๐ฆ๐ข๐ง๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ = Protection if you're diagnosed with a terminal condition.
๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ = Protection if you're diagnosed with a specified serious condition covered by the policy.

They can work alongside each other because they protect against different financial risks.

๐๐จ๐ญ ๐ฌ๐ฎ๐ซ๐ž ๐ฐ๐ก๐š๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐œ๐ฎ๐ซ๐ซ๐ž๐ง๐ญ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐š๐œ๐ญ๐ฎ๐š๐ฅ๐ฅ๐ฒ ๐œ๐จ๐ฏ๐ž๐ซ๐ฌ?
๐€ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ ๐œ๐จ๐ฎ๐ฅ๐ ๐ก๐ž๐ฅ๐ฉ ๐ข๐๐ž๐ง๐ญ๐ข๐Ÿ๐ฒ ๐š๐ง๐ฒ ๐ ๐š๐ฉ๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ง๐ž๐ž๐ ๐ญ๐จ ๐ฆ๐š๐ค๐ž ๐š ๐œ๐ฅ๐š๐ข๐ฆ.

๐Ÿ‘‰๐Ÿ“ž๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค

Definitions, conditions, exclusions and claim requirements vary between providers. Critical illness cover only pays where the policy definition is met. Always check the relevant policy terms and conditions.

๐ŸŽ’ ๐๐š๐œ๐ค ๐ญ๐จ ๐’๐œ๐ก๐จ๐จ๐ฅ. ๐๐š๐œ๐ค ๐ญ๐จ ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง. ๐’๐ž๐ฉ๐ญ๐ž๐ฆ๐›๐ž๐ซ ๐ข๐ฌ ๐š ๐ญ๐ข๐ฆ๐ž ๐Ÿ๐จ๐ซ ๐Ÿ๐ซ๐ž๐ฌ๐ก ๐ฌ๐ญ๐š๐ซ๐ญ๐ฌ, ๐ง๐ž๐ฐ ๐ซ๐จ๐ฎ๐ญ๐ข๐ง๐ž๐ฌ ๐š๐ง๐ ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ฒ๐ž๐š๐ซ ๐š๐ก๐ž๐š๐...
03/09/2026

๐ŸŽ’ ๐๐š๐œ๐ค ๐ญ๐จ ๐’๐œ๐ก๐จ๐จ๐ฅ. ๐๐š๐œ๐ค ๐ญ๐จ ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง.
๐’๐ž๐ฉ๐ญ๐ž๐ฆ๐›๐ž๐ซ ๐ข๐ฌ ๐š ๐ญ๐ข๐ฆ๐ž ๐Ÿ๐จ๐ซ ๐Ÿ๐ซ๐ž๐ฌ๐ก ๐ฌ๐ญ๐š๐ซ๐ญ๐ฌ, ๐ง๐ž๐ฐ ๐ซ๐จ๐ฎ๐ญ๐ข๐ง๐ž๐ฌ ๐š๐ง๐ ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ฒ๐ž๐š๐ซ ๐š๐ก๐ž๐š๐. ๐Ÿ“š

But while you're budgeting for uniforms, clubs, childcare and everything else the new school year brings, have you thought about protecting the income that pays for it all?

โค๏ธ๐‹๐ข๐Ÿ๐ž ๐‚๐จ๐ฏ๐ž๐ซ โ€“ Could your family afford the mortgage and maintain their lifestyle if you died?

๐Ÿฉบ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ โ€“ Would you have a financial cushion if you were diagnosed with a covered serious illness?

๐Ÿ’ผ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง โ€“ If illness or injury stopped you working, how would you keep paying the household bills?

Your income helps provide the home, opportunities and lifestyle your family enjoys.

๐ƒ๐จ๐ง'๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐ฉ๐ฅ๐š๐ง ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ฒ๐ž๐š๐ซ ๐š๐ก๐ž๐š๐, ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ ๐ข๐ญ. ๐Ÿ›ก๏ธ

๐๐จ๐ฐ ๐ข๐ฌ ๐š ๐ ๐ซ๐ž๐š๐ญ ๐ญ๐ข๐ฆ๐ž ๐ญ๐จ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง. ๐†๐ž๐ญ ๐ข๐ง ๐ญ๐จ๐ฎ๐œ๐ก ๐ญ๐จ๐๐š๐ฒ ๐ญ๐จ ๐ฌ๐ž๐ž ๐ฐ๐ก๐ž๐ญ๐ก๐ž๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐ž๐ฑ๐ข๐ฌ๐ญ๐ข๐ง๐  ๐œ๐จ๐ฏ๐ž๐ซ ๐ข๐ฌ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ซ๐ข๐ ๐ก๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ ๐š๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ.

๐Ÿ‘‰๐Ÿ“ž๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค

๐‚๐จ๐ฎ๐ฅ๐ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐š ๐ก๐จ๐ฆ๐ž ๐›๐ž ๐ฆ๐จ๐ซ๐ž ๐š๐œ๐ก๐ข๐ž๐ฏ๐š๐›๐ฅ๐ž ๐ญ๐ก๐š๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค? ๐ŸกYou might be surprised at what could be possible with todayโ€™s mo...
02/09/2026

๐‚๐จ๐ฎ๐ฅ๐ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐š ๐ก๐จ๐ฆ๐ž ๐›๐ž ๐ฆ๐จ๐ซ๐ž ๐š๐œ๐ก๐ข๐ž๐ฏ๐š๐›๐ฅ๐ž ๐ญ๐ก๐š๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค? ๐Ÿก

You might be surprised at what could be possible with todayโ€™s mortgage options.

Hereโ€™s ๐ฃ๐ฎ๐ฌ๐ญ ๐จ๐ง๐ž ๐ž๐ฑ๐š๐ฆ๐ฉ๐ฅ๐ž based on lending currently available:

๐Ÿ’ท๐ˆ๐ง๐œ๐จ๐ฆ๐ž: ยฃ40,000
๐Ÿฆ ๐๐จ๐ญ๐ž๐ง๐ญ๐ข๐š๐ฅ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž: ยฃ218,500
๐Ÿก ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐ฉ๐ซ๐ข๐œ๐ž: ยฃ230,000
๐Ÿ”‘ ๐ƒ๐ž๐ฉ๐จ๐ฌ๐ข๐ญ:ยฃ11,500 (5%)
๐Ÿ“… ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ญ๐ž๐ซ๐ฆ: 35 years

And perhaps the most surprising part? This could still be with a high street lender offering some of the most competitive mortgage rates available.

Lenders are really doing what they can to support affordability, with some offering enhanced income multiples and options for buyers with smaller deposits.

That ยฃ40,000 income doesnโ€™t have to be one personโ€™s salary either. It could be one applicant earning ยฃ40,000, or the combined household income of two applicants.

For context, the latest ONS Annual Survey of Hours and Earnings puts median annual earnings for full-time employees at around ยฃ39,000. So, if youโ€™ve assumed buying a home is out of reach based on your income or deposit, donโ€™t rule yourself out before finding out what could actually be possible.

Of course, this is just an example. Affordability will depend on your individual circumstances, commitments, credit history, mortgage term, lender criteria and full application.

Want to know what could be achievable for you?

๐Ÿ‘‰๐Ÿ“ž ๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค

Source: Office for National Statistics, Annual Survey of Hours and Earnings 2025.



No fee is payable for our services in relation to mortgage contracts. We will be paid commission by the lender, the amount of the commission due to be paid is available upon request and will be disclosed via the mortgage illustration.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

๐Ÿ’ผ ๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐? ๐˜๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ข๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌโ€™๐ฌ ๐›๐ข๐ ๐ ๐ž๐ฌ๐ญ ๐š๐ฌ๐ฌ๐ž๐ญIf you're self-employed, what happens when you can't work?U...
27/08/2026

๐Ÿ’ผ ๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐? ๐˜๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ข๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌโ€™๐ฌ ๐›๐ข๐ ๐ ๐ž๐ฌ๐ญ ๐š๐ฌ๐ฌ๐ž๐ญ

If you're self-employed, what happens when you can't work?

Unlike employees, you don't receive Statutory Sick Pay. That means if illness or injury keeps you away from work, your income could stop, but your financial commitments won't.

๐Ÿ  Mortgage or rent
๐Ÿ’ก Household bills
๐Ÿš Vehicle and business costs
๐Ÿ›’ Everyday living expenses
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Family commitments

๐…๐จ๐ซ ๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐ž๐ฌ, ๐ž๐ฅ๐ข๐ ๐ข๐›๐ฅ๐ž ๐ฐ๐จ๐ซ๐ค๐ž๐ซ๐ฌ ๐œ๐š๐ง ๐ซ๐ž๐œ๐ž๐ข๐ฏ๐ž ๐ฎ๐ฉ ๐ญ๐จ ยฃ๐Ÿ๐Ÿ๐Ÿ‘.๐Ÿ๐Ÿ“ ๐š ๐ฐ๐ž๐ž๐ค ๐ข๐ง ๐’๐ญ๐š๐ญ๐ฎ๐ญ๐จ๐ซ๐ฒ ๐’๐ข๐œ๐ค ๐๐š๐ฒ ๐Ÿ๐ซ๐จ๐ฆ ๐€๐ฉ๐ซ๐ข๐ฅ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”.

๐…๐จ๐ซ ๐ญ๐ก๐ž ๐ฌ๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐?
ยฃ๐ŸŽ ๐’๐’๐.

That's why Income Protection can be particularly valuable for self-employed clients.

๐Ÿ’ท It can provide a regular monthly income if illness or injury means you're unable to work, helping you continue to meet your financial commitments while you recover.

๐˜๐จ๐ฎ ๐š๐ซ๐ž ๐ญ๐ก๐ž ๐ž๐ง๐ ๐ข๐ง๐ž ๐›๐ž๐ก๐ข๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ. ๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐œ๐š๐ง'๐ญ ๐ฐ๐จ๐ซ๐ค, ๐ฐ๐ก๐š๐ญ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž?

Don't leave your biggest financial asset unprotected. Speak to us about Income Protection and find out how much of your income you could protect.

๐Ÿ‘‰๐Ÿ“ž ๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค

๐Ÿก ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ž๐š๐ฅ ๐ž๐ง๐๐ข๐ง๐  ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•? ๐‹๐ž๐ญโ€™๐ฌ ๐œ๐ก๐š๐ญ ๐ง๐จ๐ฐ.Why so early?Because when your current mortgage deal is coming to an end,...
26/08/2026

๐Ÿก ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ž๐š๐ฅ ๐ž๐ง๐๐ข๐ง๐  ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•? ๐‹๐ž๐ญโ€™๐ฌ ๐œ๐ก๐š๐ญ ๐ง๐จ๐ฐ.

Why so early?

Because when your current mortgage deal is coming to an end, it can be tempting to simply wait for your lender to contact you and choose one of the options they offer.

๐๐ฎ๐ญ ๐ก๐จ๐ฐ ๐๐จ ๐ฒ๐จ๐ฎ ๐ค๐ง๐จ๐ฐ ๐ญ๐ก๐š๐ญ'๐ฌ ๐ญ๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐จ๐ฉ๐ญ๐ข๐จ๐ง ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ?

I like to start speaking to my clients around ๐Ÿ” ๐ฆ๐จ๐ง๐ญ๐ก๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ญ๐ก๐ž๐ข๐ซ ๐๐ž๐š๐ฅ ๐ž๐ง๐๐ฌ.

That gives us time to:

๐Ÿ”Ž Review your current mortgage and circumstances

๐Ÿ“Š Look at what's happening across the wider mortgage market

โฐ Know exactly when we can start securing your next deal โ€“ this varies by lender and can often be around 3โ€“4 months in advance

๐Ÿค Compare your options rather than simply accepting what your existing lender offers

๐€๐ง๐ ๐ฐ๐ก๐š๐ญ ๐ข๐Ÿ ๐ฒ๐จ๐ฎ'๐ฏ๐ž ๐ง๐ž๐ฏ๐ž๐ซ ๐ฎ๐ฌ๐ž๐ ๐ฆ๐ž ๐›๐ž๐Ÿ๐จ๐ซ๐ž?

That doesn't matter.

One meeting gives me the information I need to understand your circumstances and carry out a full market review when the time is right.

And hopefully, that first meeting is the start of a long relationship.

You'll become part of my client bank, so going forward I'll be the one keeping an eye on things โ€“ contacting you ahead of your next mortgage review, providing market updates and giving you honest advice about your options.

๐˜๐จ๐ฎ๐ซ ๐ฅ๐ž๐ง๐๐ž๐ซ ๐ค๐ง๐จ๐ฐ๐ฌ ๐ญ๐ก๐ž๐ข๐ซ ๐ฉ๐ซ๐จ๐๐ฎ๐œ๐ญ๐ฌ.
๐ˆ ๐ ๐ž๐ญ ๐ญ๐จ ๐ค๐ง๐จ๐ฐ ๐ฒ๐จ๐ฎ ๐š๐ง๐ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ ๐ญ๐ก๐ž ๐ฆ๐š๐ซ๐ค๐ž๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ.

๐Ÿ“… ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐ž๐ง๐๐ข๐ง๐  ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ•? ๐‹๐ž๐ญ'๐ฌ ๐ฌ๐ญ๐š๐ซ๐ญ ๐ญ๐ก๐ž ๐œ๐จ๐ง๐ฏ๐ž๐ซ๐ฌ๐š๐ญ๐ข๐จ๐ง ๐ง๐จ๐ฐ.

๐Ÿ‘‰๐Ÿ“ž ๐‚๐š๐ฅ๐ฅ ๐ฆ๐ž ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค ๐š๐ง๐ ๐ˆ'๐ฅ๐ฅ ๐ฆ๐š๐ค๐ž ๐ฌ๐ฎ๐ซ๐ž ๐ฐ๐ž'๐ซ๐ž ๐ซ๐ž๐š๐๐ฒ ๐ฐ๐ก๐ž๐ง ๐ญ๐ก๐ž ๐ญ๐ข๐ฆ๐ž ๐œ๐จ๐ฆ๐ž๐ฌ.



No fee is payable for our services in relation to mortgage contracts. We will be paid commission by the lender, the amount of the commission due to be paid is available upon request and will be disclosed via the mortgage illustration.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

๐Ÿ ๐‘๐ž๐ง๐ญ๐ข๐ง๐ ? ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ฆ๐š๐ญ๐ญ๐ž๐ซ๐ฌFor many people, the first time they speak to a protection adviser is when they apply ...
21/08/2026

๐Ÿ ๐‘๐ž๐ง๐ญ๐ข๐ง๐ ? ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ฆ๐š๐ญ๐ญ๐ž๐ซ๐ฌ

For many people, the first time they speak to a protection adviser is when they apply for their first mortgage.

But your income, health and family commitments matter long before you become a homeowner. ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

๐Ÿ’ญ Have you considered what might happen if:

๐Ÿ’ผ You were unable to work because of illness or injury?
๐Ÿฉบ You were diagnosed with a serious illness?
โค๏ธ Your family had to cope financially if you died?
๐Ÿ’ท Your income stopped, but rent and household bills continued?

Protection such as:

โœ… ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง
โœ… ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ข๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐œ๐จ๐ฏ๐ž๐ซ
โœ… ๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž

can help provide a financial safety net for you and those who depend on you.
You do not have to wait until you are buying a property to start the conversation.

In some cases, reviewing your options earlier may give you greater choice, before your health or circumstances change. ๐Ÿ”

As a Mortgage and Protection adviser based in Abingdon, I help clients understand their options in straightforward terms - whether they are renting, buying their first home or planning for the future.

Even if youโ€™re not local I can still help you over a Teams or Zoom meeting.

๐Ÿ‘‰๐Ÿ“ž ๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐ฐ๐จ๐ฎ๐ฅ๐ ๐ฅ๐ข๐ค๐ž ๐ญ๐จ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐ง๐ž๐ž๐๐ฌ, ๐œ๐š๐ฅ๐ฅ ๐ฆ๐ž ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค, ๐Ÿ๐จ๐ซ ๐š๐ง ๐ข๐ง๐Ÿ๐จ๐ซ๐ฆ๐š๐ฅ ๐œ๐จ๐ง๐ฏ๐ž๐ซ๐ฌ๐š๐ญ๐ข๐จ๐ง.

๐Ÿฉบ ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ ๐ฏ๐ฌ ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง: ๐–๐ก๐š๐ญ'๐ฌ ๐ญ๐ก๐ž ๐ƒ๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž?They both provide financial support when illness af...
20/08/2026

๐Ÿฉบ ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ ๐ฏ๐ฌ ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง: ๐–๐ก๐š๐ญ'๐ฌ ๐ญ๐ก๐ž ๐ƒ๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž?

They both provide financial support when illness affects your life, but they protect you in different ways.

๐Ÿฉบ ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ
If you're diagnosed with a covered serious illness, it can provide a lump sum to use as you choose.

๐Ÿ’ท You could use it to:
โ€ข Pay off or reduce your mortgage
โ€ข Cover household bills
โ€ข Make changes to your home
โ€ข Take time away from work
โ€ข Help with recovery costs

๐Ÿ’ผ ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง
If illness or injury means you're unable to work, Income Protection can provide a regular monthly income to help you maintain your finances while you recover.

๐Ÿ’ท It can help with:
โ€ข Mortgage or rent
โ€ข Household bills
โ€ข Everyday living costs
โ€ข Family commitments

Think of it this way:
๐Ÿฉบ ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ = A lump sum following a covered diagnosis.
๐Ÿ’ผ ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง = An income if you're unable to work due to sickness.

They aren't the same cover, and depending on your circumstances, having both could provide broader financial protection.

๐๐จ๐ญ ๐ฌ๐ฎ๐ซ๐ž ๐ฐ๐ก๐ข๐œ๐ก ๐ญ๐ฒ๐ฉ๐ž ๐จ๐Ÿ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐ข๐ฌ ๐ซ๐ข๐ ๐ก๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ? ๐’๐ฉ๐ž๐š๐ค ๐ญ๐จ ๐ฎ๐ฌ ๐Ÿ๐จ๐ซ ๐š ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ.

๐Ÿ‘‰๐Ÿ“ž๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค

Mortgages Inc. Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

๐ŸŒŠโ˜€๏ธ ๐‡๐š๐ฌ ๐“๐ก๐ข๐ฌ ๐’๐ฎ๐ฆ๐ฆ๐ž๐ซ ๐Œ๐š๐๐ž ๐˜๐จ๐ฎ ๐ƒ๐ซ๐ž๐š๐ฆ ๐จ๐Ÿ ๐˜๐จ๐ฎ๐ซ ๐Ž๐ฐ๐ง ๐๐ฅ๐š๐œ๐ž ๐›๐ฒ ๐ญ๐ก๐ž ๐’๐ž๐š?As summer starts to draw to a close, have those sunny da...
19/08/2026

๐ŸŒŠโ˜€๏ธ ๐‡๐š๐ฌ ๐“๐ก๐ข๐ฌ ๐’๐ฎ๐ฆ๐ฆ๐ž๐ซ ๐Œ๐š๐๐ž ๐˜๐จ๐ฎ ๐ƒ๐ซ๐ž๐š๐ฆ ๐จ๐Ÿ ๐˜๐จ๐ฎ๐ซ ๐Ž๐ฐ๐ง ๐๐ฅ๐š๐œ๐ž ๐›๐ฒ ๐ญ๐ก๐ž ๐’๐ž๐š?

As summer starts to draw to a close, have those sunny days, trips to the coast and time away with the family got you thinkingโ€ฆ ๐–๐ก๐š๐ญ ๐ข๐Ÿ ๐ฐ๐ž ๐ก๐š๐ ๐š ๐ฉ๐ฅ๐š๐œ๐ž ๐จ๐Ÿ ๐จ๐ฎ๐ซ ๐จ๐ฐ๐ง?

Somewhere you can escape to for the weekend, make the most of the good weather, enjoy family holidays and create memories year after year. โค๏ธ

And right now, there could be more choice for buyers looking in some of the UKโ€™s most beautiful coastal locations.

Recent changes affecting landlords and holiday lets have contributed to ๐ฆ๐จ๐ซ๐ž ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ข๐ž๐ฌ ๐›๐ž๐œ๐จ๐ฆ๐ข๐ง๐  ๐š๐ฏ๐š๐ข๐ฅ๐š๐›๐ฅ๐ž ๐ข๐ง ๐ƒ๐ž๐ฏ๐จ๐ง ๐š๐ง๐ ๐‚๐จ๐ซ๐ง๐ฐ๐š๐ฅ๐ฅ, including in popular seaside areas.

If youโ€™ve always dreamed of owning a second home or holiday home but assumed it was out of reach, you might be surprised. Getting a mortgage for a second home can be more achievable than many people think.

๐Ÿก ๐“๐ก๐ž ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ? ๐“๐ก๐ž๐ซ๐ž ๐ฆ๐š๐ฒ ๐›๐ž ๐ฆ๐จ๐ซ๐ž ๐ญ๐จ ๐œ๐ก๐จ๐จ๐ฌ๐ž ๐Ÿ๐ซ๐จ๐ฆ.
๐Ÿ’ท ๐“๐ก๐ž ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž? ๐“๐ก๐š๐ญโ€™๐ฌ ๐ฐ๐ก๐ž๐ซ๐ž ๐ˆ ๐œ๐š๐ง ๐ก๐ž๐ฅ๐ฉ.

With access to over 120 lenders, I can search across a range of mortgage options, including lenders offering competitive rates specifically for second homes and holiday properties - meaning I do the research for you and help find an option that fits your wants and needs.

๐ˆ๐Ÿ ๐จ๐ฐ๐ง๐ข๐ง๐  ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฐ๐ง ๐ฅ๐ข๐ญ๐ญ๐ฅ๐ž ๐ž๐ฌ๐œ๐š๐ฉ๐ž ๐ข๐ง ๐ƒ๐ž๐ฏ๐จ๐ง, ๐‚๐จ๐ซ๐ง๐ฐ๐š๐ฅ๐ฅ ๐จ๐ซ ๐ž๐ฅ๐ฌ๐ž๐ฐ๐ก๐ž๐ซ๐ž ๐ข๐ฌ ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฐ๐ข๐ฌ๐ก ๐ฅ๐ข๐ฌ๐ญ, ๐ฅ๐ž๐ญโ€™๐ฌ ๐ก๐š๐ฏ๐ž ๐š ๐œ๐ก๐š๐ญ ๐š๐ง๐ ๐ฌ๐ž๐ž ๐ฐ๐ก๐š๐ญ ๐œ๐จ๐ฎ๐ฅ๐ ๐›๐ž ๐ฉ๐จ๐ฌ๐ฌ๐ข๐›๐ฅ๐ž.

๐Ÿ‘‰๐Ÿ“ž๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค



No fee is payable for our services in relation to mortgage contracts. We will be paid commission by the lender, the amount of the commission due to be paid is available upon request and will be disclosed via the mortgage illustration.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

๐Ÿค”๐‡๐จ๐ฐ ๐Œ๐ฎ๐œ๐ก ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐‚๐จ๐ฏ๐ž๐ซ ๐ƒ๐จ ๐ˆ ๐๐ž๐ž๐?It's one of the most common questions we hear, and the honest answer is...๐ˆ๐ญ ๐๐ž๐ฉ๐ž๐ง๐...
13/08/2026

๐Ÿค”๐‡๐จ๐ฐ ๐Œ๐ฎ๐œ๐ก ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐‚๐จ๐ฏ๐ž๐ซ ๐ƒ๐จ ๐ˆ ๐๐ž๐ž๐?

It's one of the most common questions we hear, and the honest answer is...

๐ˆ๐ญ ๐๐ž๐ฉ๐ž๐ง๐๐ฌ ๐จ๐ง ๐ฒ๐จ๐ฎ.

Everyone's circumstances are different, but when thinking about protection, ask yourself:

๐Ÿก If you weren't here tomorrow, could your family afford to stay in their home?

๐Ÿ’ท If you couldn't work because of illness or injury, how would you pay your monthly bills?

๐Ÿฉบ If you were diagnosed with a serious illness, would you have enough money to focus on your recovery without financial worry?

The right amount of protection should reflect your lifestyle, financial commitments and the people who rely on you.

Whether it's ๐‹๐ข๐Ÿ๐ž ๐‚๐จ๐ฏ๐ž๐ซ, ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐‚๐จ๐ฏ๐ž๐ซ ๐จ๐ซ ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง, having the right cover in place can provide valuable financial security when it's needed most.

๐๐จ๐ญ ๐ฌ๐ฎ๐ซ๐ž ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐ž๐ง๐จ๐ฎ๐ ๐ก ๐œ๐จ๐ฏ๐ž๐ซ? ๐†๐ž๐ญ ๐ข๐ง ๐ญ๐จ๐ฎ๐œ๐ก ๐ญ๐จ๐๐š๐ฒ ๐Ÿ๐จ๐ซ ๐š ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ. ๐–๐ž'๐ฅ๐ฅ ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐ฎ๐ง๐๐ž๐ซ๐ฌ๐ญ๐š๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ ๐š๐ง๐ ๐ฆ๐š๐ค๐ž ๐ฌ๐ฎ๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐œ๐จ๐ฏ๐ž๐ซ ๐ข๐ฌ ๐ซ๐ข๐ ๐ก๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐ง๐ž๐ž๐๐ฌ.

๐Ÿ‘‰๐Ÿ“ž๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค

Mortgages Inc. Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

๐Ÿก ๐†๐จ๐จ๐ ๐ง๐ž๐ฐ๐ฌ ๐Ÿ๐จ๐ซ ๐Ÿ๐ข๐ฑ๐ž๐-๐ญ๐ž๐ซ๐ฆ ๐œ๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ ๐ฐ๐จ๐ซ๐ค๐ž๐ซ๐ฌ!One of the UKโ€™s largest mortgage lenders has changed the way it assesses cer...
12/08/2026

๐Ÿก ๐†๐จ๐จ๐ ๐ง๐ž๐ฐ๐ฌ ๐Ÿ๐จ๐ซ ๐Ÿ๐ข๐ฑ๐ž๐-๐ญ๐ž๐ซ๐ฆ ๐œ๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ ๐ฐ๐จ๐ซ๐ค๐ž๐ซ๐ฌ!

One of the UKโ€™s largest mortgage lenders has changed the way it assesses certain applicants on ๐Ÿ๐ข๐ฑ๐ž๐-๐ญ๐ž๐ซ๐ฆ ๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ฆ๐ž๐ง๐ญ ๐œ๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ๐ฌ ๐Ÿ™Œ

If youโ€™re currently working on a fixed-term contract and fall into one of the following categories, you can now be assessed under the lenderโ€™s ๐ฌ๐ญ๐š๐ง๐๐š๐ซ๐ ๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ฆ๐ž๐ง๐ญ ๐œ๐ซ๐ข๐ญ๐ž๐ซ๐ข๐š:

๐Ÿ‘ฉโ€โš•๏ธ ๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐๐จ๐œ๐ญ๐จ๐ซ๐ฌ
๐Ÿ‘จโ€๐Ÿซ ๐“๐ž๐š๐œ๐ก๐ž๐ซ๐ฌ (excluding supply teachers and teaching assistants)
๐ŸŒ ๐”๐€๐„ ๐ซ๐ž๐ฌ๐ข๐๐ž๐ง๐ญ๐ฌ with a total contract duration of ๐Ÿ‘+ ๐ฒ๐ž๐š๐ซ๐ฌ

This could make getting a mortgage more straightforward for people who previously faced additional criteria because of their employment contract.

๐Ÿ’ฌ๐Ž๐ง ๐š ๐Ÿ๐ข๐ฑ๐ž๐-๐ญ๐ž๐ซ๐ฆ ๐œ๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ ๐š๐ง๐ ๐ฐ๐จ๐ง๐๐ž๐ซ๐ข๐ง๐  ๐ฐ๐ก๐š๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ ๐ฅ๐จ๐จ๐ค ๐ฅ๐ข๐ค๐ž?

๐Ÿ‘‰๐Ÿ“ž ๐‚๐š๐ฅ๐ฅ ๐ฎ๐ฌ ๐จ๐ซ ๐–๐ก๐š๐ญ๐ฌ๐€๐ฉ๐ฉ ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ‘๐Ÿ–๐Ÿ’ ๐Ÿ•๐Ÿ”๐Ÿ”๐ŸŽ๐Ÿ๐Ÿ— ๐จ๐ซ ๐ž๐ฆ๐š๐ข๐ฅ ๐ฃ๐š๐ฌ๐จ๐ง@๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ๐ข๐ง๐œ.๐œ๐จ.๐ฎ๐ค



No fee is payable for our services in relation to mortgage contracts. We will be paid commission by the lender, the amount of the commission due to be paid is available upon request and will be disclosed via the mortgage illustration.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

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30 Elton Crescent, Wheatley
Oxford
OX331UZ

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