Folan Brookes Financial Consultants

05/09/2026

💚Thinking about making your home more energy efficient and saving on your monthly bills? You may be abke to fund your upgrades with 0% interest!

Here is everything you need to know about the Green Additional Borrowing scheme and how it can help you level up your home:

💰 The Key Benefits
Borrow Interest-Free: You can borrow anywhere from £5,000 to £20,000 at 0% fixed interest for the first 2 or 5 years.
£0 Product Fees: There are no product fees to worry about.
High LTV Available: You can borrow up to 90% of your home’s value.
No Long Waiting Period: Unlike standard borrowing options that usually make you wait 180 days, you can apply for this as soon as your very first mortgage payment clears!

🛠️ What Can You Fund?
To qualify for the 0% rate, 100% of the funds must be spent on eligible green home improvements or the necessary supporting works (like scaffolding or minor rewiring).
Popular eligible upgrades include:
✅ Solar PV panels and battery storage.
✅ Home insulation (cavity wall, loft, floor, or pipe insulation).
✅ Electric boilers and smart heating controls.
✅ Energy-efficient replacement windows and doors (such as double or triple glazing).
✅ Electric vehicle (EV) charging stations.
✅ Air or ground source heat pumps.

⚠️ The Fine Print: The scheme cannot be used for routine maintenance, structural changes, gas boilers, or to pay you back for work that is already completed. The upgrades also cannot make your home completely uninhabitable while the work is being done.

Folan Brookes Financial Consultants
Siobhan Emily Gordon - Folan Brookes Financial Consultants Limited Stacey Davies - Folan Brookes Financial Consultants Ltd Thomas Folan

04/09/2026

The Important Details 📝👇

Timeframe: The qualifying green home improvement must be completed within one year of completing your mortgage, further advance, or product transfer.

Eligibility: This offer is for residential properties only and explicitly excludes buy-to-let applications.

Application Date: Your full mortgage application process must have started with a first mortgage illustration on or after 31 July 2024.

Installation: Insulation must be professionally installed rather than a DIY material purchase , and you will simply need to upload your final paid invoice to claim your cash.

Free EPC Booking: If you decide to take up the free EPC offer, you will have three months from your successful cashback claim confirmation to schedule the assessment.

Ready to claim your reward? 📞

Whether you are planning a full eco-retrofit or a quick energy-saving upgrade to keep your bills down, I can help guide you through the financial process and check your eligibility.

Our team is on hand to guide you through and answer questions Siobhan
Stacey Davies - Folan Brookes Financial Consultants Ltd Emily Gordon - Folan Brookes Financial Consultants Limited Thomas Folan

Approved by The Openwork Partnership 03/07/2026

03/09/2026

💌 DM us “Teacher” for a free affordability check - no obligation- no credit footprint

🎓Teachers - 3 things that could be costing you thousands on your mortgage 👇 But Folan Brookes Financial Consultants can help!

1️⃣ Term time only pay confuses lenders!
If you’re on a TTO contract, some lenders annualise your payslips incorrectly, and quietly shrink what you can borrow. Your contract says one thing, their calculator says another. We select the right lender, that uses the right figure.

2️⃣ Your teaching and learning responsibility payments may not be included in affordability.
TLR and SEN responsibility and recruitment and retention payments are often treated as ‘variable’ income and either, excluded or a reduced figure used for affordability assessments.
👉Several lenders will use 💯 of this figure if they are contractual- and this can make a huge difference difference in how much you can borrow!

3️⃣ 🙌 Early career teachers, you don’t have to wait a year!
The “come back when you have 12 months payslips” isn’t true across the board.
A number of lenders will consider you from@your first payslip - some before you have even started, on the strength of your signed contract.

The difference in lender A and lender B for a teacher isn’t small, it could mean the difference between the house you settle for and the house you actually wanted.

💗 We help shape the future you dream of 🏡

Siobhan Stacey Davies - Folan Brookes Financial Consultants Ltd Emily Gordon - Folan Brookes Financial Consultants Limited Thomas Folan

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership 28/08/2026

26/08/2026

🏡 What you need to know 👆

Did you know these?

Find it useful? Save for later 👋

Siobhan Thomas Folan Stacey Davies - Folan Brookes Financial Consultants Ltd Emily Gordon - Folan Brookes Financial Consultants Limited

Approved by The Openwork Partnership 03/07/2026

25/08/2026

👉 Is your mortgage deal ending this summer?

🛑 Don’t roll onto the lenders standard variable rate - get in touch now and we’ll find you the right deal before it ends.

Siobhan Stacey Davies - Folan Brookes Financial Consultants Ltd Emily Gordon - Folan Brookes Financial Consultants Limited Thomas Folan

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership 03/07/2026

14/08/2026

Lots of clients picking up the keys to their new home this week 🏡🔑

A little congratulations package and thank you for using. sent out in the post.

Have you received yours?



.folanbrookesmortgages .folanbrookesmortgages

10/08/2026

23/07/2026

Everything you need 👇

Months, sometimes years before you plan to buy, we check in to review your goals and start to research the market.

We provide you with a decision in principle (also called an agreement or mortgage in principle).

Once you secure a property, we will present you your best options and lock in your deal ahead of your purchase.

We review your protection needs, life insurance, income protection and critical illness cover. Have your home insurance in place ready for exchange of contracts.

Point you in the right direction for your WILL, trust deeds etc where applicable.

We will keep progressing your mortgage, by liaising and updating all parties, until you receive the keys 🔑

Shaping the future you dream of

Buying this year?
Don’t leave it too late get in touch today

Siobhan Stacey Davies - Folan Brookes Financial Consultants Ltd Emily Gordon - Folan Brookes Financial Consultants Limited

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork partnership 03/07/2026

20/07/2026

The Details ⬇️

You must be a First Time Buyer ✅

Purchase a property valued between £102,000 and £500,000 ✅

Your deposit of £5000 or more, must be personal savings or a gift from a family member ✅

Availability varies by lender

Get in touch for more information 📞

We have a team of friendly experts in hand to answer your questions and assist you with your mortgage needs.

folanbrookesmortgages folanbrookesmortgages


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership 07/07/2026

17/07/2026

🌞☀️Is your mortgage deal ending this summer?

Don’t risk rolling onto your lenders standard variable rate - get in touch now and we’ll find you the right deal before your current deal ends.

folanbrookesmortgages folanbrookesmortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NIT KEEP UO REPAYMENT IN YOUR MORTGAGE

Approved by The Openwork Partnership 05/07/2026